{"id":12951,"date":"2025-02-15T13:55:08","date_gmt":"2025-02-15T18:55:08","guid":{"rendered":"https:\/\/twinn.ca\/?p=12951"},"modified":"2025-03-18T20:09:15","modified_gmt":"2025-03-19T01:09:15","slug":"assurance-collective-canada","status":"publish","type":"post","link":"https:\/\/twinn.ca\/fr\/assurance-collective-canada\/","title":{"rendered":"L\u2019assurance collective devient-elle inabordable au Canada?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Les r\u00e9gimes de soins de sant\u00e9 compl\u00e9mentaires et les co\u00fbts m\u00e9dicaux au Canada devraient augmenter de&nbsp;6,0 %&nbsp;en 2019, selon une r\u00e9cente analyse d\u2019Aon.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour mettre cette estimation en perspective,&nbsp;cette hausse annuelle de 6 % d\u00e9passe celle du taux d\u2019inflation. Par cons\u00e9quent, les primes d\u2019assurance seront directement touch\u00e9es \u00e0 l\u2019\u00e9chelle nationale, poussant les employeurs \u00e0 chercher des solutions pour mieux ma\u00eetriser ces co\u00fbts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Certaines entreprises adoptent une approche \u00e0 court terme en r\u00e9duisant les avantages sociaux, en n\u00e9gociant r\u00e9guli\u00e8rement avec leurs fournisseurs d\u2019assurance ou en r\u00e9alisant une \u00e9tude de march\u00e9 tous les trois ou quatre ans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u2019autres, en revanche, privil\u00e9gient une vision \u00e0 long terme en mettant en place des programmes de formation pour aider les employ\u00e9s \u00e0 mieux utiliser leurs r\u00e9gimes ou en restructurant leurs plans d\u2019assurance vers des mod\u00e8les auto-assur\u00e9s. De nombreuses entreprises, conscientes des hausses de co\u00fbts dans leurs r\u00e9gimes d\u2019assurance collective, prennent les devants en explorant de nouvelles structures pour mieux anticiper l\u2019avenir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vos primes globales sont-elles impr\u00e9visibles d\u2019une ann\u00e9e \u00e0 l\u2019autre ?&nbsp;Contactez l\u2019un de nos conseillers pour une&nbsp;analyse gratuite&nbsp;de votre r\u00e9gime et d\u00e9couvrir les solutions adapt\u00e9es \u00e0 votre situation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les r\u00e9gimes de soins de sant\u00e9 compl\u00e9mentaires et les co\u00fbts m\u00e9dicaux au Canada devraient augmenter de&nbsp;6,0 %&nbsp;en 2019, selon une&#8230;<\/p>\n","protected":false},"author":15,"featured_media":12872,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[92],"tags":[],"post_folder":[],"class_list":["post-12951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-garanties-collectives"],"acf":[],"taxonomy_info":{"category":[{"value":92,"label":"Garanties collectives"}]},"featured_image_src_large":["https:\/\/twinn.ca\/wp-content\/uploads\/2025\/02\/is-group-insurance-becoming-unaffordable-in-canada-1024x761.webp",1024,761,true],"author_info":{"display_name":"Rafat Haque","author_link":"https:\/\/twinn.ca\/fr\/author\/rafat-haque\/"},"comment_info":0,"category_info":[{"term_id":92,"name":"Garanties collectives","slug":"garanties-collectives","term_group":0,"term_taxonomy_id":92,"taxonomy":"category","description":"","parent":0,"count":9,"filter":"raw","cat_ID":92,"category_count":9,"category_description":"","cat_name":"Garanties collectives","category_nicename":"garanties-collectives","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/12951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/comments?post=12951"}],"version-history":[{"count":0,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/12951\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media\/12872"}],"wp:attachment":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media?parent=12951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/categories?post=12951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/tags?post=12951"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/post_folder?post=12951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}