{"id":14441,"date":"2025-07-28T19:37:01","date_gmt":"2025-07-29T00:37:01","guid":{"rendered":"https:\/\/twinn.ca\/?p=14441"},"modified":"2025-10-13T19:40:53","modified_gmt":"2025-10-14T00:40:53","slug":"compte-depenses-fertilite","status":"publish","type":"post","link":"https:\/\/twinn.ca\/fr\/compte-depenses-fertilite\/","title":{"rendered":"Compte de d\u00e9penses pour la fertilit\u00e9 : couverture et avantages"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Les traitements de fertilit\u00e9 restent inaccessibles pour beaucoup d\u2019employ\u00e9s, entre co\u00fbts \u00e9lev\u00e9s, financement provincial limit\u00e9 et assurances incompl\u00e8tes, ce manque a fait des avantages en mati\u00e8re de fertilit\u00e9 une priorit\u00e9 urgente dans le march\u00e9 du travail actuel. Le compte de d\u00e9penses pour la fertilit\u00e9 \u00e9merge comme une solution cl\u00e9, r\u00e9duisant la pression financi\u00e8re, soutenant les projets familiaux et favorisant l\u2019inclusivit\u00e9. Dans cet article, nous verrons ce qu\u2019est un compte de d\u00e9penses pour la fertilit\u00e9, ce qu\u2019il couvre, comment le concevoir et pourquoi il est devenu essentiel pour attirer, retenir et soutenir une main-d\u2019\u0153uvre diversifi\u00e9e.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14441_1190cc-d9{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id14441_1190cc-d9 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14441_1190cc-d9 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14441_1190cc-d9 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id14441_1190cc-d9{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;overflow:clip;isolation:isolate;}.kb-row-layout-id14441_1190cc-d9 > .kt-row-layout-overlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-row-layout-id14441_1190cc-d9{box-shadow:0px 0px 12px 3px rgba(0, 0, 0, 0.2);border-top:4px double var(--global-palette1, #3182CE);border-right:4px double var(--global-palette1, #3182CE);border-bottom:4px double var(--global-palette1, #3182CE);border-left:4px double var(--global-palette1, #3182CE);}.kb-row-layout-id14441_1190cc-d9{background-color:rgba(58,173,113,0.17);}.kb-row-layout-id14441_1190cc-d9 > .kt-row-layout-overlay{opacity:0.49;}@media all and (max-width: 1024px){.kb-row-layout-id14441_1190cc-d9 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id14441_1190cc-d9{border-top:4px double var(--global-palette1, #3182CE);border-right:4px double var(--global-palette1, #3182CE);border-bottom:4px double var(--global-palette1, #3182CE);border-left:4px double var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.kb-row-layout-id14441_1190cc-d9 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id14441_1190cc-d9{border-top:4px double var(--global-palette1, #3182CE);border-right:4px double var(--global-palette1, #3182CE);border-bottom:4px double var(--global-palette1, #3182CE);border-left:4px double var(--global-palette1, #3182CE);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14441_1190cc-d9 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col,.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_12fd7e-e8{position:relative;}@media all and (max-width: 1024px){.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14441_12fd7e-e8 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_12fd7e-e8\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30, .wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30[data-kb-block=\"kb-adv-heading14441_fb48d8-30\"]{text-align:left;font-style:normal;color:#020202;border-left:20px solid transparent;}.wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30[data-kb-block=\"kb-adv-heading14441_fb48d8-30\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30[data-kb-block=\"kb-adv-heading14441_fb48d8-30\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30, .wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30[data-kb-block=\"kb-adv-heading14441_fb48d8-30\"]{border-left:20px solid transparent;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30, .wp-block-kadence-advancedheading.kt-adv-heading14441_fb48d8-30[data-kb-block=\"kb-adv-heading14441_fb48d8-30\"]{border-left:20px solid transparent;}}<\/style>\n<h3 class=\"kt-adv-heading14441_fb48d8-30 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14441_fb48d8-30\">Points Cl\u00e9s<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_9aa04e-81:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_9aa04e-81 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_9aa04e-81 ul.kt-svg-icon-list{grid-row-gap:20px;}.kt-svg-icon-list-items14441_9aa04e-81 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_9aa04e-81 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_da9664-ae .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14441_da9664-ae .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_da9664-ae\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ces comptes offrent un soutien financier pour le traitement de la fertilit\u00e9, couvrant un large \u00e9ventail de d\u00e9penses li\u00e9es \u00e0 la construction familiale, l\u00e0 o\u00f9 l\u2019assurance traditionnelle laisse des trous.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_5e1a72-40 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14441_5e1a72-40 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_5e1a72-40\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Une conception r\u00e9fl\u00e9chie implique de fixer des plafonds adapt\u00e9s, de d\u00e9finir une admissibilit\u00e9 inclusive et de communiquer clairement les modalit\u00e9s d\u2019utilisation.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_2a6bb6-99 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14441_2a6bb6-99 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_2a6bb6-99\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ils aident les employeurs \u00e0 attirer et fid\u00e9liser les talents en d\u00e9montrant un engagement envers le bien-\u00eatre et les besoins familiaux modernes.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_0a36b2-51 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14441_0a36b2-51 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_0a36b2-51\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les avantages en fertilit\u00e9 soutiennent aussi la diversit\u00e9, l\u2019\u00e9quit\u00e9 et l\u2019inclusion en accompagnant diff\u00e9rents mod\u00e8les familiaux et en levant des barri\u00e8res traditionnelles.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_9886d5-c7 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-14441_9886d5-c7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_9886d5-c7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Une communication claire et des processus de r\u00e9clamation simples sont essentiels pour maximiser l\u2019adoption et la satisfaction des employ\u00e9s.<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"understanding-fertility-spending-accounts\">Comprendre le compte de d\u00e9penses pour la fertilit\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Qu\u2019est-ce qu\u2019un compte de d\u00e9penses pour la fertilit\u00e9 ?<\/em> Il s\u2019agit d\u2019un compte financ\u00e9 par l\u2019employeur ou b\u00e9n\u00e9ficiant d\u2019un traitement fiscal avantageux, con\u00e7u pour couvrir les frais m\u00e9dicaux li\u00e9s \u00e0 la fertilit\u00e9. Contrairement aux comptes de sant\u00e9 ou de mieux-\u00eatre plus g\u00e9n\u00e9raux, ces avantages ciblent uniquement les co\u00fbts de sant\u00e9 reproductive, offrant aux employ\u00e9s un soutien de l\u2019employ\u00e9 pour le traitement de la fertilit\u00e9 adapt\u00e9 \u00e0 leur parcours familial. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ces <a href=\"https:\/\/twinn.ca\/fr\/compte-depenses-employes\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/fr\/compte-depenses-employes\/\">compte de d\u00e9penses pour employ\u00e9s<\/a> incluent souvent un plafond annuel, des mod\u00e8les de remboursement ou de paiement pr\u00e9pay\u00e9, ainsi que des crit\u00e8res d\u2019admissibilit\u00e9 pr\u00e9cis. Ils s\u2019int\u00e8grent g\u00e9n\u00e9ralement aux autres avantages sociaux, comme l\u2019assurance sant\u00e9 et les programmes d\u2019aide aux employ\u00e9s.<\/p>\n\n\n<style>.kb-image14441_e328f1-2f .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image14441_e328f1-2f size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/pregnant-businesswoman-reviewing-fertility-spending-account-policy.webp\" alt=\"Femme d\u2019affaires enceinte qui examine la politique du compte de d\u00e9penses pour la fertilit\u00e9\" class=\"kb-img wp-image-14330\" title=\"Femme d\u2019affaires enceinte qui examine la politique du compte de d\u00e9penses pour la fertilit\u00e9\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/pregnant-businesswoman-reviewing-fertility-spending-account-policy.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/pregnant-businesswoman-reviewing-fertility-spending-account-policy-300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/pregnant-businesswoman-reviewing-fertility-spending-account-policy-768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"why-fertility-benefits-are-important\">Pourquoi les avantages en fertilit\u00e9 sont-ils importants ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Avec environ <a href=\"https:\/\/www.who.int\/fr\/news\/item\/04-04-2023-1-in-6-people-globally-affected-by-infertility\" data-type=\"link\" data-id=\"https:\/\/www.who.int\/fr\/news\/item\/04-04-2023-1-in-6-people-globally-affected-by-infertility\" target=\"_blank\" rel=\"noopener\">1 couple sur 6<\/a> touch\u00e9 par l\u2019infertilit\u00e9 dans le monde, les comptes de d\u00e9penses pour la fertilit\u00e9 deviennent un soutien essentiel pour aider les employ\u00e9s \u00e0 surmonter les obstacles financiers li\u00e9s aux traitements. Les enjeux de fertilit\u00e9 concernent de nombreuses personnes : les couples, mais aussi les partenaires de m\u00eame sexe, les parents seuls par choix et ceux qui souhaitent fonder une famille plus tard. Un compte de d\u00e9penses pour la fertilit\u00e9 permet de lever des barri\u00e8res financi\u00e8res qui repoussent ou emp\u00eachent souvent la r\u00e9alisation de ces projets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mais il ne s\u2019agit pas que d\u2019argent. Ces avantages envoient un signal fort : chaque parcours vers la parentalit\u00e9 est reconnu et soutenu. Ce message nourrit la confiance, la loyaut\u00e9 et contribue \u00e0 b\u00e2tir un environnement de travail o\u00f9 les employ\u00e9s se sentent valoris\u00e9s et motiv\u00e9s \u00e0 s\u2019investir dans leur carri\u00e8re. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-does-a-fertility-spending-account-work\">Comment fonctionne un compte de d\u00e9penses pour la fertilit\u00e9?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le principe est simple, l\u2019employeur fixe une allocation pour le compte de d\u00e9penses pour la fertilit\u00e9, souvent sous la forme d\u2019un plafond annuel ou d\u2019un maximum \u00e0 vie, que les employ\u00e9s peuvent utiliser pour rembourser leurs frais li\u00e9s \u00e0 la fertilit\u00e9 ou \u00e0 la construction familiale. L\u2019employ\u00e9 paie ses d\u00e9penses, soumet ses re\u00e7us et obtient un remboursement jusqu\u2019\u00e0 la limite disponible. Selon les cas, les montants sont imposables ou, s\u2019ils sont admissibles selon l\u2019ARC, pris en charge via un compte de d\u00e9penses de sant\u00e9 non imposable. Pour les employeurs, cela garantit des co\u00fbts pr\u00e9visibles, tout en offrant aux employ\u00e9s un r\u00e9el coup de pouce financier.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"advantages-drawbacks-of-fertility-spending-accounts\">Avantages et inconv\u00e9nients des comptes de d\u00e9penses de f\u00e9condit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pens\u00e9s d\u2019abord pour soutenir les employ\u00e9s, ces comptes repr\u00e9sentent aussi un atout strat\u00e9gique pour les employeurs dans un march\u00e9 de l\u2019emploi comp\u00e9titif. <\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14441_18ece6-e0{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id14441_18ece6-e0 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14441_18ece6-e0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14441_18ece6-e0 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id14441_18ece6-e0{border-top-left-radius:12px;border-top-right-radius:12px;border-bottom-right-radius:12px;border-bottom-left-radius:12px;overflow:clip;isolation:isolate;}.kb-row-layout-id14441_18ece6-e0 > .kt-row-layout-overlay{border-top-left-radius:12px;border-top-right-radius:12px;border-bottom-right-radius:12px;border-bottom-left-radius:12px;}.kb-row-layout-id14441_18ece6-e0{box-shadow:0px 0px 12px 3px rgba(0, 0, 0, 0.2);}.kb-row-layout-id14441_18ece6-e0{background-color:rgba(57,188,122,0.26);}.kb-row-layout-id14441_18ece6-e0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id14441_18ece6-e0 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id14441_18ece6-e0 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14441_18ece6-e0 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14441_55de46-ca > .kt-inside-inner-col,.kadence-column14441_55de46-ca > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_55de46-ca > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_55de46-ca > .kt-inside-inner-col{flex-direction:column;}.kadence-column14441_55de46-ca > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14441_55de46-ca > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_55de46-ca{position:relative;}@media all and (max-width: 1024px){.kadence-column14441_55de46-ca > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14441_55de46-ca > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_55de46-ca\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14441_bc1bdc-b8, .wp-block-kadence-advancedheading.kt-adv-heading14441_bc1bdc-b8[data-kb-block=\"kb-adv-heading14441_bc1bdc-b8\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14441_bc1bdc-b8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_bc1bdc-b8[data-kb-block=\"kb-adv-heading14441_bc1bdc-b8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_bc1bdc-b8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_bc1bdc-b8[data-kb-block=\"kb-adv-heading14441_bc1bdc-b8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading14441_bc1bdc-b8 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading14441_bc1bdc-b8\">Avantages<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All\u00e8gent le co\u00fbt \u00e9lev\u00e9 de traitements comme la FIV, l\u2019IIU ou les m\u00e9dicaments de fertilit\u00e9<\/li>\n\n\n\n<li>Favorisent l\u2019inclusion en soutenant les couples de m\u00eame sexe, les parents seuls et diverses structures familiales<\/li>\n\n\n\n<li>Am\u00e9liorent l\u2019image de l\u2019employeur et donnent un avantage dans le recrutement<\/li>\n\n\n\n<li>Permettent de garder la ma\u00eetrise des co\u00fbts gr\u00e2ce \u00e0 des plafonds d\u00e9finis<\/li>\n\n\n\n<li>Renforce la fid\u00e9lit\u00e9, la confiance et la r\u00e9tention \u00e0 long terme des employ\u00e9s.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<style>.kadence-column14441_9fcca8-53 > .kt-inside-inner-col,.kadence-column14441_9fcca8-53 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_9fcca8-53 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_9fcca8-53 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14441_9fcca8-53 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14441_9fcca8-53 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_9fcca8-53{position:relative;}@media all and (max-width: 1024px){.kadence-column14441_9fcca8-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14441_9fcca8-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_9fcca8-53\"><div class=\"kt-inside-inner-col\">\n<h4 class=\"wp-block-heading has-text-align-center\" id=\"drawbacks-1\">Inconv\u00e9nients<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Peut \u00eatre co\u00fbteux sans plafonds ou r\u00e8gles d\u2019admissibilit\u00e9 clairs<\/li>\n\n\n\n<li>Utilisation parfois faible si la main-d\u2019\u0153uvre est jeune ou peu concern\u00e9e par la fertilit\u00e9<\/li>\n\n\n\n<li>Complexit\u00e9 du traitement fiscal et de la conformit\u00e9 aux lois canadiennes (par exemple, restrictions sur le remboursement de la gestation pour autrui)<\/li>\n\n\n\n<li>Peut cr\u00e9er des attentes pour d\u2019autres bonifications d\u2019avantages si non int\u00e9gr\u00e9 \u00e0 une strat\u00e9gie plus large<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Saviez-vous ?<\/strong><br><a href=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/finances-et-relations\/parentalite\/parcours-vers-la-parentalite-comprendre-le-cout-des-traitements-de-fertilite-et-de-ladoption-au-canada\/\" data-type=\"link\" data-id=\"https:\/\/www.rbcroyalbank.com\/fr-ca\/mes-finances-dabord\/evenements-de-la-vie\/finances-et-relations\/parentalite\/parcours-vers-la-parentalite-comprendre-le-cout-des-traitements-de-fertilite-et-de-ladoption-au-canada\/\" target=\"_blank\" rel=\"noopener\">Selon RBC<\/a>, une adoption priv\u00e9e nationale peut co\u00fbter entre <strong>15 000 $ et 25 000 $<\/strong>, sans compter les frais li\u00e9s aux traitements de fertilit\u00e9. Les comptes de d\u00e9penses pour la fertilit\u00e9 offrent un soutien concret pour aider les employ\u00e9s \u00e0 g\u00e9rer ces co\u00fbts.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-s-covered-by-a-fertility-spending-account\">Qu\u2019est-ce qui est couvert par un compte de d\u00e9penses pour la fertilit\u00e9?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La couverture varie d\u2019un employeur \u00e0 l\u2019autre, mais la plupart des comptes de d\u00e9penses pour la fertilit\u00e9 visent \u00e0 compenser les co\u00fbts importants des soins de fertilit\u00e9 qui ne sont pas pris en charge par les r\u00e9gimes de sant\u00e9 classiques. Les d\u00e9tails se d\u00e9finissent au moment de la conception du programme : les employeurs fixent un plafond annuel ou \u00e0 vie, d\u00e9terminent les services admissibles et choisissent si le compte sera une offre autonome ou int\u00e9gr\u00e9 \u00e0 d\u2019autres avantages sant\u00e9. Dans certains cas, ces d\u00e9cisions se prennent avec des conseillers en avantages sociaux ou des assureurs afin d\u2019assurer l\u2019alignement avec les objectifs et le budget de l\u2019organisation.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les d\u00e9penses admissibles les plus courantes incluent :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_9b735a-3b:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_9b735a-3b ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_9b735a-3b ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_9b735a-3b ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_9b735a-3b ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_9b735a-3b kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_68aa5c-15 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_68aa5c-15\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u00c9valuations et diagnostics de fertilit\u00e9<\/strong> : tests initiaux pour les deux partenaires afin d\u2019identifier les causes d\u2019infertilit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_97d2b3-23 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_97d2b3-23\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Traitements de procr\u00e9ation m\u00e9dicalement assist\u00e9e<\/strong> : f\u00e9condation in vitro (FIV), ins\u00e9mination intra-ut\u00e9rine (IIU) et proc\u00e9dures connexes.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_61fdcf-54 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_61fdcf-54\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>M\u00e9dicaments pour la fertilit\u00e9<\/strong> \u2013 y compris les m\u00e9dicaments d\u2019induction de l\u2019ovulation et les injections d\u2019hormones, qui peuvent co\u00fbter des milliers de dollars par cycle.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_492e94-1e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_492e94-1e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Cong\u00e9lation et stockage d\u2019ovules, de spermatozo\u00efdes ou d\u2019embryons<\/strong> : pour les personnes qui retardent la parentalit\u00e9 ou subissent des traitements m\u00e9dicaux qui affectent la fertilit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_171e3a-ac .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_171e3a-ac\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Frais li\u00e9s \u00e0 la reproduction par tiers <\/strong>: sperme ou ovules de donneur, frais juridiques ou d\u2019agence li\u00e9s \u00e0 la gestation pour autrui.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_cd14a6-08 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_cd14a6-08\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Soutien psychologique et en sant\u00e9 mentale :<\/strong> th\u00e9rapie pour g\u00e9rer l\u2019impact \u00e9motionnel des d\u00e9fis de fertilit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_a08a9d-21 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_a08a9d-21\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Frais de laboratoire sp\u00e9cialis\u00e9s et tests g\u00e9n\u00e9tiques<\/strong> : pour am\u00e9liorer les taux de r\u00e9ussite ou identifier les risques h\u00e9r\u00e9ditaires.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Les param\u00e8tres de couverture reposent g\u00e9n\u00e9ralement sur deux consid\u00e9rations principales :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Budget et utilisation<\/strong> \u2013Les employeurs cherchent un \u00e9quilibre entre offrir un soutien financier pour le traitement de la fertilit\u00e9 et maintenir des co\u00fbts viables. Certains proposent un plafond annuel g\u00e9n\u00e9reux (10 000 \u00e0 20 000 $), d\u2019autres pr\u00e9f\u00e8rent des montants plus modestes mais tout de m\u00eame utiles. <\/li>\n\n\n\n<li><strong>Objectifs d\u2019inclusion<\/strong> \u2013 Les organisations progressistes s\u2019assurent que la couverture s\u2019adresse \u00e0 diff\u00e9rents parcours familiaux, pas seulement aux couples h\u00e9t\u00e9rosexuels avec un diagnostic d\u2019infertilit\u00e9.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Cette flexibilit\u00e9 permet aux organisations d\u2019adapter les avantages sociaux aux besoins de leur main-d\u2019\u0153uvre tout en g\u00e9rant efficacement les d\u00e9penses globales en mati\u00e8re d\u2019avantages sociaux.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exemples de l\u2019industrie :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La <strong>Sun Life<\/strong> propose des compl\u00e9ments d\u2019avantages en fertilit\u00e9 que les employeurs peuvent personnaliser pour couvrir divers traitements et m\u00e9dicaments, avec des plafonds flexibles.<\/li>\n\n\n\n<li><strong>Manuvie<\/strong> permet d\u2019int\u00e9grer la couverture fertilit\u00e9 dans un r\u00e9gime de sant\u00e9 plus large ou de l\u2019offrir sous forme d\u2019allocation distincte, selon les budgets.<\/li>\n\n\n\n<li><strong>La Canada Vie<\/strong> collabore avec les employeurs pour cr\u00e9er des comptes couvrant non seulement les traitements, mais aussi le counselling et les tests diagnostiques.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cette flexibilit\u00e9 permet aux organisations d\u2019adapter les avantages sociaux aux besoins de leur main-d\u2019\u0153uvre tout en g\u00e9rant efficacement les d\u00e9penses globales en mati\u00e8re d\u2019avantages sociaux.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14441_e03c1b-85{margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 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kt-row-layout-left-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14441_35f822-9c > .kt-inside-inner-col,.kadence-column14441_35f822-9c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_35f822-9c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_35f822-9c > .kt-inside-inner-col{flex-direction:column;}.kadence-column14441_35f822-9c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14441_35f822-9c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_35f822-9c{position:relative;}@media all and (max-width: 1024px){.kadence-column14441_35f822-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14441_35f822-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_35f822-9c\"><div class=\"kt-inside-inner-col\"><style>.kadence-column14441_3467a7-3a > .kt-inside-inner-col{display:flex;}#wrapper.site{overflow:clip;}.kadence-column14441_3467a7-3a{--kb-section-setting-offset:90px;}.kadence-column14441_3467a7-3a > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column14441_3467a7-3a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_3467a7-3a > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14441_3467a7-3a > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14441_3467a7-3a{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_3467a7-3a{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_3467a7-3a > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14441_3467a7-3a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_3467a7-3a{text-align:left;}.kadence-column14441_3467a7-3a{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14441_3467a7-3a{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_3467a7-3a{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_3467a7-3a > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column14441_3467a7-3a > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14441_3467a7-3a{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_3467a7-3a{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_3467a7-3a > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14441_3467a7-3a > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_3467a7-3a kb-section-is-sticky kb-section-dir-vertical o-sticky o-sticky-scope-main-area o-sticky-pos-top o-sticky-bhvr-keep\" data-aos=\"fade-right\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a, .wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a[data-kb-block=\"kb-adv-heading14441_6c2a3e-8a\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a[data-kb-block=\"kb-adv-heading14441_6c2a3e-8a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a[data-kb-block=\"kb-adv-heading14441_6c2a3e-8a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a, .wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a[data-kb-block=\"kb-adv-heading14441_6c2a3e-8a\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a, .wp-block-kadence-advancedheading.kt-adv-heading14441_6c2a3e-8a[data-kb-block=\"kb-adv-heading14441_6c2a3e-8a\"]{text-align:center!important;}}<\/style>\n<h4 class=\"kt-adv-heading14441_6c2a3e-8a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14441_6c2a3e-8a\">Faites des avantages en fertilit\u00e9 une partie de votre r\u00e9gime collectif<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c, .wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c[data-kb-block=\"kb-adv-heading14441_b04e31-1c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c[data-kb-block=\"kb-adv-heading14441_b04e31-1c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c[data-kb-block=\"kb-adv-heading14441_b04e31-1c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c, .wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c[data-kb-block=\"kb-adv-heading14441_b04e31-1c\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c, .wp-block-kadence-advancedheading.kt-adv-heading14441_b04e31-1c[data-kb-block=\"kb-adv-heading14441_b04e31-1c\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading14441_b04e31-1c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14441_b04e31-1c\">D\u00e9couvrez comment un compte de d\u00e9penses fertilit\u00e9 personnalis\u00e9 peut enrichir votre programme d\u2019avantages. R\u00e9servez une consultation avec nos sp\u00e9cialistes en avantages collectifs d\u00e8s aujourd\u2019hui. <\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column14441_331a10-ca > .kt-inside-inner-col{display:flex;}.kadence-column14441_331a10-ca > .kt-inside-inner-col,.kadence-column14441_331a10-ca > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_331a10-ca > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_331a10-ca > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14441_331a10-ca > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14441_331a10-ca{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_331a10-ca{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_331a10-ca > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14441_331a10-ca > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_331a10-ca{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14441_331a10-ca{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_331a10-ca{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_331a10-ca > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column14441_331a10-ca > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14441_331a10-ca{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_331a10-ca{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_331a10-ca > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14441_331a10-ca > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_331a10-ca\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29, .wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"]{margin-bottom:var(--global-kb-spacing-xs, 1rem);text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"] .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"] mark.kt-highlight{font-style:normal;color:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29, .wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"]{text-align:center!important;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"]{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29, .wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"]{padding-bottom:0px;text-align:center!important;}.wp-block-kadence-advancedheading.kt-adv-heading14441_bf0487-29[data-kb-block=\"kb-adv-heading14441_bf0487-29\"]{justify-content:center;}}<\/style><p class=\"kt-adv-heading14441_bf0487-29 wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading14441_bf0487-29\"><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fas_phone-square kb-adv-heading-icon-side-left\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"\/><\/svg><\/span><span class=\"kb-adv-text-inner\"><a href=\"tel:1-866-760-3993\" data-type=\"tel\" data-id=\"tel:1-866-760-3993\"><mark class=\"kt-highlight\">Appelez-nous une estimation gratuite <\/mark><\/a><\/span><\/p>\n\n<style>.wp-block-kadence-advancedbtn.kb-btns14441_a2e6f2-81{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns14441_a2e6f2-81 .kt-button{font-weight:normal;font-style:normal;}.kt-btns14441_a2e6f2-81 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns14441_a2e6f2-81 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns14441_a2e6f2-81 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14441_a2e6f2-81 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns14441_a2e6f2-81 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns14441_a2e6f2-81 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14441_a2e6f2-81 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns14441_a2e6f2-81{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns14441_a2e6f2-81{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns14441_a2e6f2-81\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn14441_4d1de2-68.kb-button{width:initial;}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn14441_4d1de2-68.kb-button{font-size:var(--global-kb-font-size-sm, 0.9rem);}}<\/style><a class=\"kb-button kt-button button kb-btn14441_4d1de2-68 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/twinn.ca\/fr\/contact\/\"><span class=\"kt-btn-inner-text\">Contacter Maintenant<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowRightCircle kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"designing-an-fsa-for-your-organization\">Concevoir un compte de d\u00e9penses pour la fertilit\u00e9 dans votre organisation<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour la fertilit\u00e9 bien con\u00e7u peut offrir un avantage strat\u00e9gique aux employeurs. Le principe de base \u2013 allouer des fonds pour couvrir les frais li\u00e9s \u00e0 la fertilit\u00e9 \u2013 est simple, mais ce sont les choix de conception qui d\u00e9terminent l\u2019efficacit\u00e9 et l\u2019inclusivit\u00e9 du programme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-setting-the-benefit-amount-and-eligibility\">1. D\u00e9terminer le montant et l\u2019admissibilit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La premi\u00e8re d\u00e9cision consiste \u00e0 d\u00e9finir combien offrir et \u00e0 qui. Cela refl\u00e8te directement l\u2019engagement de l\u2019organisation \u00e0 soutenir les projets familiaux. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Points cl\u00e9s \u00e0 consid\u00e9rer :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_801b4e-c9:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_801b4e-c9 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_801b4e-c9 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_801b4e-c9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_801b4e-c9 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_801b4e-c9 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_ddd35e-3a .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_ddd35e-3a\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Plafond annuel vs. plafond \u00e0 vie<\/strong> \u2013 Un plafond annuel (ex. 10 000 $\/an) permet d\u2019\u00e9chelonner l\u2019aide et de planifier plusieurs traitements. Un plafond \u00e0 vie offre une somme unique plus \u00e9lev\u00e9e, pratique pour des proc\u00e9dures co\u00fbteuses comme la FIV.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_a36ebb-e2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_a36ebb-e2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Moment d\u2019admissibilit\u00e9<\/strong> \u2013 Certains employeurs offrent l\u2019acc\u00e8s d\u00e8s l\u2019embauche, d\u2019autres apr\u00e8s 3 \u00e0 6 mois de probation. L\u2019acc\u00e8s imm\u00e9diat refl\u00e8te une culture de confiance et de soutien. <\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_2937c6-10 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_2937c6-10\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Inclusivit\u00e9<\/strong> \u2013 L\u2019impact est r\u00e9el quand le b\u00e9n\u00e9fice est disponible sans distinction de genre, d\u2019orientation sexuelle, d\u2019\u00e9tat civil ou de diagnostic officiel d\u2019infertilit\u00e9. Cela inclut les couples de m\u00eame sexe, les parents seuls et les personnes qui veulent pr\u00e9server leur fertilit\u00e9 par cong\u00e9lation d\u2019ovules ou de sperme. <\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Exemple : plafonds annuels vs. plafonds \u00e0 vie<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table alignfull\" style=\"padding-bottom:var(--wp--preset--spacing--50)\"><table><thead><tr><th>Type de r\u00e9gime<\/th><th>Exemple de plafond annuel<\/th><th>Exemple de plafond \u00e0 vie<\/th><th>Avantages<\/th><th>Inconv\u00e9nients<\/th><\/tr><\/thead><tbody><tr><td>Allocation annuelle<\/td><td>10 000 $\/ann\u00e9e<\/td><td>N\/A<\/td><td>Budg\u00e9tisation annuelle pr\u00e9visible; Soutien continu<\/td><td>Peut limiter les co\u00fbts ponctuels \u00e9lev\u00e9s des employ\u00e9s<\/td><\/tr><tr><td>Maximum \u00e0 vie<\/td><td>N\/A<\/td><td>20 000 $<\/td><td>Id\u00e9al pour les d\u00e9penses importantes et ponctuelles comme la FIV<\/td><td>Les fonds peuvent \u00eatre \u00e9puis\u00e9s rapidement<\/td><\/tr><tr><td>Mod\u00e8le hybride<\/td><td>5 000 $\/ann\u00e9e<\/td><td>15 000 $ \u00e0 vie<\/td><td>\u00c9quilibre durabilit\u00e9 et flexibilit\u00e9<\/td><td>Un peu plus complexe \u00e0 administrer<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<style>.kb-image14441_a1a6a1-09 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image14441_a1a6a1-09 size-full\"><img decoding=\"async\" width=\"1000\" height=\"527\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/women-consulting-with-doctor-about-fertility-issues-paid-with-fertility-spending-account.webp\" alt=\"\" class=\"kb-img wp-image-14332\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/women-consulting-with-doctor-about-fertility-issues-paid-with-fertility-spending-account.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/women-consulting-with-doctor-about-fertility-issues-paid-with-fertility-spending-account-300x158.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/women-consulting-with-doctor-about-fertility-issues-paid-with-fertility-spending-account-768x405.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-defining-covered-services\">2. D\u00e9finir les services couverts<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les d\u00e9cisions de couverture sont souvent prises en collaboration avec des conseillers en avantages sociaux ou des assureurs comme Sun Life, Manuvie, Canada Vie ou RBC Assurances, qui peuvent fournir des mod\u00e8les de co\u00fbts et des donn\u00e9es d\u2019utilisation. L\u2019objectif est de trouver un \u00e9quilibre entre l\u2019inclusivit\u00e9 et la viabilit\u00e9 financi\u00e8re. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Facteurs influen\u00e7ant la couverture :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>D\u00e9mographie des employ\u00e9s :<\/strong> un personnel plus jeune peut valoriser la cong\u00e9lation d\u2019ovules ou de sperme, tandis que des employ\u00e9s plus \u00e2g\u00e9s peuvent prioriser des traitements de FIV avanc\u00e9s.<\/li>\n\n\n\n<li><strong>Budget<\/strong> : Des allocations plus \u00e9lev\u00e9es peuvent inclure la gestation pour autrui et les co\u00fbts li\u00e9s aux donneurs; des budgets plus restreints se concentrent sur les traitements de fertilit\u00e9 de base.<\/li>\n\n\n\n<li><strong>Valeurs organisationnelles<\/strong> : Certains employeurs choisissent d\u2019inclure du soutien psychologique ou en sant\u00e9 mentale pour aborder l\u2019impact \u00e9motionnel des difficult\u00e9s li\u00e9es \u00e0 la fertilit\u00e9.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9penses couramment couvertes :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00c9valuations de la fertilit\u00e9, \u00e9chographies et diagnostics<\/li>\n\n\n\n<li>F\u00e9condation in vitro (FIV) et ins\u00e9mination intra-ut\u00e9rine (IIU)<\/li>\n\n\n\n<li>M\u00e9dicaments pour la fertilit\u00e9 et hormonoth\u00e9rapies<\/li>\n\n\n\n<li>Frais de donneur d\u2019ovules, de spermatozo\u00efdes ou d\u2019embryons<\/li>\n\n\n\n<li>Frais d\u2019agence et d\u2019avocats li\u00e9s \u00e0 la maternit\u00e9 de substitution<\/li>\n\n\n\n<li>Tests g\u00e9n\u00e9tiques, d\u00e9pistage PGT-A\/PGT-M<\/li>\n\n\n\n<li>Frais d\u2019entreposage des ovules, des spermatozo\u00efdes ou des embryons<\/li>\n\n\n\n<li>Counseling, th\u00e9rapie ou encadrement li\u00e9 \u00e0 la fertilit\u00e9<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-understand-the-tax-implications\">3. Comprendre les implications fiscales<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les comptes de d\u00e9penses fertilit\u00e9 (CDF) ont des r\u00e8gles fiscales particuli\u00e8res selon l\u2019Agence du revenu du Canada (ARC). En g\u00e9n\u00e9ral, les contributions de l\u2019employeur sont consid\u00e9r\u00e9es comme un avantage imposable : les montants rembours\u00e9s s\u2019ajoutent au revenu de l\u2019employ\u00e9 et figurent sur son T4. L\u2019imposition porte seulement sur les sommes utilis\u00e9es, tandis que l\u2019employeur doit assurer un traitement et des retenues exacts en paie.   <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par exemple, si un employ\u00e9 utilise 2 000 $ de son compte de d\u00e9penses pour la fertilit\u00e9 pour un traitement de FIV, ce montant est ajout\u00e9 \u00e0 son revenu imposable annuel. Dans une tranche d\u2019imposition combin\u00e9e de 30 %, il paiera environ 600 $ d\u2019imp\u00f4t, ce qui lui laisse un soutien net de 1 400 $ pour ses soins de fertilit\u00e9.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"non-taxable-fertility-expenses-hsa-structure\">D\u00e9penses de fertilit\u00e9 non imposables (structure de CSM)<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Certains traitements de fertilit\u00e9, comme la FIV, l\u2019IIU ou les m\u00e9dicaments de fertilit\u00e9, peuvent \u00eatre admissibles comme frais m\u00e9dicaux approuv\u00e9s par l\u2019ARC s\u2019ils sont rembours\u00e9s par un compte de d\u00e9penses de sant\u00e9 (CDS).<\/li>\n\n\n\n<li>Dans ce cas, le remboursement n\u2019est pas imposable pour les employ\u00e9s et enti\u00e8rement d\u00e9ductible pour l\u2019employeur.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Exemple : un employ\u00e9 ayant une allocation \u00e0 vie de 10 000 $ utilise 6 000 $ pour une FIV dans une clinique agr\u00e9\u00e9e. Comme cela est admissible au titre de frais m\u00e9dicaux, le remboursement est non imposable et ne figure pas sur son T4. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"taxable-fertility-expenses-standalone-fsa-wsa-or-lsa\">D\u00e9penses de fertilit\u00e9 imposables (CDF autonome, CMB ou CDL)<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des frais plus larges, tels que les frais d\u2019adoption, les co\u00fbts juridiques li\u00e9s \u00e0 la gestation pour autrui ou l\u2019entreposage \u00e0 long terme d\u2019ovules et de sperme, ne sont pas consid\u00e9r\u00e9s comme des frais m\u00e9dicaux approuv\u00e9s par l\u2019ARC.<\/li>\n\n\n\n<li>Ces remboursements doivent \u00eatre trait\u00e9s comme des avantages imposables, ajout\u00e9s au revenu et impos\u00e9s en cons\u00e9quence.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Exemple : un employ\u00e9 utilise 4 000 $ pour des frais d\u2019adoption et 2 000 $ pour l\u2019entreposage de sperme. Les 6 000 $ sont ajout\u00e9s \u00e0 son revenu imposable. Avec un taux d\u2019imposition de 30 %, il paie environ 1 800 $ d\u2019imp\u00f4t, recevant ainsi une valeur nette de 4 200 $ en soutien.  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-integrating-with-existing-benefits\">4. Int\u00e9gration avec les avantages existants<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour la fertilit\u00e9 de fertilit\u00e9 peut \u00eatre autonomes ou fusionn\u00e9s avec des offres plus larges comme un <a href=\"https:\/\/twinn.ca\/fr\/compte-mieux-etre\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/fr\/compte-mieux-etre\/\">compte de d\u00e9penses de bien-\u00eatre <\/a>ou des comptes de d\u00e9penses de style de vie. Cette int\u00e9gration permet aux employ\u00e9s de choisir comment allouer les fonds, que ce soit pour la fertilit\u00e9, la sant\u00e9 mentale, la forme physique ou d\u2019autres besoins de bien-\u00eatre, ce qui rend les avantages sociaux plus personnalis\u00e9s et flexibles.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Par exemple, un employ\u00e9 peut utiliser son allocation de fertilit\u00e9 pour les consultations initiales, puis diriger les fonds inutilis\u00e9s vers des traitements compl\u00e9mentaires comme l\u2019acupuncture, que certaines personnes trouvent utiles pendant les cycles de FIV.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Points cl\u00e9s \u00e0 consid\u00e9rer lors de l\u2019int\u00e9gration des comptes de d\u00e9penses fertilit\u00e9 :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_c52613-f8:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_c52613-f8 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_c52613-f8 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_c52613-f8 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_c52613-f8 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items14441_c52613-f8 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{line-height:30px;}.kt-svg-icon-list-items14441_c52613-f8 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_c52613-f8 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_d779fe-21 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_d779fe-21\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Conformit\u00e9 et confidentialit\u00e9 :<\/strong> assurer le respect l\u00e9gal et prot\u00e9ger la confidentialit\u00e9 des donn\u00e9es sensibles li\u00e9es \u00e0 la fertilit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_0de96f-97 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_0de96f-97\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Alignement de la conception du r\u00e9gime : <\/strong>veiller \u00e0 ce que le compte de d\u00e9penses fertilit\u00e9 compl\u00e8te les avantages existants sans doublon, et clarifier les r\u00e8gles d\u2019utilisation des fonds.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_0408f8-58 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_0408f8-58\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Admissibilit\u00e9 et inscription :<\/strong> Coordonner les r\u00e8gles d\u2019admissibilit\u00e9 et les p\u00e9riodes d\u2019inscription pour \u00e9viter toute confusion et simplifier l\u2019administration.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_8e0021-8b .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_8e0021-8b\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Traitement des r\u00e9clamations et technologie :<\/strong> v\u00e9rifier que la plateforme d\u2019avantages g\u00e8re bien plusieurs comptes et propose des solutions simples (demandes en ligne, carte pr\u00e9pay\u00e9e, etc.).<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_da222c-49 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_da222c-49\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Budget et utilisation :<\/strong> suivre r\u00e9guli\u00e8rement l\u2019utilisation pour ajuster le financement et \u00e9quilibrer les besoins des employ\u00e9s avec le contr\u00f4le des co\u00fbts.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_ef636b-54 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_ef636b-54\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Communication claire :<\/strong> expliquer comment les avantages li\u00e9s \u00e0 la fertilit\u00e9 s\u2019int\u00e8grent \u00e0 l\u2019ensemble du programme et mettre en avant la flexibilit\u00e9 offerte.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"communicating-the-benefit-effectively\">Communiquer efficacement les prestations<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour la fertilit\u00e9 n\u2019a de valeur que si les employ\u00e9s le comprennent, se sentent \u00e0 l\u2019aise de l\u2019utiliser et savent comment y acc\u00e9der.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Strat\u00e9gies de communication efficaces :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_ef31d4-24:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_ef31d4-24 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_ef31d4-24 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_ef31d4-24 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_ef31d4-24 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_ef31d4-24 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_e2ad12-50 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_e2ad12-50\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Int\u00e9gration \u00e0 l\u2019accueil : <\/strong>pr\u00e9senter l\u2019avantage d\u00e8s l\u2019embauche pour normaliser la conversation.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_ae916a-82 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_ae916a-82\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Guides clairs et accessibles <\/strong>: \u00e9viter le langage trop technique et fournir des instructions \u00e9tape par \u00e9tape.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_7b6de5-14 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_7b6de5-14\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>S\u00e9ances d\u2019information :<\/strong> collaborer avec des fournisseurs ou cliniques pour offrir des webinaires en direct ou sur demande.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_6451c9-17 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_6451c9-17\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>R\u00e9cits et t\u00e9moignages :<\/strong> partager, avec permission, des histoires anonymis\u00e9es d\u2019employ\u00e9s afin d\u2019illustrer concr\u00e8tement l\u2019avantage.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_510df5-10 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_510df5-10\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Assurance de confidentialit\u00e9 :<\/strong> expliquer clairement comment les r\u00e9clamations sont trait\u00e9es de fa\u00e7on confidentielle pour rassurer contre toute stigmatisation.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">De plus, fournir des listes de cliniques de fertilit\u00e9 approuv\u00e9es, de conseillers en sant\u00e9 mentale et d\u2019autres ressources de soutien facilite la navigation pour les employ\u00e9s.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id14441_823d77-7d{margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id14441_823d77-7d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14441_823d77-7d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14441_823d77-7d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(60% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(40% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id14441_823d77-7d{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;overflow:clip;isolation:isolate;}.kb-row-layout-id14441_823d77-7d > .kt-row-layout-overlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-row-layout-id14441_823d77-7d > .kt-row-layout-overlay{opacity:0.17;background:linear-gradient(90deg,var(--global-palette2) 3%,var(--global-palette6,#f2f0e8) 100%);}@media all and (max-width: 1024px){.kb-row-layout-id14441_823d77-7d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id14441_823d77-7d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14441_823d77-7d alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column14441_e5b32e-45 > .kt-inside-inner-col,.kadence-column14441_e5b32e-45 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_e5b32e-45 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_e5b32e-45 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14441_e5b32e-45 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14441_e5b32e-45 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_e5b32e-45{position:relative;}@media all and (max-width: 1024px){.kadence-column14441_e5b32e-45 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14441_e5b32e-45 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_e5b32e-45\"><div class=\"kt-inside-inner-col\"><style>.kadence-column14441_43845d-7b > .kt-inside-inner-col{display:flex;}#wrapper.site{overflow:clip;}.kadence-column14441_43845d-7b{--kb-section-setting-offset:90px;}.kadence-column14441_43845d-7b > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column14441_43845d-7b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_43845d-7b > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14441_43845d-7b > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14441_43845d-7b{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_43845d-7b{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_43845d-7b > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14441_43845d-7b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_43845d-7b{text-align:left;}.kadence-column14441_43845d-7b{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14441_43845d-7b{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_43845d-7b{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_43845d-7b > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column14441_43845d-7b > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14441_43845d-7b{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_43845d-7b{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_43845d-7b > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column14441_43845d-7b > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_43845d-7b kb-section-is-sticky kb-section-dir-vertical o-sticky o-sticky-scope-main-area o-sticky-pos-top o-sticky-bhvr-keep\" data-aos=\"fade-right\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a, .wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a[data-kb-block=\"kb-adv-heading14441_6af28c-8a\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a[data-kb-block=\"kb-adv-heading14441_6af28c-8a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a[data-kb-block=\"kb-adv-heading14441_6af28c-8a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a, .wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a[data-kb-block=\"kb-adv-heading14441_6af28c-8a\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a, .wp-block-kadence-advancedheading.kt-adv-heading14441_6af28c-8a[data-kb-block=\"kb-adv-heading14441_6af28c-8a\"]{text-align:center!important;}}<\/style>\n<h4 class=\"kt-adv-heading14441_6af28c-8a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14441_6af28c-8a\">Faites des avantages en fertilit\u00e9 une partie de votre r\u00e9gime collectif<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45, .wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45[data-kb-block=\"kb-adv-heading14441_ba9114-45\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45[data-kb-block=\"kb-adv-heading14441_ba9114-45\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45[data-kb-block=\"kb-adv-heading14441_ba9114-45\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45, .wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45[data-kb-block=\"kb-adv-heading14441_ba9114-45\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45, .wp-block-kadence-advancedheading.kt-adv-heading14441_ba9114-45[data-kb-block=\"kb-adv-heading14441_ba9114-45\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading14441_ba9114-45 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14441_ba9114-45\">D\u00e9couvrez comment un compte de d\u00e9penses fertilit\u00e9 personnalis\u00e9 peut enrichir votre programme d\u2019avantages. R\u00e9servez une consultation avec nos sp\u00e9cialistes en avantages collectifs d\u00e8s aujourd\u2019hui. <\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column14441_49aba8-87 > .kt-inside-inner-col{display:flex;}.kadence-column14441_49aba8-87 > .kt-inside-inner-col,.kadence-column14441_49aba8-87 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_49aba8-87 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_49aba8-87 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14441_49aba8-87 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column14441_49aba8-87{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_49aba8-87{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_49aba8-87 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14441_49aba8-87 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_49aba8-87{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column14441_49aba8-87{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_49aba8-87{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_49aba8-87 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column14441_49aba8-87 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column14441_49aba8-87{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_49aba8-87{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column14441_49aba8-87 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column14441_49aba8-87 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_49aba8-87\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8, .wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"]{margin-bottom:var(--global-kb-spacing-xs, 1rem);text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"] .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"] mark.kt-highlight{font-style:normal;color:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8, .wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"]{text-align:center!important;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"]{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8, .wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"]{padding-bottom:0px;text-align:center!important;}.wp-block-kadence-advancedheading.kt-adv-heading14441_4f2679-d8[data-kb-block=\"kb-adv-heading14441_4f2679-d8\"]{justify-content:center;}}<\/style><p class=\"kt-adv-heading14441_4f2679-d8 wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading14441_4f2679-d8\"><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fas_phone-square kb-adv-heading-icon-side-left\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"\/><\/svg><\/span><span class=\"kb-adv-text-inner\"><a href=\"tel:1-866-760-3993\" data-type=\"tel\" data-id=\"tel:1-866-760-3993\"><mark class=\"kt-highlight\">Appelez-nous une estimation gratuite <\/mark><\/a><\/span><\/p>\n\n<style>.wp-block-kadence-advancedbtn.kb-btns14441_581cf2-48{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns14441_581cf2-48 .kt-button{font-weight:normal;font-style:normal;}.kt-btns14441_581cf2-48 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns14441_581cf2-48 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns14441_581cf2-48 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14441_581cf2-48 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns14441_581cf2-48 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns14441_581cf2-48 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns14441_581cf2-48 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns14441_581cf2-48{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns14441_581cf2-48{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns14441_581cf2-48\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn14441_479d28-5b.kb-button{width:initial;}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn14441_479d28-5b.kb-button{font-size:var(--global-kb-font-size-sm, 0.9rem);}}<\/style><a class=\"kb-button kt-button button kb-btn14441_479d28-5b kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/twinn.ca\/fr\/contact\/\"><span class=\"kt-btn-inner-text\">Contacter Maintenant<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowRightCircle kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"tools-and-platforms-to-administer-fertility-benefits\">Outils et plateformes pour g\u00e9rer les avantages en fertilit\u00e9<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00e9rer un compte de d\u00e9penses pour la fertilit\u00e9 manuellement peut rapidement devenir complexe, surtout lorsqu\u2019il s\u2019agit de suivre les re\u00e7us, les remboursements et la d\u00e9claration fiscale. De nombreux employeurs canadiens se tournent vers des plateformes num\u00e9riques ou des solutions int\u00e9gr\u00e9es aux assureurs pour simplifier l\u2019administration, assurer la conformit\u00e9 et am\u00e9liorer l\u2019exp\u00e9rience des employ\u00e9s. <\/p>\n\n\n\n<figure class=\"wp-block-table alignfull is-style-stripes\"><table class=\"has-background\" style=\"background-color:#39bd7b42;border-width:1px\"><thead><tr><th><strong>Fournisseur<\/strong><\/th><th><strong>Id\u00e9al pour<\/strong><\/th><th><strong>Ce qu\u2019ils offrent<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Juno<\/strong><\/td><td>Des entreprises modernes et en croissance \u00e0 la recherche de flexibilit\u00e9<\/td><td>Plateforme hautement personnalisable o\u00f9 les employeurs peuvent d\u00e9finir les d\u00e9penses de fertilit\u00e9 admissibles ainsi que d\u2019autres cat\u00e9gories de bien-\u00eatre ou de style de vie.<\/td><\/tr><tr><td><strong>League<\/strong><\/td><td>Employeurs \u00e0 la recherche d\u2019une solution de sant\u00e9 num\u00e9rique int\u00e9gr\u00e9e<\/td><td>Offre une couverture de fertilit\u00e9 dans le cadre d\u2019une plateforme de sant\u00e9 plus large, combinant les ASE avec des soins virtuels, du coaching en sant\u00e9 et des outils d\u2019engagement des employ\u00e9s.<\/td><\/tr><tr><td><strong>Collage<\/strong><\/td><td>Petites et moyennes entreprises<\/td><td>Plateforme abordable et facile \u00e0 utiliser; regroupe les RH, la paie et les avantages sociaux (y compris les comptes de fertilit\u00e9) en un seul syst\u00e8me pour r\u00e9duire la charge administrative.<\/td><\/tr><tr><td><strong>Compagnies d\u2019assurance (p. ex., Manuvie, Canada Vie, Sun Life)<\/strong><\/td><td>Entreprises offrant d\u00e9j\u00e0 des garanties collectives<\/td><td>Permet d\u2019ajouter directement des comptes de d\u00e9penses de fertilit\u00e9 ou des prestations de fertilit\u00e9 aux r\u00e9gimes d\u2019assurance collective existants, en gardant tout dans un seul portail.<\/td><\/tr><tr><td><strong>Dialogue<\/strong><\/td><td>Les employeurs accordent la priorit\u00e9 au bien-\u00eatre holistique<\/td><td>Fournisseur canadien offrant sant\u00e9 mentale, sant\u00e9 familiale et navigation fertilit\u00e9 int\u00e9gr\u00e9e \u00e0 la gestion des comptes de d\u00e9penses.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Conseil :<\/strong> Lors du choix d\u2019une plateforme, demandez les d\u00e9lais de traitement des r\u00e9clamations, la protection des donn\u00e9es, la flexibilit\u00e9 des cat\u00e9gories admissibles et l\u2019int\u00e9gration avec la paie pour la d\u00e9claration fiscale. Le bon partenaire r\u00e9duit la charge administrative tout en rendant l\u2019avantage accessible aux employ\u00e9s. <\/p>\n<\/blockquote>\n\n\n<style>.kb-image14441_694946-17 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image14441_694946-17 size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/happy-caucasian-spouses-showing-positive-pregnancy-test-embracing-home-selective-focus-family-planning-concept.webp\" alt=\"\" class=\"kb-img wp-image-14363\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/happy-caucasian-spouses-showing-positive-pregnancy-test-embracing-home-selective-focus-family-planning-concept.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/happy-caucasian-spouses-showing-positive-pregnancy-test-embracing-home-selective-focus-family-planning-concept-300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/happy-caucasian-spouses-showing-positive-pregnancy-test-embracing-home-selective-focus-family-planning-concept-768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"impact-on-talent-attraction-retention-and-diversity\">Impact sur l\u2019attraction, la r\u00e9tention et la diversit\u00e9 des talents<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un compte de d\u00e9penses pour la fertilit\u00e9 bien structur\u00e9 n\u2019est pas seulement un avantage : c\u2019est un signal que votre organisation comprend les r\u00e9alit\u00e9s modernes de la parentalit\u00e9 et est pr\u00eate \u00e0 y investir. Cela b\u00e9n\u00e9ficie aux employ\u00e9s tout en positionnant votre entreprise de mani\u00e8re comp\u00e9titive sur un march\u00e9 du travail serr\u00e9.  <\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"boosting-talent-attraction\">Attirer les talents<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Les candidats recherchent de plus en plus des employeurs align\u00e9s avec leurs priorit\u00e9s de vie. Les avantages en fertilit\u00e9 deviennent un diff\u00e9renciateur cl\u00e9 dans les offres d\u2019emploi et les conversations de recrutement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pourquoi c\u2019est important pour le recrutement :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_973e3a-4f:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_973e3a-4f ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_973e3a-4f ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_973e3a-4f ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_973e3a-4f ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_973e3a-4f kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_3553b9-fa .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_3553b9-fa\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Avantage comp\u00e9titif :<\/strong> Sur des march\u00e9s o\u00f9 les salaires sont similaires, des avantages uniques comme la couverture fertilit\u00e9 font la diff\u00e9rence.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_3baded-99 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_3baded-99\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Attrait pour les g\u00e9n\u00e9rations Y et Z <\/strong>: Ces groupes valorisent les avantages holistiques et retardent souvent la parentalit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_90dd42-c7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_90dd42-c7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Candidats sensibles \u00e0 la diversit\u00e9 : <\/strong>Les professionnels LGBTQ+, parents seuls et parcours non traditionnels sont attir\u00e9s par des avantages inclusifs.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"improving-employee-retention\">Am\u00e9liorer la r\u00e9tention des employ\u00e9s<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Les d\u00e9fis financiers et \u00e9motionnels li\u00e9s \u00e0 la fertilit\u00e9 peuvent augmenter l\u2019absent\u00e9isme et le roulement. Un compte de d\u00e9penses pour la fertilit\u00e9 r\u00e9duit ces risques en offrant un soutien financier et en montrant un v\u00e9ritable engagement de l\u2019employeur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Principaux facteurs de r\u00e9tention :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_8f8928-4f:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_8f8928-4f ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_8f8928-4f ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_8f8928-4f ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_8f8928-4f ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_8f8928-4f kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_b22ecb-e5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_b22ecb-e5\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Fid\u00e9lit\u00e9 \u00e9motionnelle : <\/strong>Les employ\u00e9s appr\u00e9cient profond\u00e9ment les avantages qui abordent des d\u00e9fis personnels majeurs.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_476245-35 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_476245-35\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>R\u00e9duction du roulement pendant le traitement:<\/strong> Les traitements de fertilit\u00e9 n\u00e9cessitent souvent des cong\u00e9s; le soutien r\u00e9duit le risque de d\u00e9part.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_ec78e1-7e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_ec78e1-7e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Impact positif sur la culture :<\/strong> Un environnement qui soutient les employ\u00e9s lors des grandes \u00e9tapes de la vie favorise l\u2019engagement \u00e0 long terme.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"advancing-diversity-equity-and-inclusion-dei\">Faire progresser la diversit\u00e9, l\u2019\u00e9quit\u00e9 et l\u2019inclusion (DEI)<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Les avantages en fertilit\u00e9 soutiennent naturellement les initiatives DEI en supprimant les barri\u00e8res rencontr\u00e9es par certains groupes dans la parentalit\u00e9. En couvrant les services de donneurs, la gestation pour autrui et en retirant les exigences d\u2019infertilit\u00e9 m\u00e9dicale, le compte de d\u00e9penses pour la fertilit\u00e9 offre un acc\u00e8s \u00e9quitable aux employ\u00e9s LGBTQ+, parents seuls et autres besoins reproductifs divers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comment les prestations de d\u00e9penses pour la fertilit\u00e9 soutiennent l\u2019DEI :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_d52407-64:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_d52407-64 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_d52407-64 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_d52407-64 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_d52407-64 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_d52407-64 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_0027a5-58 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_0027a5-58\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Soutient les couples de m\u00eame sexe et les parents seuls<\/strong> \u2013 couverture des co\u00fbts li\u00e9s aux dons, gestation pour autrui et adoption.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_ccb8d0-9e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_ccb8d0-9e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Acc\u00e8s \u00e9gal, quel que soit le diagnostic<\/strong> \u2013 suppression de la condition \u201cinfertilit\u00e9 m\u00e9dicale\u201d pour \u00e9largir l\u2019admissibilit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_6f3cda-e8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_6f3cda-e8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Soutien aux femmes dans le leadership<\/strong> \u2013 la cong\u00e9lation d\u2019ovules permet de planifier la famille sans freiner la carri\u00e8re.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Investir dans les avantages en fertilit\u00e9 montre l\u2019engagement de l\u2019organisation \u00e0 soutenir des parcours familiaux vari\u00e9s, renfor\u00e7ant ainsi la culture et la fid\u00e9lit\u00e9 des employ\u00e9s.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"when-when-shouldn-t-you-opt-for-a-fertility-spending-account-fsa\">Quand opter (ou non) pour un compte de d\u00e9penses pour la fertilit\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le choix d\u2019ajouter un compte de d\u00e9penses pour la fertilit\u00e9 d\u00e9pend des donn\u00e9es d\u00e9mographiques de votre main-d\u2019\u0153uvre, de votre budget et de votre strat\u00e9gie globale en mati\u00e8re d\u2019avantages sociaux. Voici les principales conditions pour guider votre d\u00e9cision :<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"when-you-should-opt-for-an-fsa\">Quand opter pour un CDF :<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_5d4452-64:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_5d4452-64 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_5d4452-64 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_5d4452-64 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_5d4452-64 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_5d4452-64 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_1240da-52 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_1240da-52\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Votre main-d\u2019\u0153uvre est diversifi\u00e9e et inclusive<\/strong> \u2192 outient couples de m\u00eame sexe, parents seuls et familles planifi\u00e9es plus tard dans la vie.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_00a5df-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_00a5df-64\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous souhaitez renforcer le recrutement et la r\u00e9tention<\/strong> \u2192 les avantages fertilit\u00e9 sont tr\u00e8s valoris\u00e9s et diff\u00e9renciateurs dans des secteurs comp\u00e9titifs.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_1cbf26-b0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_1cbf26-b0\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Votre entreprise valorise la diversit\u00e9, l\u2019\u00e9quit\u00e9, l\u2019inclusion <\/strong>\u2192 d\u00e9montrer un soutien \u00e0 tous les parcours vers la parentalit\u00e9.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_bf24db-25 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_bf24db-25\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous pouvez budg\u00e9tiser avec des plafonds pr\u00e9visibles<\/strong> \u2192 plafonds annuels ou \u00e0 vie (ex. 5 000 $\/an ou 15 000 $ \u00e0 vie) offrent un soutien significatif.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_def66f-51 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_def66f-51\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous voulez b\u00e2tir une fid\u00e9lit\u00e9 \u00e0 long terme<\/strong> \u2192 les employ\u00e9s se souviennent des employeurs qui les soutiennent lors des \u00e9tapes majeures de la vie.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"when-you-shouldn-t-opt-for-an-fsa\">Quand ne pas opter pour un CDF :<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_2806b7-12:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_2806b7-12 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_2806b7-12 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items14441_2806b7-12 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items14441_2806b7-12 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items14441_2806b7-12 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-14441_a0c759-01 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_a0c759-01\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"\/><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>D\u00e9mographie non align\u00e9e<\/strong> \u2192 employ\u00e9s tr\u00e8s jeunes ou peu int\u00e9ress\u00e9s par la parentalit\u00e9, utilisation faible.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_d5dae9-9c .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_d5dae9-9c\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"\/><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Votre budget d\u2019assurance est tr\u00e8s limit\u00e9<\/strong> \u2192 couverture fertilit\u00e9 co\u00fbteuse; un <a href=\"https:\/\/twinn.ca\/fr\/compte-depenses-style-de-vie\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/fr\/compte-depenses-style-de-vie\/\">compte style de vie<\/a> ou mieux-\u00eatre peut offrir une valeur plus large.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_04a3f1-6e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_04a3f1-6e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"\/><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous manquez de capacit\u00e9 administrative<\/strong> \u2192 les CDF n\u00e9cessitent conformit\u00e9 et suivi (frais imposables vs non imposables, restrictions sur la gestation pour autrui).<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-14441_ff35c9-99 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-14441_ff35c9-99\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"\/><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Votre strat\u00e9gie d\u2019assurance n\u2019est pas holistique<\/strong> \u2192 ajouter la fertilit\u00e9 seule peut sembler d\u00e9s\u00e9quilibr\u00e9 si les r\u00e9gimes sant\u00e9 et dentaire sont faibles.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading14441_7cc059-b8, .wp-block-kadence-advancedheading.kt-adv-heading14441_7cc059-b8[data-kb-block=\"kb-adv-heading14441_7cc059-b8\"]{margin-bottom:var(--global-kb-spacing-xxs, 0.5rem);font-size:var(--global-kb-font-size-xl, 3rem);line-height:1.2;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14441_7cc059-b8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14441_7cc059-b8[data-kb-block=\"kb-adv-heading14441_7cc059-b8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14441_7cc059-b8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14441_7cc059-b8[data-kb-block=\"kb-adv-heading14441_7cc059-b8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading14441_7cc059-b8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14441_7cc059-b8\">Des questions? On a les r\u00e9ponses. <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vous avez encore quelques points d\u2019interrogation? Voici quelques r\u00e9ponses rapides aux questions fr\u00e9quentes des employeurs et employ\u00e9s :<\/p>\n\n\n<style>.kb-row-layout-id14441_ac0ff5-9d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14441_ac0ff5-9d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14441_ac0ff5-9d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-none, 0rem );padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id14441_ac0ff5-9d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id14441_ac0ff5-9d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id14441_ac0ff5-9d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14441_ac0ff5-9d alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column14441_e1f859-6c > .kt-inside-inner-col,.kadence-column14441_e1f859-6c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14441_e1f859-6c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14441_e1f859-6c > .kt-inside-inner-col{flex-direction:column;}.kadence-column14441_e1f859-6c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14441_e1f859-6c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14441_e1f859-6c{position:relative;}@media all and (max-width: 1024px){.kadence-column14441_e1f859-6c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14441_e1f859-6c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14441_e1f859-6c inner-column-1\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-wpsp-faq wpsp-faq__outer-wrap wpsp-block-2cfb54fa wpsp-faq-icon-row wpsp-faq-layout-accordion wpsp-faq-expand-first-false wpsp-faq-inactive-other-true wpsp-faq-equal-height\" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/twinn.ca\/fr\/compte-depenses-fertilite\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Les comptes de d\u00e9penses pour la fertilit\u00e9 sont-ils des avantages imposables pour les employ\u00e9s ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"En g\u00e9n\u00e9ral, les CDF financ\u00e9s par l\u2019employeur ne sont pas consid\u00e9r\u00e9s comme un revenu imposable si les fonds sont utilis\u00e9s pour des frais m\u00e9dicaux admissibles. Toutefois, le traitement fiscal peut varier selon la province et le r\u00e9gime, il est donc recommand\u00e9 de consulter un conseiller fiscal.\"}},{\"@type\":\"Question\",\"name\":\"Les employ\u00e9s \u00e0 temps partiel ou contractuels peuvent-ils acc\u00e9der aux comptes de d\u00e9penses pour la fertilit\u00e9 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Cela d\u00e9pend de la conception du r\u00e9gime de l\u2019employeur. Beaucoup de soci\u00e9t\u00e9s limitent l\u2019admissibilit\u00e9 aux employ\u00e9s \u00e0 temps plein, mais certaines incluent les employ\u00e9s \u00e0 temps partiel ou contractuels pour favoriser l\u2019inclusivit\u00e9. C\u2019est un point cl\u00e9 lors de la conception du plan.\"}},{\"@type\":\"Question\",\"name\":\"Comment les CDF fonctionnent-ils avec la couverture provinciale ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les r\u00e9gimes de sant\u00e9 provinciaux couvrent souvent seulement une partie des traitements de fertilit\u00e9 ou imposent des limites sur l\u2019admissibilit\u00e9. Les comptes de d\u00e9penses pour la fertilit\u00e9 comblent ces lacunes en couvrant les frais non rembours\u00e9s par la sant\u00e9 publique.\"}},{\"@type\":\"Question\",\"name\":\"Les CDF peuvent-ils couvrir des traitements pour les couples de m\u00eame sexe ou les parents seuls ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Les r\u00e9gimes inclusifs pr\u00e9voient sp\u00e9cifiquement les services de donneurs, la gestation pour autrui et d\u2019autres options de parentalit\u00e9 pour r\u00e9pondre aux besoins vari\u00e9s des employ\u00e9s, au-del\u00e0 des diagnostics traditionnels d\u2019infertilit\u00e9.\"}},{\"@type\":\"Question\",\"name\":\"Comment les employ\u00e9s soumettent-ils des demandes de remboursement ou acc\u00e8dent-ils aux fonds ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les employ\u00e9s soumettent g\u00e9n\u00e9ralement les re\u00e7us ou factures \u00e0 l\u2019administrateur du r\u00e9gime ou \u00e0 l\u2019assureur pour remboursement. Certains r\u00e9gimes utilisent des cartes pr\u00e9pay\u00e9es ou portefeuilles num\u00e9riques pour des d\u00e9penses directes. La communication sur le processus de r\u00e9clamation est essentielle pour une utilisation fluide.\"}},{\"@type\":\"Question\",\"name\":\"Les CDF peuvent-ils \u00eatre combin\u00e9s avec d\u2019autres avantages sant\u00e9 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Les comptes de d\u00e9penses pour la fertilit\u00e9 compl\u00e8tent souvent l\u2019assurance sant\u00e9 existante et les comptes de d\u00e9penses mieux-\u00eatre, permettant aux employ\u00e9s d\u2019acc\u00e9der \u00e0 un \u00e9ventail plus large de services et d\u2019allouer les fonds de mani\u00e8re flexible.\"}},{\"@type\":\"Question\",\"name\":\"Les CDF sont-ils r\u00e9serv\u00e9s aux employ\u00e9s diagnostiqu\u00e9s infertiles ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non. De nombreux r\u00e9gimes sont con\u00e7us pour \u00eatre inclusifs et soutenir une vari\u00e9t\u00e9 de parcours de parentalit\u00e9, y compris la cong\u00e9lation d\u2019ovules\/sperme, les services de donneurs et la gestation pour autrui, ind\u00e9pendamment d\u2019un diagnostic formel d\u2019infertilit\u00e9.\"}}]}<\/script><div class=\"wpsp-faq__wrap wpsp-buttons-layout-wrap\">\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-40865f01\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les comptes de d\u00e9penses pour la fertilit\u00e9 sont-ils des avantages imposables pour les employ\u00e9s ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>En g\u00e9n\u00e9ral, les CDF financ\u00e9s par l\u2019employeur ne sont pas consid\u00e9r\u00e9s comme un revenu imposable si les fonds sont utilis\u00e9s pour des frais m\u00e9dicaux admissibles. Toutefois, le traitement fiscal peut varier selon la province et le r\u00e9gime, il est donc recommand\u00e9 de consulter un conseiller fiscal.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-de802933\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les employ\u00e9s \u00e0 temps partiel ou contractuels peuvent-ils acc\u00e9der aux comptes de d\u00e9penses pour la fertilit\u00e9 ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Cela d\u00e9pend de la conception du r\u00e9gime de l\u2019employeur. Beaucoup de soci\u00e9t\u00e9s limitent l\u2019admissibilit\u00e9 aux employ\u00e9s \u00e0 temps plein, mais certaines incluent les employ\u00e9s \u00e0 temps partiel ou contractuels pour favoriser l\u2019inclusivit\u00e9. C\u2019est un point cl\u00e9 lors de la conception du plan.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-27da0124\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Comment les CDF fonctionnent-ils avec la couverture provinciale ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Les r\u00e9gimes de sant\u00e9 provinciaux couvrent souvent seulement une partie des traitements de fertilit\u00e9 ou imposent des limites sur l\u2019admissibilit\u00e9. Les comptes de d\u00e9penses pour la fertilit\u00e9 comblent ces lacunes en couvrant les frais non rembours\u00e9s par la sant\u00e9 publique.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-503f8013\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les CDF peuvent-ils couvrir des traitements pour les couples de m\u00eame sexe ou les parents seuls ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Oui. Les r\u00e9gimes inclusifs pr\u00e9voient sp\u00e9cifiquement les services de donneurs, la gestation pour autrui et d\u2019autres options de parentalit\u00e9 pour r\u00e9pondre aux besoins vari\u00e9s des employ\u00e9s, au-del\u00e0 des diagnostics traditionnels d\u2019infertilit\u00e9.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-fa103922\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Comment les employ\u00e9s soumettent-ils des demandes de remboursement ou acc\u00e8dent-ils aux fonds ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Les employ\u00e9s soumettent g\u00e9n\u00e9ralement les re\u00e7us ou factures \u00e0 l\u2019administrateur du r\u00e9gime ou \u00e0 l\u2019assureur pour remboursement. Certains r\u00e9gimes utilisent des cartes pr\u00e9pay\u00e9es ou portefeuilles num\u00e9riques pour des d\u00e9penses directes. La communication sur le processus de r\u00e9clamation est essentielle pour une utilisation fluide.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-990e90a9\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les CDF peuvent-ils \u00eatre combin\u00e9s avec d\u2019autres avantages sant\u00e9 ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Oui. Les comptes de d\u00e9penses pour la fertilit\u00e9 compl\u00e8tent souvent l\u2019assurance sant\u00e9 existante et les comptes de d\u00e9penses mieux-\u00eatre, permettant aux employ\u00e9s d\u2019acc\u00e9der \u00e0 un \u00e9ventail plus large de services et d\u2019allouer les fonds de mani\u00e8re flexible.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-01473595\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\">Les CDF sont-ils r\u00e9serv\u00e9s aux employ\u00e9s diagnostiqu\u00e9s infertiles ?<\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Non. De nombreux r\u00e9gimes sont con\u00e7us pour \u00eatre inclusifs et soutenir une vari\u00e9t\u00e9 de parcours de parentalit\u00e9, y compris la cong\u00e9lation d\u2019ovules\/sperme, les services de donneurs et la gestation pour autrui, ind\u00e9pendamment d\u2019un diagnostic formel d\u2019infertilit\u00e9.<\/p><\/span><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"bottom-line\">En bref,<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le compte de d\u00e9penses pour la fertilit\u00e9 devient rapidement un pilier des avantages sociaux modernes, refl\u00e9tant une meilleure compr\u00e9hension des parcours diversifi\u00e9s de parentalit\u00e9 auxquels font face les employ\u00e9s aujourd\u2019hui. En couvrant une large gamme de frais li\u00e9s \u00e0 la fertilit\u00e9 et en offrant un soutien flexible et inclusif, ces comptes r\u00e9duisent le fardeau financier des employ\u00e9s tout en aidant les employeurs \u00e0 attirer, fid\u00e9liser et engager leurs talents de mani\u00e8re significative.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Concevoir et communiquer soigneusement les CDF permet \u00e0 votre organisation de r\u00e9pondre aux besoins des employ\u00e9s tout en renfor\u00e7ant une culture d\u2019inclusion et de bienveillance. Dans une \u00e9poque o\u00f9 les choix de parentalit\u00e9 \u00e9voluent, les comptes de d\u00e9penses pour la fertilit\u00e9 sont plus pr\u00e9cieux que jamais pour votre entreprise. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les traitements de fertilit\u00e9 restent inaccessibles pour beaucoup d\u2019employ\u00e9s, entre co\u00fbts \u00e9lev\u00e9s, financement provincial limit\u00e9 et assurances incompl\u00e8tes, ce manque&#8230;<\/p>\n","protected":false},"author":15,"featured_media":14329,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[108],"tags":[],"post_folder":[],"class_list":["post-14441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-comptes-depenses-mieux-etre-et-style-de-vie"],"acf":[],"taxonomy_info":{"category":[{"value":108,"label":"comptes de d\u00e9penses mieux-\u00eatre et style de vie"}]},"featured_image_src_large":["https:\/\/twinn.ca\/wp-content\/uploads\/2025\/08\/office-worker-happy-tohave-fertility-spending-account-1024x778.webp",1024,778,true],"author_info":{"display_name":"Rafat Haque","author_link":"https:\/\/twinn.ca\/fr\/author\/rafat-haque\/"},"comment_info":0,"category_info":[{"term_id":108,"name":"comptes de d\u00e9penses mieux-\u00eatre et style de vie","slug":"comptes-depenses-mieux-etre-et-style-de-vie","term_group":0,"term_taxonomy_id":108,"taxonomy":"category","description":"","parent":0,"count":4,"filter":"raw","cat_ID":108,"category_count":4,"category_description":"","cat_name":"comptes de d\u00e9penses mieux-\u00eatre et style de vie","category_nicename":"comptes-depenses-mieux-etre-et-style-de-vie","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/14441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/comments?post=14441"}],"version-history":[{"count":0,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/14441\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media\/14329"}],"wp:attachment":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media?parent=14441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/categories?post=14441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/tags?post=14441"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/post_folder?post=14441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}