{"id":14379,"date":"2025-07-21T17:00:38","date_gmt":"2025-07-21T22:00:38","guid":{"rendered":"https:\/\/twinn.ca\/?p=14379"},"modified":"2025-10-13T19:24:09","modified_gmt":"2025-10-14T00:24:09","slug":"compte-depenses-employes","status":"publish","type":"post","link":"https:\/\/twinn.ca\/fr\/compte-depenses-employes\/","title":{"rendered":"Compte de d\u00e9penses pour employ\u00e9s : Types et b\u00e9n\u00e9fices cl\u00e9s"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour employ\u00e9s est un avantage flexible qui d\u00e9passe la couverture sant\u00e9 et dentaire traditionnelle, offrant plus de contr\u00f4le aux employ\u00e9s sur leur bien-\u00eatre. Il peut couvrir des besoins vari\u00e9s allant des programmes de mieux-\u00eatre et activit\u00e9s sportives \u00e0 la garde d\u2019enfants, aux loisirs et m\u00eame au soutien \u00e0 la fertilit\u00e9. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans ce guide, nous expliquons leur fonctionnement, les types de d\u00e9penses admissibles, leurs diff\u00e9rences avec les r\u00e9gimes de sant\u00e9 classiques ainsi que des conseils pratiques pour les mettre en place et en maximiser l\u2019impact.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14379_2e39f7-71{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id14379_2e39f7-71 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14379_2e39f7-71 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14379_2e39f7-71 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id14379_2e39f7-71{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;overflow:clip;isolation:isolate;}.kb-row-layout-id14379_2e39f7-71 > .kt-row-layout-overlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-row-layout-id14379_2e39f7-71{box-shadow:0px 0px 12px 3px rgba(0, 0, 0, 0.2);border-top:4px double var(--global-palette1, #3182CE);border-right:4px double var(--global-palette1, #3182CE);border-bottom:4px double var(--global-palette1, #3182CE);border-left:4px double var(--global-palette1, #3182CE);}.kb-row-layout-id14379_2e39f7-71{background-color:rgba(58,173,113,0.17);}.kb-row-layout-id14379_2e39f7-71 > .kt-row-layout-overlay{opacity:0.49;}@media all and (max-width: 1024px){.kb-row-layout-id14379_2e39f7-71 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id14379_2e39f7-71{border-top:4px double var(--global-palette1, #3182CE);border-right:4px double var(--global-palette1, #3182CE);border-bottom:4px double var(--global-palette1, #3182CE);border-left:4px double var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.kb-row-layout-id14379_2e39f7-71 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id14379_2e39f7-71{border-top:4px double var(--global-palette1, #3182CE);border-right:4px double var(--global-palette1, #3182CE);border-bottom:4px double var(--global-palette1, #3182CE);border-left:4px double var(--global-palette1, #3182CE);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14379_2e39f7-71 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14379_7b3115-2a > .kt-inside-inner-col,.kadence-column14379_7b3115-2a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_7b3115-2a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_7b3115-2a > .kt-inside-inner-col{flex-direction:column;}.kadence-column14379_7b3115-2a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14379_7b3115-2a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_7b3115-2a{position:relative;}@media all and (max-width: 1024px){.kadence-column14379_7b3115-2a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14379_7b3115-2a > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_7b3115-2a\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28, .wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28[data-kb-block=\"kb-adv-heading14379_e6cdc8-28\"]{text-align:left;font-style:normal;color:#020202;border-left:20px solid transparent;}.wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28[data-kb-block=\"kb-adv-heading14379_e6cdc8-28\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28[data-kb-block=\"kb-adv-heading14379_e6cdc8-28\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28, .wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28[data-kb-block=\"kb-adv-heading14379_e6cdc8-28\"]{border-left:20px solid transparent;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28, .wp-block-kadence-advancedheading.kt-adv-heading14379_e6cdc8-28[data-kb-block=\"kb-adv-heading14379_e6cdc8-28\"]{border-left:20px solid transparent;}}<\/style>\n<h3 class=\"kt-adv-heading14379_e6cdc8-28 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_e6cdc8-28\">Points Cl\u00e9s<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_3896be-c5:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_3896be-c5 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_3896be-c5 ul.kt-svg-icon-list{grid-row-gap:20px;}.kt-svg-icon-list-items14379_3896be-c5 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14379_3896be-c5 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14379_7c25a3-ed .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14379_7c25a3-ed .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_7c25a3-ed\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Un compte de d\u00e9penses pour employ\u00e9s (CDE) offrent aux employ\u00e9s des fonds flexibles pour des d\u00e9penses li\u00e9es au bien-\u00eatre, au style de vie ou \u00e0 la fertilit\u00e9, offrant plus de choix que les r\u00e9gimes de sant\u00e9 traditionnels.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_61db36-b9 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14379_61db36-b9 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_61db36-b9\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">La plupart des CDE (bien-\u00eatre et style de vie) sont des avantages imposables au Canada, tandis que les comptes de d\u00e9penses sant\u00e9 (CDS) peuvent rester non imposables si les d\u00e9penses sont approuv\u00e9es par l\u2019ARC.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_9a6d47-9f .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14379_9a6d47-9f .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_9a6d47-9f\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les employeurs ont la libert\u00e9 de d\u00e9finir les cat\u00e9gories \u00e9ligibles, du fitness et du soutien psychologique \u00e0 la garde d\u2019enfants, au d\u00e9veloppement professionnel ou au soutien \u00e0 la parentalit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_4a08ac-d8 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14379_4a08ac-d8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_4a08ac-d8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">La bonne plateforme ou le bon fournisseur simplifie l\u2019administration, avec des fonctionnalit\u00e9s comme les remboursements automatiques, l\u2019int\u00e9gration \u00e0 la paie et le suivi en temps r\u00e9el.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_d3ad2d-74 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14379_d3ad2d-74 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_d3ad2d-74\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les CDE sont les plus efficaces lorsqu\u2019ils compl\u00e8tent les avantages sant\u00e9 traditionnels, cr\u00e9ant une approche moderne et compl\u00e8te du bien-\u00eatre et de la fid\u00e9lisation des employ\u00e9s.<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"understanding-wellness-spending-accounts-1\">Qu\u2019est-ce qu\u2019un compte de d\u00e9penses pour employ\u00e9s ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour employ\u00e9s est un avantage flexible financ\u00e9 par l\u2019employeur qui fournit aux employ\u00e9s un montant fixe pour rembourser des d\u00e9penses personnelles \u00e9ligibles. Il est con\u00e7u pour aller au-del\u00e0 de la couverture sant\u00e9 traditionnelle en soutenant le bien-\u00eatre, le style de vie et les besoins familiaux, donnant aux employ\u00e9s la libert\u00e9 de choisir comment utiliser leur allocation dans le respect des directives du plan. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"advantages-limitations-of-employee-spending-accounts\">Avantages et limites des comptes de d\u00e9penses pour employ\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour employ\u00e9s offre de la flexibilit\u00e9 et peut consid\u00e9rablement am\u00e9liorer la satisfaction au travail, mais comporte aussi des points \u00e0 consid\u00e9rer avant sa mise en place.<\/p>\n\n\n<style>.kb-row-layout-id14379_428379-4d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14379_428379-4d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14379_428379-4d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-md, 2rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id14379_428379-4d{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}.kb-row-layout-id14379_428379-4d{background-color:rgba(57,188,122,0.24);}.kb-row-layout-id14379_428379-4d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id14379_428379-4d > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id14379_428379-4d > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14379_428379-4d alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14379_5332a4-0d > .kt-inside-inner-col,.kadence-column14379_5332a4-0d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_5332a4-0d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_5332a4-0d > .kt-inside-inner-col{flex-direction:column;}.kadence-column14379_5332a4-0d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14379_5332a4-0d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_5332a4-0d{position:relative;}@media all and (max-width: 1024px){.kadence-column14379_5332a4-0d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14379_5332a4-0d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_5332a4-0d\"><div class=\"kt-inside-inner-col\">\n<h4 class=\"wp-block-heading has-text-align-center\" id=\"advantages-1\">Avantages<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flexibilit\u00e9 pour couvrir des besoins vari\u00e9s : fitness, sant\u00e9 mentale, garde d\u2019enfants, d\u00e9veloppement professionnel<\/li>\n\n\n\n<li>Am\u00e9liore la satisfaction, la fid\u00e9lisation et le bien-\u00eatre global des employ\u00e9s<\/li>\n\n\n\n<li>Montre l\u2019engagement de l\u2019employeur envers des avantages modernes et inclusifs<\/li>\n\n\n\n<li>Personnalisable selon la culture de l\u2019entreprise et le budget<\/li>\n\n\n\n<li>Avantage concurrentiel pour le recrutement<\/li>\n\n\n\n<li>Stimule le moral et l\u2019engagement. Les organisations avec des programmes de mieux-\u00eatre constatent une hausse de <a href=\"https:\/\/www.manuvie.ca\/entreprises\/assurance-collective\/le-rapport-mieux-etre\/le-rapport-mieux-etre-2022.html\" target=\"_blank\" rel=\"noopener\">14 % de la satisfaction des employ\u00e9s<\/a> et une am\u00e9lioration de 9 % de la productivit\u00e9. <\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<style>.kadence-column14379_36a3ad-4d > .kt-inside-inner-col,.kadence-column14379_36a3ad-4d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_36a3ad-4d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_36a3ad-4d > .kt-inside-inner-col{flex-direction:column;}.kadence-column14379_36a3ad-4d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14379_36a3ad-4d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_36a3ad-4d{position:relative;}@media all and (max-width: 1024px){.kadence-column14379_36a3ad-4d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14379_36a3ad-4d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_36a3ad-4d\"><div class=\"kt-inside-inner-col\">\n<h4 class=\"wp-block-heading has-text-align-center\" id=\"limitations\">Limites<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u00e9cessite une administration claire pour garantir l\u2019\u00e9ligibilit\u00e9 des d\u00e9penses<\/li>\n\n\n\n<li>Peut compliquer la paie ou les syst\u00e8mes RH si mal g\u00e9r\u00e9<\/li>\n\n\n\n<li>La budg\u00e9tisation peut \u00eatre complexe si le taux d\u2019utilisation d\u00e9passe les pr\u00e9visions<\/li>\n\n\n\n<li>Les employ\u00e9s peuvent sous-utiliser le compte sans communication ou formation ad\u00e9quates<\/li>\n\n\n\n<li>Ne remplace pas les r\u00e9gimes sant\u00e9 et dentaires traditionnels<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-top:var(--wp--preset--spacing--40)\">En fait, les comptes de d\u00e9penses pour le bien-\u00eatre sont de plus en plus utilis\u00e9s par les entreprises comme facteur diff\u00e9renciateur, surtout dans les secteurs o\u00f9 les <a href=\"https:\/\/twinn.ca\/fr\/avantages-equilibre-travail-vie\/\">avantages li\u00e9s \u00e0 l\u2019\u00e9quilibre travail-vie<\/a> personnelle sont essentiels. On les retrouve aussi de plus en plus dans les r\u00e9gimes propos\u00e9s par des fournisseurs comme Canada Life, RBC Assurances et Manuvie.<\/p>\n\n\n<style>.kb-image14379_a8547b-f7 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image14379_a8547b-f7 size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/personal-trainer-at-gym-as-an-example-of-eligible-expenses-for-employee-wellness-spending-account.webp\" alt=\"Entra\u00eeneur personnel au gym comme exemple de d\u00e9penses admissibles pour le compte de d\u00e9penses pour employ\u00e9s\" class=\"kb-img wp-image-14313\" title=\"Entra\u00eeneur personnel au gym comme exemple de d\u00e9penses admissibles pour le compte de d\u00e9penses pour employ\u00e9s\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/personal-trainer-at-gym-as-an-example-of-eligible-expenses-for-employee-wellness-spending-account.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/personal-trainer-at-gym-as-an-example-of-eligible-expenses-for-employee-wellness-spending-account-300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/personal-trainer-at-gym-as-an-example-of-eligible-expenses-for-employee-wellness-spending-account-768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-does-an-employee-spending-account-work\">Comment fonctionne un compte de d\u00e9penses pour employ\u00e9s ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour employ\u00e9s attribue chaque ann\u00e9e une allocation fixe (souvent 500 \u00e0 2 000 $, avec certains plafonds \u00e0 vie de 10 000 $ pour la fertilit\u00e9) pour couvrir des d\u00e9penses d\u00e9finies par l\u2019employeur. Celles-ci vont au-del\u00e0 des soins m\u00e9dicaux ou dentaires et incluent bien-\u00eatre, garde d\u2019enfants, fertilit\u00e9 ou avantages li\u00e9s au style de vie. L\u2019employeur choisit les cat\u00e9gories admissibles et les r\u00e8gles de remboursement : l\u2019employ\u00e9 paie d\u2019abord, soumet un re\u00e7u, puis est rembours\u00e9 jusqu\u2019\u00e0 concurrence de son solde. La couverture est limit\u00e9e \u00e0 l\u2019allocation, ce qui rend les co\u00fbts pr\u00e9visibles pour l\u2019entreprise tout en offrant flexibilit\u00e9 et choix aux employ\u00e9s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-do-employee-spending-accounts-differ-from-traditional-benefits\">En quoi les comptes de d\u00e9penses des employ\u00e9s diff\u00e8rent-ils des avantages sociaux traditionnels?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Alors que les <a href=\"https:\/\/twinn.ca\/fr\/avantages-sociaux-guide\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/fr\/avantages-sociaux-guide\/\">avantages traditionnels<\/a> se concentrent principalement sur la couverture m\u00e9dicale et dentaire, un compte de d\u00e9penses pour employ\u00e9s offre une approche flexible qui soutient un \u00e9ventail plus large de besoins li\u00e9s au style de vie et au bien-\u00eatre. Le tableau ci-dessous pr\u00e9sente les principales diff\u00e9rences pour aider les employeurs \u00e0 prendre des d\u00e9cisions \u00e9clair\u00e9es :<\/p>\n\n\n\n<figure class=\"wp-block-table alignfull is-style-stripes\"><table class=\"has-background\" style=\"background-color:#39bd7b38;border-width:1px\"><thead><tr><th><strong>Aspect<\/strong><\/th><th><strong>Compte de d\u00e9penses pour employ\u00e9s (CDE)<\/strong><\/th><th><strong>Plans d\u2019avantages traditionnels<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Port\u00e9e de la couverture<\/strong><\/td><td>Flexible \u2013 couvre le bien-\u00eatre, le mode de vie, la fertilit\u00e9, la forme physique, la garde d\u2019enfants, les passe-temps, le d\u00e9veloppement professionnel et plus encore<\/td><td>Limit\u00e9 \u2013 principalement pour les soins de sant\u00e9, les soins dentaires, la vue et les m\u00e9dicaments d\u2019ordonnance<\/td><\/tr><tr><td><strong>Personnalisation<\/strong><\/td><td>Les employ\u00e9s choisissent comment utiliser leur indemnit\u00e9 en fonction de leurs besoins personnels<\/td><td>Pr\u00e9d\u00e9termin\u00e9 par l\u2019employeur et le fournisseur d\u2019assurance, avec peu de choix individuel<\/td><\/tr><tr><td><strong>Contr\u00f4le de l\u2019employeur<\/strong><\/td><td>Les employeurs \u00e9tablissent le budget et les cat\u00e9gories admissibles, offrant une adaptabilit\u00e9 \u00e0 la culture de l\u2019entreprise<\/td><td>L\u2019employeur contracte avec les assureurs ; la conception du plan est fixe et difficile \u00e0 ajuster<\/td><\/tr><tr><td><strong>Engagement des employ\u00e9s<\/strong><\/td><td>Augmente la satisfaction en reconnaissant la diversit\u00e9 des modes de vie et des priorit\u00e9s<\/td><td>Fournit une couverture m\u00e9dicale essentielle, mais peut ne pas r\u00e9pondre au bien-\u00eatre g\u00e9n\u00e9ral<\/td><\/tr><tr><td><strong>Inclusion<\/strong><\/td><td>Soutient diverses \u00e9tapes de la vie (planification familiale, bien-\u00eatre, sant\u00e9 mentale, apprentissage)<\/td><td>Principalement m\u00e9dical, avec moins d\u2019accent sur le mode de vie ou les besoins non m\u00e9dicaux<\/td><\/tr><tr><td><strong>L\u2019administration<\/strong><\/td><td>G\u00e9r\u00e9 \u00e0 l\u2019interne ou par l\u2019interm\u00e9diaire de plateformes tierces; n\u00e9cessite un suivi et des remboursements<\/td><td>Trait\u00e9 principalement par des compagnies d\u2019assurance avec des processus normalis\u00e9s<\/td><\/tr><tr><td><strong>Pr\u00e9visibilit\u00e9 des co\u00fbts<\/strong><\/td><td>Les employeurs plafonnent les d\u00e9penses en d\u00e9finissant les allocations annuelles<\/td><td>Les co\u00fbts fluctuent selon les r\u00e9clamations et les primes d\u2019assurance<\/td><\/tr><tr><td><strong>Valeur per\u00e7ue<\/strong><\/td><td>Consid\u00e9r\u00e9 comme un avantage moderne et personnalis\u00e9 qui am\u00e9liore l\u2019\u00e9quilibre travail-vie personnelle<\/td><td>Consid\u00e9r\u00e9 comme une n\u00e9cessit\u00e9 standard, et non comme un facteur de diff\u00e9renciation<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"types-of-employee-spending-accounts-in-canada\">Types de comptes de d\u00e9penses des employ\u00e9s au Canada<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour employ\u00e9s se pr\u00e9sentent sous diff\u00e9rentes formes, chacune con\u00e7ue pour r\u00e9pondre \u00e0 des besoins sp\u00e9cifiques des employ\u00e9s et aux objectifs de l\u2019entreprise. Les trois options les plus courantes sont : comptes de d\u00e9penses pour la fertilit\u00e9, pour le bien-\u00eatre et pour le style de vie, chacun offrant des avantages uniques pour les employeurs et leurs \u00e9quipes.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"fertility-spending-account\">Compte de d\u00e9penses pour fertilit\u00e9<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Un <a href=\"https:\/\/twinn.ca\/fr\/compte-depenses-fertilite\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/fr\/compte-depenses-fertilite\/\">compte de d\u00e9penses pour fertilit\u00e9<\/a> est une allocation cibl\u00e9e qui soutient les besoins li\u00e9s \u00e0 la parentalit\u00e9 au-del\u00e0 de l\u2019assurance collective classique. Peut \u00eatre offert comme plan ind\u00e9pendant ou int\u00e9gr\u00e9 \u00e0 un compte de d\u00e9penses sant\u00e9 (CDS) ou bien-\u00eatre (CDE), avec des choix de conception influen\u00e7ant le traitement fiscal au Canada.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Id\u00e9al pour :<\/strong> Les employeurs des secteurs professionnels (finance, technologie, droit, conseil) et les entreprises progressistes qui souhaitent soutenir la diversit\u00e9 des besoins familiaux.<\/li>\n\n\n\n<li><strong>D\u00e9penses \u00e9ligibles (Canada) :<\/strong> Traitements de fertilit\u00e9 (FIV\/IUI), m\u00e9dicaments, cong\u00e9lation d\u2019ovules\/sperme, frais d\u2019adoption, certaines d\u00e9penses m\u00e9dicales\/juridiques li\u00e9es \u00e0 la gestation pour autrui (conformit\u00e9 \u00e0 la loi canadienne requise).<\/li>\n\n\n\n<li><strong>Traitement fiscal :<\/strong> Non imposable si structur\u00e9 comme CDS avec d\u00e9penses m\u00e9dicales approuv\u00e9es par l\u2019ARC ; sinon, imposable.<\/li>\n\n\n\n<li><strong>Fonctionnement de la couverture <\/strong>: Les employeurs fixent g\u00e9n\u00e9ralement un plafond \u00e0 vie (ex. 10 000\u201320 000 $ par employ\u00e9 ou famille) ou un plafond annuel (ex. 5 000 $ par an). Les employ\u00e9s soumettent les re\u00e7us et sont rembours\u00e9s jusqu\u2019au plafond fix\u00e9. <\/li>\n\n\n\n<li><strong>Avantages pour l\u2019employeur :<\/strong>\n<ul class=\"wp-block-list\">\n<li>Fort signal d\u2019inclusivit\u00e9 (soutient LGBTQ2S+, parents c\u00e9libataires, couples confront\u00e9s \u00e0 l\u2019infertilit\u00e9)<\/li>\n\n\n\n<li>Valorise la marque employeur dans les secteurs comp\u00e9titifs o\u00f9 les avantages familiaux font la diff\u00e9rence<\/li>\n\n\n\n<li>Montre un investissement \u00e0 long terme dans la vie personnelle des employ\u00e9s, pas seulement leur performance au travail<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Consid\u00e9rations pour l\u2019entreprise :<\/strong>\n<ul class=\"wp-block-list\">\n<li>Id\u00e9al pour les entreprises avec des budgets plus \u00e9lev\u00e9s, car les co\u00fbts peuvent \u00eatre importants<\/li>\n\n\n\n<li>Peut avoir un faible taux d\u2019utilisation, mais forte valeur per\u00e7ue m\u00eame pour ceux qui ne l\u2019utilisent pas<\/li>\n\n\n\n<li>onctionne bien en compl\u00e9ment des r\u00e9gimes de sant\u00e9 traditionnels<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"wellness-spending-account\">Compte de d\u00e9penses pour le bein-\u00eatre<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Un avantage flexible qui finance le bien-\u00eatre physique, mental et \u00e9motionnel, souvent offert au Canada comme <a href=\"https:\/\/twinn.ca\/fr\/compte-mieux-etre\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/fr\/compte-mieux-etre\/\">compte de d\u00e9penses personnel\/bien-\u00eatre<\/a> imposable.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Id\u00e9al pour :<\/strong> Les entreprises de toutes tailles qui souhaitent promouvoir un mode de vie plus sain, r\u00e9duire le burn-out et am\u00e9liorer la culture d\u2019entreprise.<\/li>\n\n\n\n<li><strong>D\u00e9penses \u00e9ligibles (Canada) :<\/strong> Abonnements \u00e0 des gymnases, ligues sportives, \u00e9quipements d\u2019exercice \u00e0 domicile, counseling ou th\u00e9rapie, applications de pleine conscience, programmes pour arr\u00eater de fumer, programmes nutritionnels.<\/li>\n\n\n\n<li><strong>Traitement fiscal :<\/strong> G\u00e9n\u00e9ralement un avantage imposable au Canada.<\/li>\n\n\n\n<li><strong>Fonctionnement de la couverture : <\/strong>L\u2019employeur fournit habituellement une allocation annuelle (g\u00e9n\u00e9ralement 500\u20131 000 $ par employ\u00e9). Les employ\u00e9s sont rembours\u00e9s jusqu\u2019\u00e0 \u00e9puisement de leur solde. <\/li>\n\n\n\n<li><strong>Avantages pour l\u2019employeur :<\/strong>\n<ul class=\"wp-block-list\">\n<li>Encourage des employ\u00e9s plus sains et plus \u00e9nergiques, avec moins de jours de maladie<\/li>\n\n\n\n<li>Abordable et flexible : l\u2019employeur peut fixer un budget annuel modeste (ex. 500\u20131 000 $ par employ\u00e9)<\/li>\n\n\n\n<li>Facile \u00e0 communiquer et \u00e0 mettre en \u0153uvre par rapport \u00e0 des avantages plus sp\u00e9cialis\u00e9s<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Consid\u00e9rations pour l\u2019entreprise :<\/strong>\n<ul class=\"wp-block-list\">\n<li>Fonctionne particuli\u00e8rement bien pour les entreprises qui priorisent la productivit\u00e9 et le moral.<\/li>\n\n\n\n<li>Peut n\u00e9cessiter une communication solide pour garantir la compr\u00e9hension des d\u00e9penses \u00e9ligibles<\/li>\n\n\n\n<li>Utile pour les entreprises avec un budget limit\u00e9 mais qui souhaitent offrir des avantages percutants<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14379_5d4ee9-90{margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id14379_5d4ee9-90 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14379_5d4ee9-90 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14379_5d4ee9-90 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(60% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(40% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id14379_5d4ee9-90{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;overflow:clip;isolation:isolate;}.kb-row-layout-id14379_5d4ee9-90 > .kt-row-layout-overlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-row-layout-id14379_5d4ee9-90 > .kt-row-layout-overlay{opacity:0.17;background:linear-gradient(90deg,var(--global-palette2) 3%,var(--global-palette6,#f2f0e8) 100%);}@media all and (max-width: 1024px){.kb-row-layout-id14379_5d4ee9-90 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id14379_5d4ee9-90 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14379_5d4ee9-90 alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14379_25d592-40 > .kt-inside-inner-col,.kadence-column14379_25d592-40 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_25d592-40 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_25d592-40 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14379_25d592-40 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14379_25d592-40 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_25d592-40{position:relative;}@media all and (max-width: 1024px){.kadence-column14379_25d592-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14379_25d592-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_25d592-40\"><div class=\"kt-inside-inner-col\"><style>.kadence-column14379_6b955a-bc > .kt-inside-inner-col{display:flex;}#wrapper.site{overflow:clip;}.kadence-column14379_6b955a-bc{--kb-section-setting-offset:90px;}.kadence-column14379_6b955a-bc > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column14379_6b955a-bc > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_6b955a-bc > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_6b955a-bc > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14379_6b955a-bc{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_6b955a-bc{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_6b955a-bc > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_6b955a-bc > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_6b955a-bc{text-align:left;}.kadence-column14379_6b955a-bc{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14379_6b955a-bc{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_6b955a-bc{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_6b955a-bc > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column14379_6b955a-bc > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14379_6b955a-bc{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_6b955a-bc{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_6b955a-bc > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_6b955a-bc > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_6b955a-bc kb-section-is-sticky kb-section-dir-vertical o-sticky o-sticky-scope-main-area o-sticky-pos-top o-sticky-bhvr-keep\" data-aos=\"fade-right\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a, .wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a[data-kb-block=\"kb-adv-heading14379_551af6-5a\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a[data-kb-block=\"kb-adv-heading14379_551af6-5a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a[data-kb-block=\"kb-adv-heading14379_551af6-5a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a, .wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a[data-kb-block=\"kb-adv-heading14379_551af6-5a\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a, .wp-block-kadence-advancedheading.kt-adv-heading14379_551af6-5a[data-kb-block=\"kb-adv-heading14379_551af6-5a\"]{text-align:center!important;}}<\/style>\n<h4 class=\"kt-adv-heading14379_551af6-5a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_551af6-5a\">Lancez un compte de d\u00e9penses pour employ\u00e9s qui fonctionne<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1, .wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1[data-kb-block=\"kb-adv-heading14379_91a0aa-f1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1[data-kb-block=\"kb-adv-heading14379_91a0aa-f1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1[data-kb-block=\"kb-adv-heading14379_91a0aa-f1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1, .wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1[data-kb-block=\"kb-adv-heading14379_91a0aa-f1\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1, .wp-block-kadence-advancedheading.kt-adv-heading14379_91a0aa-f1[data-kb-block=\"kb-adv-heading14379_91a0aa-f1\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading14379_91a0aa-f1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_91a0aa-f1\">Pr\u00eat \u00e0 offrir \u00e0 votre \u00e9quipe des avantages flexibles et percutants ? R\u00e9servez une consultation avec nos experts en avantages collectifs et obtenez une strat\u00e9gie sur mesure pour votre main-d\u2019\u0153uvre. <\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column14379_b75880-53 > .kt-inside-inner-col{display:flex;}.kadence-column14379_b75880-53 > .kt-inside-inner-col,.kadence-column14379_b75880-53 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_b75880-53 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_b75880-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_b75880-53 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14379_b75880-53{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_b75880-53{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_b75880-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_b75880-53 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_b75880-53{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14379_b75880-53{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_b75880-53{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_b75880-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column14379_b75880-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14379_b75880-53{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_b75880-53{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_b75880-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_b75880-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_b75880-53\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e, .wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"]{margin-bottom:var(--global-kb-spacing-xs, 1rem);text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"] .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"] mark.kt-highlight{font-style:normal;color:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e, .wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"]{text-align:center!important;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"]{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e, .wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"]{padding-bottom:0px;text-align:center!important;}.wp-block-kadence-advancedheading.kt-adv-heading14379_5ccc19-1e[data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"]{justify-content:center;}}<\/style><p class=\"kt-adv-heading14379_5ccc19-1e wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading14379_5ccc19-1e\"><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fas_phone-square kb-adv-heading-icon-side-left\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"\/><\/svg><\/span><span class=\"kb-adv-text-inner\"><a href=\"tel:1-866-760-3993\" data-type=\"tel\" data-id=\"tel:1-866-760-3993\"><mark class=\"kt-highlight\">Appelez-nous une estimation gratuite <\/mark><\/a><\/span><\/p>\n\n<style>.wp-block-kadence-advancedbtn.kb-btns14379_bbaf50-e1{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns14379_bbaf50-e1 .kt-button{font-weight:normal;font-style:normal;}.kt-btns14379_bbaf50-e1 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns14379_bbaf50-e1 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns14379_bbaf50-e1 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14379_bbaf50-e1 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns14379_bbaf50-e1 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns14379_bbaf50-e1 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14379_bbaf50-e1 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns14379_bbaf50-e1{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns14379_bbaf50-e1{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns14379_bbaf50-e1\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn14379_7cc63b-0d.kb-button{width:initial;}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn14379_7cc63b-0d.kb-button{font-size:var(--global-kb-font-size-sm, 0.9rem);}}<\/style><a class=\"kb-button kt-button button kb-btn14379_7cc63b-0d kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/twinn.ca\/fr\/contact\/\"><span class=\"kt-btn-inner-text\">Contacter Maintenant<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowRightCircle kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"lifestyle-spending-account\">Compte de d\u00e9penses pour le style de vie<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Un <a href=\"https:\/\/twinn.ca\/fr\/compte-depenses-style-de-vie\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/fr\/compte-depenses-style-de-vie\/\">compte de d\u00e9penses pour le style de vie<\/a> une allocation plus large, ax\u00e9e sur l\u2019\u00e9quilibre de vie, qui soutient la productivit\u00e9 et les besoins quotidiens non strictement li\u00e9s aux soins de sant\u00e9, g\u00e9n\u00e9ralement imposable au Canada.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Id\u00e9al pour <\/strong>: Les employeurs avec une main-d\u2019\u0153uvre diverse ou multig\u00e9n\u00e9rationnelle, ou ceux dans des secteurs comp\u00e9titifs (technologie, start-ups, conseil, industries cr\u00e9atives) o\u00f9 l\u2019attraction et la r\u00e9tention des talents sont prioritaires.<\/li>\n\n\n\n<li><strong>D\u00e9penses \u00e9ligibles (Canada) :<\/strong> Garde d\u2019enfants, soins aux a\u00een\u00e9s, tutorat, cours de perfectionnement professionnel, abonnements de transport, \u00e9quipement ergonomique pour le bureau \u00e0 domicile, abonnements \u00e0 des kits repas, programmes de loisirs ou de hobbies.<\/li>\n\n\n\n<li><strong>Traitement fiscal :<\/strong> Consid\u00e9r\u00e9 comme un avantage imposable au Canada et doit \u00eatre d\u00e9clar\u00e9 sur le T4 de l\u2019employ\u00e9.<\/li>\n\n\n\n<li><strong>Fonctionnement de la couverture :<\/strong> L\u2019employeur fixe souvent une allocation annuelle (large \u00e9ventail, de 500 \u00e0 2 000 $ ou plus). Les employ\u00e9s choisissent comment r\u00e9partir les fonds entre les cat\u00e9gories \u00e9ligibles. <\/li>\n\n\n\n<li><strong>Avantages pour l\u2019employeur :<\/strong>\n<ul class=\"wp-block-list\">\n<li>Flexibilit\u00e9 maximale, permet aux employ\u00e9s d\u2019utiliser les fonds de la mani\u00e8re qui convient \u00e0 leur style de vie.<\/li>\n\n\n\n<li>Excellent outil de recrutement, se d\u00e9marque comme un \u00ab avantage moderne \u00bb qui s\u2019adapte aux besoins des employ\u00e9s.<\/li>\n\n\n\n<li>Augmente la fid\u00e9lit\u00e9 en soutenant les aspects personnels et professionnels de la vie des employ\u00e9s.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Consid\u00e9rations pour l\u2019entreprise :<\/strong>\n<ul class=\"wp-block-list\">\n<li>Id\u00e9al pour les entreprises avec une main-d\u2019\u0153uvre vari\u00e9e (parents, jeunes professionnels, travailleurs \u00e0 distance)<\/li>\n\n\n\n<li>N\u00e9cessite des r\u00e8gles claires pour \u00e9viter toute confusion sur ce qui est couvert<\/li>\n\n\n\n<li>Plus visible et utilis\u00e9 que les comptes de fertilit\u00e9 ou de bien-\u00eatre seuls, donc le budget peut \u00eatre plus sollicit\u00e9<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n<style>.kb-image14379_4b1668-8c .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image14379_4b1668-8c size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/mother-holding-baby-while-working.webp\" alt=\"\" class=\"kb-img wp-image-14311\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/mother-holding-baby-while-working.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/mother-holding-baby-while-working-300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/mother-holding-baby-while-working-768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-can-a-wellness-spending-account-cover\">Que peut couvrir un compte de d\u00e9penses pour employ\u00e9s ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour employ\u00e9s est con\u00e7u pour couvrir un large \u00e9ventail de d\u00e9penses au-del\u00e0 des avantages sant\u00e9 traditionnels. Cette flexibilit\u00e9 le distingue et en fait un \u00e9l\u00e9ment pr\u00e9cieux d\u2019un <span style=\"text-decoration: underline;\">programme d\u2019avantages<\/span> moderne.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"health-wellness-expenses\">D\u00e9penses de sant\u00e9 et de bien-\u00eatre<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Beaucoup de comptes de d\u00e9penses pour employ\u00e9s soutiennent le bien-\u00eatre physique et mental. Cela inclut souvent les remboursements pour abonnements \u00e0 des gymnases, cours de yoga ou pilates, \u00e9quipements de fitness, programmes nutritionnels, sevrage tabagique, et m\u00eame s\u00e9ances de th\u00e9rapie ou de counselling. L\u2019employeur choisit les cat\u00e9gories applicables, mais l\u2019objectif reste de promouvoir un mode de vie plus sain et \u00e9quilibr\u00e9.  <\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"family-lifestyle-support\">Soutien familial et style de vie<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Au-del\u00e0 de la sant\u00e9, ces comptes aident \u00e9galement les employ\u00e9s \u00e0 g\u00e9rer leurs responsabilit\u00e9s familiales et personnelles. Les d\u00e9penses \u00e9ligibles peuvent inclure la garde d\u2019enfants, les soins aux a\u00een\u00e9s, les services de tutorat, les abonnements aux transports en commun ou l\u2019\u00e9quipement ergonomique pour le bureau \u00e0 domicile. En couvrant une partie de ces co\u00fbts quotidiens, les entreprises montrent leur engagement envers l\u2019\u00e9quilibre travail-vie personnelle et le soutien aux besoins vari\u00e9s des employ\u00e9s.  <\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"personal-growth-recreation\">D\u00e9veloppement personnel et loisirs<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Un autre domaine important couvert est le d\u00e9veloppement personnel et professionnel. Les employ\u00e9s peuvent utiliser leur allocation pour des cours, certifications, coaching ou autres programmes de renforcement de comp\u00e9tences. Certains plans couvrent aussi les loisirs, les activit\u00e9s culturelles ou les frais r\u00e9cr\u00e9atifs, reconnaissant que l\u2019\u00e9panouissement personnel et la d\u00e9tente sont essentiels au bien-\u00eatre global.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"setting-up-an-employee-spending-account-at-work\">Mettre en place un compte de d\u00e9penses pour employ\u00e9s<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mettre en place un compte de d\u00e9penses pour employ\u00e9s ne se limite pas \u00e0 ajouter un avantage suppl\u00e9mentaire ; il s\u2019agit de le structurer pour que les employ\u00e9s le comprennent, l\u2019utilisent et en voient la r\u00e9elle valeur. Que vous lanciez un programme pour la premi\u00e8re fois ou que vous en raffiniez un existant, l\u2019essentiel est de le concevoir avec clart\u00e9, flexibilit\u00e9 et durabilit\u00e9. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-plan-design-and-eligibility\">1. Conception du plan et crit\u00e8res d\u2019\u00e9ligibilit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La premi\u00e8re \u00e9tape de la cr\u00e9ation d\u2019un compte de d\u00e9penses des employ\u00e9s consiste \u00e0 d\u00e9cider de la structure du programme. Cela comprend des choix cl\u00e9s concernant : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L&rsquo;admissibilit\u00e9 :<\/strong> Tous les employ\u00e9s y auront-ils acc\u00e8s, ou seulement le personnel \u00e0 temps plein ? Certains employeurs ajustent les allocations selon l\u2019anciennet\u00e9, le statut ou le nombre d\u2019heures travaill\u00e9es pour garantir \u00e9quit\u00e9 et contr\u00f4le des co\u00fbts. <\/li>\n\n\n\n<li><strong>Allocation annuelle :<\/strong> Les employeurs offrent g\u00e9n\u00e9ralement entre 500 $ et 2 000 $ par ann\u00e9e, selon le budget et les normes de l\u2019industrie. Les comptes de f\u00e9condit\u00e9 peuvent plut\u00f4t utiliser un maximum \u00e0 vie (p. ex., 10 000 $ \u00e0 20 000 $). Les allocations peuvent \u00e9galement \u00eatre \u00e9chelonn\u00e9es selon le niveau d\u2019emploi.<\/li>\n\n\n\n<li><strong>Cat\u00e9gories couvertes :<\/strong> D\u00e9finir la gamme de d\u00e9penses possibles. Options courantes : \n<ul class=\"wp-block-list\">\n<li>Abonnements, cours et sports r\u00e9cr\u00e9atifs de conditionnement physique<\/li>\n\n\n\n<li>Th\u00e9rapie, counseling et soutien en sant\u00e9 mentale<\/li>\n\n\n\n<li>Coaching en nutrition et bien-\u00eatre<\/li>\n\n\n\n<li>Programmes de pleine conscience et de m\u00e9ditation<\/li>\n\n\n\n<li>Services de garde d\u2019enfants ou de soins aux personnes \u00e2g\u00e9es<\/li>\n\n\n\n<li>Cours ou certifications professionnelles<\/li>\n\n\n\n<li>\u00c9quipement ergonomique pour le bureau \u00e0 domicile<\/li>\n\n\n\n<li>Programmes de repas sains ou soutien au mode de vie<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"what-to-include\">Que faut-il inclure? <\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour employ\u00e9s offre une grande flexibilit\u00e9. Contrairement aux <a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/tout-votre-declaration-revenus\/declaration-revenus\/remplir-declaration-revenus\/deductions-credits-depenses\/lignes-33099-33199-frais-medicaux-admissibles-vous-pouvez-demander-votre-declaration-revenus.html\" data-type=\"link\" data-id=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/tout-votre-declaration-revenus\/declaration-revenus\/remplir-declaration-revenus\/deductions-credits-depenses\/lignes-33099-33199-frais-medicaux-admissibles-vous-pouvez-demander-votre-declaration-revenus.html\" target=\"_blank\" rel=\"noopener\">avantages sant\u00e9 traditionnels<\/a> r\u00e9gis par l\u2019ARC, la plupart (bien-\u00eatre et style de vie) sont des avantages imposables, d\u00e9clar\u00e9s sur le T4, tandis que certaines d\u00e9penses de fertilit\u00e9 peuvent \u00eatre non imposables si elles passent par un compte sant\u00e9 et respectent les crit\u00e8res de l\u2019ARC. Les employeurs choisissent librement les cat\u00e9gories, adapt\u00e9es aux besoins et \u00e0 la culture : bien-\u00eatre, sant\u00e9 mentale, parentalit\u00e9, garde d\u2019enfants, d\u00e9veloppement professionnel ou \u00e9quipement ergonomique. L\u2019objectif est d\u2019apporter une valeur r\u00e9elle aux employ\u00e9s sans complexit\u00e9 administrative.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Conseil :<\/strong> \u00c9vitez d\u2019\u00eatre trop restrictif, cela r\u00e9duit l\u2019engagement des employ\u00e9s. Mais ne rendez pas la liste trop large non plus \u2014 gardez-la align\u00e9e avec les priorit\u00e9s de votre organisation, que ce soit la sant\u00e9, l\u2019inclusivit\u00e9 ou l\u2019\u00e9quilibre travail-vie personnelle. <\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">R\u00e9f\u00e9rence rapide : Alignement des cat\u00e9gories \u00e9ligibles avec les valeurs de l\u2019entreprise<\/p>\n\n\n\n<figure class=\"wp-block-table alignfull is-style-stripes\"><table class=\"has-background\" style=\"background-color:#39bd7b52;border-width:1px\"><thead><tr><th><strong>Si votre entreprise valorise\u2026<\/strong><\/th><th><strong>Envisagez d\u2019inclure&#8230;<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Sant\u00e9 mentale et r\u00e9silience<\/td><td>Th\u00e9rapie et counseling, applications de m\u00e9ditation, retraites de pleine conscience<\/td><\/tr><tr><td>Condition physique et performance<\/td><td>Abonnements \u00e0 un gymnase, entra\u00eenement personnel, moniteurs d\u2019activit\u00e9 physique, ligues sportives<\/td><\/tr><tr><td>Productivit\u00e9 \u00e0 distance et hybride<\/td><td>Chaises ergonomiques, bureaux assis\/debout, lunettes anti-lumi\u00e8re bleue, \u00e9couteurs antibruit<\/td><\/tr><tr><td>Conciliation travail-vie personnelle et soutien familial<\/td><td>Plans de garde d\u2019enfants, de soins aux a\u00een\u00e9s, de tutorat, d\u2019abonnement aux repas<\/td><\/tr><tr><td>Inclusion et renforcement de la famille<\/td><td>FIV\/IIU, m\u00e9dicaments pour la fertilit\u00e9, cong\u00e9lation d\u2019ovules et de spermatozo\u00efdes, frais d\u2019adoption (dans le cadre de la loi canadienne)<\/td><\/tr><tr><td>D\u00e9veloppement professionnel<\/td><td>Cours, certifications, coaching, formation en leadership<\/td><\/tr><tr><td>Moral et r\u00e9duction du stress<\/td><td>Yoga, massage, retraites bien-\u00eatre, billets culturels ou r\u00e9cr\u00e9atifs, activit\u00e9s d\u2019\u00e9quipe<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14379_4aaff3-7a{margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id14379_4aaff3-7a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14379_4aaff3-7a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14379_4aaff3-7a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(60% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(40% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id14379_4aaff3-7a{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;overflow:clip;isolation:isolate;}.kb-row-layout-id14379_4aaff3-7a > .kt-row-layout-overlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-row-layout-id14379_4aaff3-7a > .kt-row-layout-overlay{opacity:0.17;background:linear-gradient(90deg,var(--global-palette2) 3%,var(--global-palette6,#f2f0e8) 100%);}@media all and (max-width: 1024px){.kb-row-layout-id14379_4aaff3-7a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id14379_4aaff3-7a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14379_4aaff3-7a alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14379_63389a-27 > .kt-inside-inner-col,.kadence-column14379_63389a-27 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_63389a-27 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_63389a-27 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14379_63389a-27 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14379_63389a-27 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_63389a-27{position:relative;}@media all and (max-width: 1024px){.kadence-column14379_63389a-27 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14379_63389a-27 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_63389a-27\"><div class=\"kt-inside-inner-col\"><style>.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{display:flex;}#wrapper.site{overflow:clip;}.kadence-column14379_9ed6f7-f8{--kb-section-setting-offset:90px;}.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14379_9ed6f7-f8{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_9ed6f7-f8{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_9ed6f7-f8{text-align:left;}.kadence-column14379_9ed6f7-f8{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14379_9ed6f7-f8{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_9ed6f7-f8{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14379_9ed6f7-f8{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_9ed6f7-f8{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_9ed6f7-f8 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_9ed6f7-f8 kb-section-is-sticky kb-section-dir-vertical o-sticky o-sticky-scope-main-area o-sticky-pos-top o-sticky-bhvr-keep\" data-aos=\"fade-right\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a, .wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a[data-kb-block=\"kb-adv-heading14379_b80959-5a\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a[data-kb-block=\"kb-adv-heading14379_b80959-5a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a[data-kb-block=\"kb-adv-heading14379_b80959-5a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a, .wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a[data-kb-block=\"kb-adv-heading14379_b80959-5a\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a, .wp-block-kadence-advancedheading.kt-adv-heading14379_b80959-5a[data-kb-block=\"kb-adv-heading14379_b80959-5a\"]{text-align:center!important;}}<\/style>\n<h4 class=\"kt-adv-heading14379_b80959-5a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_b80959-5a\">Lancez un compte de d\u00e9penses pour employ\u00e9s qui fonctionne<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f, .wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f[data-kb-block=\"kb-adv-heading14379_207f3a-8f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f[data-kb-block=\"kb-adv-heading14379_207f3a-8f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f[data-kb-block=\"kb-adv-heading14379_207f3a-8f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f, .wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f[data-kb-block=\"kb-adv-heading14379_207f3a-8f\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f, .wp-block-kadence-advancedheading.kt-adv-heading14379_207f3a-8f[data-kb-block=\"kb-adv-heading14379_207f3a-8f\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading14379_207f3a-8f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_207f3a-8f\">R\u00e9servez une consultation avec nos experts en avantages collectifs et obtenez une strat\u00e9gie sur mesure pour votre main-d\u2019\u0153uvre. <\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column14379_197111-dd > .kt-inside-inner-col{display:flex;}.kadence-column14379_197111-dd > .kt-inside-inner-col,.kadence-column14379_197111-dd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_197111-dd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_197111-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_197111-dd > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14379_197111-dd{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_197111-dd{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_197111-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_197111-dd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_197111-dd{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14379_197111-dd{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_197111-dd{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_197111-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column14379_197111-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14379_197111-dd{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_197111-dd{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_197111-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_197111-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_197111-dd\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef, .wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"]{margin-bottom:var(--global-kb-spacing-xs, 1rem);text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"] .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"] mark.kt-highlight{font-style:normal;color:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef, .wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"]{text-align:center!important;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"]{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef, .wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"]{padding-bottom:0px;text-align:center!important;}.wp-block-kadence-advancedheading.kt-adv-heading14379_1eb4c1-ef[data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"]{justify-content:center;}}<\/style><p class=\"kt-adv-heading14379_1eb4c1-ef wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading14379_1eb4c1-ef\"><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fas_phone-square kb-adv-heading-icon-side-left\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"\/><\/svg><\/span><span class=\"kb-adv-text-inner\"><a href=\"tel:1-866-760-3993\" data-type=\"tel\" data-id=\"tel:1-866-760-3993\"><mark class=\"kt-highlight\">Appelez-nous une estimation gratuite <\/mark><\/a><\/span><\/p>\n\n<style>.wp-block-kadence-advancedbtn.kb-btns14379_0a628d-13{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns14379_0a628d-13 .kt-button{font-weight:normal;font-style:normal;}.kt-btns14379_0a628d-13 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns14379_0a628d-13 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns14379_0a628d-13 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14379_0a628d-13 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns14379_0a628d-13 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns14379_0a628d-13 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14379_0a628d-13 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns14379_0a628d-13{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns14379_0a628d-13{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns14379_0a628d-13\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn14379_cfdeea-4f.kb-button{width:initial;}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn14379_cfdeea-4f.kb-button{font-size:var(--global-kb-font-size-sm, 0.9rem);}}<\/style><a class=\"kb-button kt-button button kb-btn14379_cfdeea-4f kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/twinn.ca\/fr\/contact\/\"><span class=\"kt-btn-inner-text\">Contacter Maintenant<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowRightCircle kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"2-understand-the-tax-implications\">2. Comprendre les implications fiscales<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La plupart des comptes de d\u00e9penses pour employ\u00e9s, comme les WSA et LSA, sont consid\u00e9r\u00e9s comme des avantages imposables par l\u2019ARC. Les remboursements doivent figurer sur le T4 et l\u2019employ\u00e9 est impos\u00e9 seulement sur le montant utilis\u00e9, pas sur l\u2019allocation totale. Les comptes li\u00e9s \u00e0 la fertilit\u00e9 peuvent \u00eatre non imposables s\u2019ils passent par un <a href=\"https:\/\/twinn.ca\/fr\/compte-depenses-frais-sante\/\">compte sant\u00e9<\/a> et concernent des d\u00e9penses m\u00e9dicales reconnues par l\u2019ARC, sinon ils demeurent imposables.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_530452-a8:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_530452-a8 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_530452-a8 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_530452-a8 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14379_530452-a8 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14379_530452-a8 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14379_7207f7-da .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_7207f7-da\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pour les employ\u00e9s :<\/strong> Le montant rembours\u00e9 s\u2019ajoute au revenu imposable et les retenues sur la paie (imp\u00f4t sur le revenu, RPC, AE, et au Qu\u00e9bec QPP\/QPIP) s\u2019appliquent.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_5d4538-dd .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_5d4538-dd\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pour les employeurs :<\/strong> Vous \u00eates responsable de d\u00e9clarer correctement ces montants, d\u2019appliquer les retenues appropri\u00e9es et de vous conformer aux exigences de l\u2019ARC.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_ce9b3a-7d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_ce9b3a-7d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Bonne pratique :<\/strong> Soyez transparent sur le traitement fiscal dans votre communication afin que les employ\u00e9s sachent \u00e0 quoi s\u2019attendre et per\u00e7oivent toujours la valeur nette de l\u2019avantage.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Exemple de calcul :<\/strong> Supposons qu\u2019un employeur offre \u00e0 chaque employ\u00e9 une allocation annuelle de 1 000 $ dans un CDE :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un employ\u00e9 utilise 600 $ pour des abonnements au gym et du mat\u00e9riel ergonomique.<\/li>\n\n\n\n<li>Ces 600 $ sont ajout\u00e9s \u00e0 leur revenu imposable pour l\u2019ann\u00e9e.<\/li>\n\n\n\n<li>Si l\u2019employ\u00e9 est dans une tranche combin\u00e9e de 30 %, il paiera environ 180 $ d\u2019imp\u00f4t, mais b\u00e9n\u00e9ficiera tout de m\u00eame de 420 $ de valeur nette apr\u00e8s imp\u00f4t qu\u2019il n\u2019aurait pas autrement.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Conseil :<\/strong> Travaillez avec votre fournisseur de paie ou un conseiller fiscal lors de la conception du plan. Une d\u00e9claration correcte assure la conformit\u00e9 avec l\u2019ARC et garantit que les employ\u00e9s per\u00e7oivent le programme comme un avantage pr\u00e9cieux plut\u00f4t qu\u2019une d\u00e9duction confuse. <\/p>\n<\/blockquote>\n\n\n<style>.kb-image14379_d285d5-8f .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image14379_d285d5-8f size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/man-with-money-calculator-checks-bills-calculates-expenses-studies-credit-balance-sitting-table-home.webp\" alt=\"\" class=\"kb-img wp-image-14358\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/man-with-money-calculator-checks-bills-calculates-expenses-studies-credit-balance-sitting-table-home.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/man-with-money-calculator-checks-bills-calculates-expenses-studies-credit-balance-sitting-table-home-300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/man-with-money-calculator-checks-bills-calculates-expenses-studies-credit-balance-sitting-table-home-768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-communicate-and-engage\">3. Outils, plateformes et administration<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bien qu\u2019il soit possible de g\u00e9rer un compte de d\u00e9penses pour employ\u00e9s manuellement avec des feuilles de calcul et des remboursements, cette approche devient vite lourde et source d\u2019erreurs \u00e0 mesure que l\u2019effectif augmente. C\u2019est pourquoi la plupart des employeurs canadiens privil\u00e9gient aujourd\u2019hui des plateformes num\u00e9riques ou des syst\u00e8mes int\u00e9gr\u00e9s aux assurances pour simplifier la gestion. Ces outils rendent le suivi des soldes, le traitement des r\u00e9clamations et la conformit\u00e9 aux r\u00e8gles fiscales de l\u2019ARC beaucoup plus faciles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ce que les plateformes peuvent faire pour vous :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Suivi en temps r\u00e9el de l\u2019allocation et de l\u2019utilisation de chaque employ\u00e9<\/li>\n\n\n\n<li>T\u00e9l\u00e9chargement facile des re\u00e7us, avec des flux d\u2019approbation automatis\u00e9s<\/li>\n\n\n\n<li>Tableaux de bord employeur avec analyses sur l\u2019utilisation et les co\u00fbts<\/li>\n\n\n\n<li>Int\u00e9gration \u00e0 la paie pour des d\u00e9clarations fiscales pr\u00e9cises<\/li>\n\n\n\n<li>Notifications et rappels automatis\u00e9s pour stimuler l\u2019engagement<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comparaison des fournisseurs de comptes de d\u00e9penses des employ\u00e9s<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table alignfull is-style-stripes\"><table class=\"has-background\" style=\"background-color:#39bd7b5c;border-width:1px\"><thead><tr><th><strong>Fournisseur<\/strong><\/th><th><strong>Id\u00e9al pour<\/strong><\/th><th><strong>Ce qu\u2019ils offrent<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Juno<\/strong><\/td><td>Entreprises modernes et en forte croissance recherchant une flexibilit\u00e9 totale<\/td><td>Une plateforme \u00e9l\u00e9gante et personnalisable o\u00f9 les employeurs d\u00e9finissent les cat\u00e9gories admissibles pour les comptes de bien-\u00eatre, de style de vie ou de fertilit\u00e9.<\/td><\/tr><tr><td><strong>League<\/strong><\/td><td>Employeurs priorisant la sant\u00e9 globale<\/td><td>Plateforme num\u00e9rique compl\u00e8te int\u00e9grant les CDE avec avantages collectifs, soins virtuels, coaching et outils d\u2019engagement<\/td><\/tr><tr><td><strong>Collage<\/strong><\/td><td>Petites et moyennes entreprises en qu\u00eate de simplicit\u00e9<\/td><td>Solution abordable et conviviale ; regroupe RH, paie et administration des avantages en une seule plateforme, r\u00e9duisant la multiplication d\u2019outils<\/td><\/tr><tr><td><strong>Compagnies d\u2019assurance (p. ex., Manuvie, Canada Vie)<\/strong><\/td><td>Employeurs d\u00e9j\u00e0 offrant des avantages collectifs<\/td><td>Permet d\u2019ajouter des CDE (bien-\u00eatre, style de vie ou fertilit\u00e9) directement sur le r\u00e9gime existant via un portail consolid\u00e9<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Conseil :<\/strong> Lors de l\u2019\u00e9valuation des plateformes, renseignez-vous sur les d\u00e9lais de traitement des r\u00e9clamations, l\u2019exp\u00e9rience employ\u00e9, le service client, l\u2019acc\u00e8s mobile et la facilit\u00e9 de mise \u00e0 jour des cat\u00e9gories \u00e9ligibles en cours d\u2019ann\u00e9e. Un bon fournisseur doit r\u00e9duire la charge administrative tout en rendant le compte simple et attrayant pour les employ\u00e9s. <\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-communication-and-engagement-tips\">4. Conseils de communication et d\u2019engagement<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le succ\u00e8s d\u2019un compte de d\u00e9penses pour employ\u00e9s d\u00e9pend autant de la communication que du financement. M\u00eame le programme le plus g\u00e9n\u00e9reux peut \u00e9chouer si les employ\u00e9s ne comprennent pas son fonctionnement ou ne savent pas ce qui est couvert. Une communication claire et engageante garantit que les employ\u00e9s per\u00e7oivent la valeur et utilisent r\u00e9ellement l\u2019avantage.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Bonnes pratiques pour le lancement et l\u2019engagement :<\/strong><\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_88a574-04:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_88a574-04 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_88a574-04 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14379_88a574-04 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14379_88a574-04 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14379_88a574-04 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14379_a60be8-fb .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_a60be8-fb\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Faites du lancement un \u00e9v\u00e9nement<\/strong> : Annoncez votre CDE avec \u00e9nergie lors des r\u00e9unions d\u2019\u00e9quipe, des int\u00e9grations ou via des bulletins internes. Positionnez-le comme un avantage moderne et flexible qui soutient le choix des employ\u00e9s. <\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_cce898-08 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_cce898-08\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Utilisez des supports visuels et guides :<\/strong> Cr\u00e9ez des infographies, des vid\u00e9os courtes ou un simple PDF pr\u00e9sentant les cat\u00e9gories \u00e9ligibles (fitness, garde d\u2019enfants, fertilit\u00e9, etc.) avec des instructions \u00e9tape par \u00e9tape pour les r\u00e9clamations.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_67f70c-90 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_67f70c-90\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Montrez des exemples concrets :<\/strong> Les employ\u00e9s se connectent mieux aux sc\u00e9narios pratiques, comme utiliser les fonds pour un abonnement \u00e0 la salle de sport, une chaise ergonomique, des frais d\u2019adoption ou un cours de d\u00e9veloppement professionnel.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_bc588e-51 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_bc588e-51\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Envoyez des rappels tout au long de l\u2019ann\u00e9e :<\/strong> Beaucoup oublient leur CDE apr\u00e8s le lancement initial. Des relances \u00e0 mi-ann\u00e9e et en fin d\u2019ann\u00e9e permettent d\u2019\u00e9viter des soldes inutilis\u00e9s. <\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_644cc5-e1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_644cc5-e1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Recueillez et agissez sur les retours :<\/strong> Un sondage rapide apr\u00e8s six mois peut r\u00e9v\u00e9ler quelles cat\u00e9gories sont les plus utilis\u00e9es et ce que les employ\u00e9s aimeraient voir ajout\u00e9. Les ajustements bas\u00e9s sur les retours renforcent la confiance et l\u2019engagement. <\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14379_fe88f0-c7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14379_fe88f0-c7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Normaliser l\u2019utilisation :<\/strong> Partagez des r\u00e9ussites ou t\u00e9moignages anonymes montrant comment diff\u00e9rents employ\u00e9s ont utilis\u00e9 leur compte. Cela r\u00e9duit les h\u00e9sitations et met en avant la flexibilit\u00e9 de l\u2019avantage. <\/span><\/li>\n<\/ul><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Conseil :<\/strong> Si votre CDE est facile \u00e0 comprendre, pertinent au quotidien et r\u00e9guli\u00e8rement communiqu\u00e9, la participation restera \u00e9lev\u00e9e et les employ\u00e9s le percevront comme un v\u00e9ritable avantage plut\u00f4t qu\u2019un simple avantage RH.<\/p>\n<\/blockquote>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading14379_808030-3f, .wp-block-kadence-advancedheading.kt-adv-heading14379_808030-3f[data-kb-block=\"kb-adv-heading14379_808030-3f\"]{margin-bottom:var(--global-kb-spacing-xxs, 0.5rem);font-size:var(--global-kb-font-size-xl, 3rem);line-height:1.2;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14379_808030-3f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_808030-3f[data-kb-block=\"kb-adv-heading14379_808030-3f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_808030-3f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_808030-3f[data-kb-block=\"kb-adv-heading14379_808030-3f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading14379_808030-3f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_808030-3f\">Des questions? On a les r\u00e9ponses. <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Vous avez encore quelques points d\u2019interrogation? <\/em>Voici quelques r\u00e9ponses rapides aux questions fr\u00e9quentes des employeurs et employ\u00e9s :<\/p>\n\n\n<style>.kb-row-layout-id14379_d577e0-21 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14379_d577e0-21 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14379_d577e0-21 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-none, 0rem );padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id14379_d577e0-21 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id14379_d577e0-21 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id14379_d577e0-21 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14379_d577e0-21 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column14379_8bb451-e8 > .kt-inside-inner-col,.kadence-column14379_8bb451-e8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_8bb451-e8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_8bb451-e8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14379_8bb451-e8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14379_8bb451-e8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_8bb451-e8{position:relative;}@media all and (max-width: 1024px){.kadence-column14379_8bb451-e8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14379_8bb451-e8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_8bb451-e8 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-wpsp-faq wpsp-faq__outer-wrap wpsp-block-8fc216d8 wpsp-faq-icon-row wpsp-faq-layout-accordion wpsp-faq-expand-first-false wpsp-faq-inactive-other-true wpsp-faq-equal-height\" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/twinn.ca\/fr\/compte-depenses-employes\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Qu\u2019est-ce qu\u2019un compte de d\u00e9penses pour le bien-\u00eatre ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un compte financ\u00e9 par l\u2019employeur que les employ\u00e9s peuvent utiliser pour des d\u00e9penses de sant\u00e9 et bien-\u00eatre non couvertes par les avantages traditionnels : abonnements au gym, th\u00e9rapie, applications de m\u00e9ditation, programmes nutritionnels, etc.\"}},{\"@type\":\"Question\",\"name\":\"Les comptes de d\u00e9penses pour le bien-\u00eatre sont-ils imposables au Canada ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Au Canada, ces comptes sont consid\u00e9r\u00e9s comme des avantages imposables par l\u2019ARC. Tout montant utilis\u00e9 est ajout\u00e9 au revenu imposable et d\u00e9clar\u00e9 sur le T4.\"}},{\"@type\":\"Question\",\"name\":\"Quelle est la diff\u00e9rence entre un compte de d\u00e9penses sant\u00e9 et un compte de bien-\u00eatre ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un compte de d\u00e9penses sant\u00e9 (HSA) couvre uniquement les d\u00e9penses m\u00e9dicales approuv\u00e9es par l\u2019ARC et n\u2019est pas imposable. Un compte de d\u00e9penses pour le bien-\u00eatre (WSA) est plus large (fitness, counseling, \u00e9quipement ergonomique), mais est imposable.\"}},{\"@type\":\"Question\",\"name\":\"Quelles d\u00e9penses sont \u00e9ligibles dans un compte de bien-\u00eatre ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Abonnements au gym, cours de yoga, entra\u00eenement personnel, counseling, th\u00e9rapie, applications de m\u00e9ditation, \u00e9quipement ergonomique, programmes de sevrage tabagique, coaching nutritionnel. L\u2019employeur fixe la liste finale.\"}},{\"@type\":\"Question\",\"name\":\"Les comptes de style de vie sont-ils imposables ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Les comptes de style de vie (LSA) sont toujours consid\u00e9r\u00e9s comme des avantages imposables au Canada. L\u2019employ\u00e9 est impos\u00e9 uniquement sur le montant utilis\u00e9.\"}},{\"@type\":\"Question\",\"name\":\"Qu\u2019est-ce qu\u2019un compte de d\u00e9penses sant\u00e9 pour employ\u00e9s ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un HSA est un compte non imposable qui rembourse les employ\u00e9s pour des d\u00e9penses m\u00e9dicales et dentaires \u00e9ligibles selon les directives de l\u2019ARC. Il compl\u00e8te souvent les r\u00e9gimes de sant\u00e9 traditionnels.\"}},{\"@type\":\"Question\",\"name\":\"Qu\u2019est-ce qu\u2019un compte flexible au Canada ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Terme g\u00e9n\u00e9rique pour les comptes financ\u00e9s par l\u2019employeur (sant\u00e9, bien-\u00eatre, style de vie ou fertilit\u00e9) que les employ\u00e9s peuvent utiliser pour des d\u00e9penses \u00e9ligibles. L\u2019employeur fixe l\u2019allocation et les cat\u00e9gories, offrant un avantage flexible.\"}},{\"@type\":\"Question\",\"name\":\"Qui fournit des comptes flexibles au Canada ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les plateformes num\u00e9riques comme Juno, League et Collage, ainsi que les assureurs traditionnels (Manuvie, Canada Life). Le meilleur fournisseur d\u00e9pend de la taille de l\u2019entreprise, du budget et du niveau de personnalisation.\"}},{\"@type\":\"Question\",\"name\":\"Qu\u2019est-ce qu\u2019une allocation (stipend) au Canada ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Une allocation fixe vers\u00e9e par l\u2019employeur pour couvrir des d\u00e9penses sp\u00e9cifiques comme le bien-\u00eatre, le transport ou le d\u00e9veloppement professionnel. Contrairement au salaire, elle n\u2019est pas li\u00e9e aux heures travaill\u00e9es et est g\u00e9n\u00e9ralement imposable.\"}},{\"@type\":\"Question\",\"name\":\"Les comptes de d\u00e9penses pour le bien-\u00eatre sont-ils bons pour les entreprises ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Ces comptes permettent de soutenir le bien-\u00eatre des employ\u00e9s tout en contr\u00f4lant les co\u00fbts, augmentant la fid\u00e9lisation et l\u2019engagement. Les employeurs fixent le budget annuel, rendant les co\u00fbts pr\u00e9visibles tout en offrant de la flexibilit\u00e9.\"}}]}<\/script><div class=\"wpsp-faq__wrap wpsp-buttons-layout-wrap\">\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-b230b28d\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Qu\u2019est-ce qu\u2019un compte de d\u00e9penses pour le bien-\u00eatre ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Un compte financ\u00e9 par l\u2019employeur que les employ\u00e9s peuvent utiliser pour des d\u00e9penses de sant\u00e9 et bien-\u00eatre non couvertes par les avantages traditionnels : abonnements au gym, th\u00e9rapie, applications de m\u00e9ditation, programmes nutritionnels, etc.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-fcbf158a\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les comptes de d\u00e9penses pour le bien-\u00eatre sont-ils imposables au Canada ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Oui. Au Canada, ces comptes sont consid\u00e9r\u00e9s comme des avantages imposables par l\u2019ARC. Tout montant utilis\u00e9 est ajout\u00e9 au revenu imposable et d\u00e9clar\u00e9 sur le T4.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-0cb6e1c3\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Quelle est la diff\u00e9rence entre un compte de d\u00e9penses sant\u00e9 et un compte de bien-\u00eatre ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Un compte de d\u00e9penses sant\u00e9 (HSA) couvre uniquement les d\u00e9penses m\u00e9dicales approuv\u00e9es par l\u2019ARC et n\u2019est pas imposable. Un compte de d\u00e9penses pour le bien-\u00eatre (WSA) est plus large (fitness, counseling, \u00e9quipement ergonomique), mais est imposable.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-ca145183\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Quelles d\u00e9penses sont \u00e9ligibles dans un compte de bien-\u00eatre ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Abonnements au gym, cours de yoga, entra\u00eenement personnel, counseling, th\u00e9rapie, applications de m\u00e9ditation, \u00e9quipement ergonomique, programmes de sevrage tabagique, coaching nutritionnel. L\u2019employeur fixe la liste finale.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-831c2f01\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les comptes de style de vie sont-ils imposables ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Oui. Les comptes de style de vie (LSA) sont toujours consid\u00e9r\u00e9s comme des avantages imposables au Canada. L\u2019employ\u00e9 est impos\u00e9 uniquement sur le montant utilis\u00e9.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-18485283\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Qu\u2019est-ce qu\u2019un compte de d\u00e9penses sant\u00e9 pour employ\u00e9s ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Un HSA est un compte non imposable qui rembourse les employ\u00e9s pour des d\u00e9penses m\u00e9dicales et dentaires \u00e9ligibles selon les directives de l\u2019ARC. Il compl\u00e8te souvent les r\u00e9gimes de sant\u00e9 traditionnels.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-1b4fbebc\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Qu\u2019est-ce qu\u2019un compte flexible au Canada ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Terme g\u00e9n\u00e9rique pour les comptes financ\u00e9s par l\u2019employeur (sant\u00e9, bien-\u00eatre, style de vie ou fertilit\u00e9) que les employ\u00e9s peuvent utiliser pour des d\u00e9penses \u00e9ligibles. L\u2019employeur fixe l\u2019allocation et les cat\u00e9gories, offrant un avantage flexible.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-c0c61921\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Qui fournit des comptes flexibles au Canada ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Les plateformes num\u00e9riques comme Juno, League et Collage, ainsi que les assureurs traditionnels (Manuvie, Canada Life). Le meilleur fournisseur d\u00e9pend de la taille de l\u2019entreprise, du budget et du niveau de personnalisation.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-44a51e53\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Qu\u2019est-ce qu\u2019une allocation (stipend) au Canada ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Une allocation fixe vers\u00e9e par l\u2019employeur pour couvrir des d\u00e9penses sp\u00e9cifiques comme le bien-\u00eatre, le transport ou le d\u00e9veloppement professionnel. Contrairement au salaire, elle n\u2019est pas li\u00e9e aux heures travaill\u00e9es et est g\u00e9n\u00e9ralement imposable.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-8662c224\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les comptes de d\u00e9penses pour le bien-\u00eatre sont-ils bons pour les entreprises ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Oui. Ces comptes permettent de soutenir le bien-\u00eatre des employ\u00e9s tout en contr\u00f4lant les co\u00fbts, augmentant la fid\u00e9lisation et l\u2019engagement. Les employeurs fixent le budget annuel, rendant les co\u00fbts pr\u00e9visibles tout en offrant de la flexibilit\u00e9.<\/p><\/span><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"bottom-line\">En bref,<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le compte de d\u00e9penses pour employ\u00e9s est une solution flexible et moderne pour soutenir le bien-\u00eatre au travail, au-del\u00e0 de la couverture sant\u00e9 et dentaire traditionnelle. En couvrant des d\u00e9penses allant du fitness et sant\u00e9 mentale \u00e0 la garde d\u2019enfants, au d\u00e9veloppement professionnel ou au soutien familial, ils r\u00e9pondent aux priorit\u00e9s vari\u00e9es de la main-d\u2019\u0153uvre actuelle.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La cl\u00e9 du succ\u00e8s r\u00e9side dans une conception r\u00e9fl\u00e9chie du plan, une communication claire et la compr\u00e9hension des implications fiscales. Lorsqu\u2019ils sont bien mis en \u0153uvre, ces comptes augmentent la satisfaction et l\u2019engagement des employ\u00e9s tout en renfor\u00e7ant la fid\u00e9lisation, en faisant un ajout puissant \u00e0 toute strat\u00e9gie d\u2019avantages moderne et tourn\u00e9e vers l\u2019avenir. <\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14379_2d62bd-2f{margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id14379_2d62bd-2f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14379_2d62bd-2f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14379_2d62bd-2f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(60% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(40% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id14379_2d62bd-2f{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;overflow:clip;isolation:isolate;}.kb-row-layout-id14379_2d62bd-2f > .kt-row-layout-overlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-row-layout-id14379_2d62bd-2f > .kt-row-layout-overlay{opacity:0.17;background:linear-gradient(90deg,var(--global-palette2) 3%,var(--global-palette6,#f2f0e8) 100%);}@media all and (max-width: 1024px){.kb-row-layout-id14379_2d62bd-2f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id14379_2d62bd-2f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14379_2d62bd-2f alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14379_74bcd3-7b > .kt-inside-inner-col,.kadence-column14379_74bcd3-7b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_74bcd3-7b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_74bcd3-7b > .kt-inside-inner-col{flex-direction:column;}.kadence-column14379_74bcd3-7b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14379_74bcd3-7b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_74bcd3-7b{position:relative;}@media all and (max-width: 1024px){.kadence-column14379_74bcd3-7b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14379_74bcd3-7b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_74bcd3-7b\"><div class=\"kt-inside-inner-col\"><style>.kadence-column14379_99654d-04 > .kt-inside-inner-col{display:flex;}#wrapper.site{overflow:clip;}.kadence-column14379_99654d-04{--kb-section-setting-offset:90px;}.kadence-column14379_99654d-04 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column14379_99654d-04 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_99654d-04 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_99654d-04 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14379_99654d-04{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_99654d-04{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_99654d-04 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_99654d-04 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_99654d-04{text-align:left;}.kadence-column14379_99654d-04{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14379_99654d-04{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_99654d-04{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_99654d-04 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column14379_99654d-04 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14379_99654d-04{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_99654d-04{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_99654d-04 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14379_99654d-04 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_99654d-04 kb-section-is-sticky kb-section-dir-vertical o-sticky o-sticky-scope-main-area o-sticky-pos-top o-sticky-bhvr-keep\" data-aos=\"fade-right\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1, .wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1[data-kb-block=\"kb-adv-heading14379_464686-c1\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1[data-kb-block=\"kb-adv-heading14379_464686-c1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1[data-kb-block=\"kb-adv-heading14379_464686-c1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1, .wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1[data-kb-block=\"kb-adv-heading14379_464686-c1\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1, .wp-block-kadence-advancedheading.kt-adv-heading14379_464686-c1[data-kb-block=\"kb-adv-heading14379_464686-c1\"]{text-align:center!important;}}<\/style>\n<h4 class=\"kt-adv-heading14379_464686-c1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_464686-c1\">Lancez un compte de d\u00e9penses pour employ\u00e9s qui fonctionne<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65, .wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65[data-kb-block=\"kb-adv-heading14379_4a85ed-65\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65[data-kb-block=\"kb-adv-heading14379_4a85ed-65\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65[data-kb-block=\"kb-adv-heading14379_4a85ed-65\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65, .wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65[data-kb-block=\"kb-adv-heading14379_4a85ed-65\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65, .wp-block-kadence-advancedheading.kt-adv-heading14379_4a85ed-65[data-kb-block=\"kb-adv-heading14379_4a85ed-65\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading14379_4a85ed-65 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14379_4a85ed-65\">R\u00e9servez une consultation avec nos experts en avantages collectifs et obtenez une strat\u00e9gie sur mesure pour votre main-d\u2019\u0153uvre. <\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column14379_0c2729-ec > .kt-inside-inner-col{display:flex;}.kadence-column14379_0c2729-ec > .kt-inside-inner-col,.kadence-column14379_0c2729-ec > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14379_0c2729-ec > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14379_0c2729-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_0c2729-ec > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14379_0c2729-ec{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_0c2729-ec{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_0c2729-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_0c2729-ec > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14379_0c2729-ec{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14379_0c2729-ec{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_0c2729-ec{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_0c2729-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column14379_0c2729-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14379_0c2729-ec{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_0c2729-ec{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14379_0c2729-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14379_0c2729-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14379_0c2729-ec\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b, .wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"]{margin-bottom:var(--global-kb-spacing-xs, 1rem);text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"] .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"] mark.kt-highlight{font-style:normal;color:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b, .wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"]{text-align:center!important;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"]{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b, .wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"]{padding-bottom:0px;text-align:center!important;}.wp-block-kadence-advancedheading.kt-adv-heading14379_f164bd-3b[data-kb-block=\"kb-adv-heading14379_f164bd-3b\"]{justify-content:center;}}<\/style><p class=\"kt-adv-heading14379_f164bd-3b wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading14379_f164bd-3b\"><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fas_phone-square kb-adv-heading-icon-side-left\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"\/><\/svg><\/span><span class=\"kb-adv-text-inner\"><a href=\"tel:1-866-760-3993\" data-type=\"tel\" data-id=\"tel:1-866-760-3993\"><mark class=\"kt-highlight\">Appelez-nous une estimation gratuite <\/mark><\/a><\/span><\/p>\n\n<style>.wp-block-kadence-advancedbtn.kb-btns14379_460596-30{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns14379_460596-30 .kt-button{font-weight:normal;font-style:normal;}.kt-btns14379_460596-30 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns14379_460596-30 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns14379_460596-30 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14379_460596-30 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns14379_460596-30 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns14379_460596-30 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14379_460596-30 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns14379_460596-30{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns14379_460596-30{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns14379_460596-30\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn14379_b6d4dd-4b.kb-button{width:initial;}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn14379_b6d4dd-4b.kb-button{font-size:var(--global-kb-font-size-sm, 0.9rem);}}<\/style><a class=\"kb-button kt-button button kb-btn14379_b6d4dd-4b kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/twinn.ca\/fr\/contact\/\"><span class=\"kt-btn-inner-text\">Contacter Maintenant<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowRightCircle kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Un compte de d\u00e9penses pour employ\u00e9s est un avantage flexible qui d\u00e9passe la couverture sant\u00e9 et dentaire traditionnelle, offrant plus&#8230;<\/p>\n","protected":false},"author":15,"featured_media":14310,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[108],"tags":[],"post_folder":[],"class_list":["post-14379","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-comptes-depenses-mieux-etre-et-style-de-vie"],"acf":[],"taxonomy_info":{"category":[{"value":108,"label":"comptes de d\u00e9penses mieux-\u00eatre et style de vie"}]},"featured_image_src_large":["https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/side-view-fit-employees-training-at-gym-using-wellness-spending-accounts-provided-by-workplace-1024x682.webp",1024,682,true],"author_info":{"display_name":"Rafat Haque","author_link":"https:\/\/twinn.ca\/fr\/author\/rafat-haque\/"},"comment_info":0,"category_info":[{"term_id":108,"name":"comptes de d\u00e9penses mieux-\u00eatre et style de vie","slug":"comptes-depenses-mieux-etre-et-style-de-vie","term_group":0,"term_taxonomy_id":108,"taxonomy":"category","description":"","parent":0,"count":4,"filter":"raw","cat_ID":108,"category_count":4,"category_description":"","cat_name":"comptes de d\u00e9penses mieux-\u00eatre et style de vie","category_nicename":"comptes-depenses-mieux-etre-et-style-de-vie","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/14379","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/comments?post=14379"}],"version-history":[{"count":0,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/14379\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media\/14310"}],"wp:attachment":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media?parent=14379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/categories?post=14379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/tags?post=14379"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/post_folder?post=14379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}