{"id":15185,"date":"2025-11-03T14:45:50","date_gmt":"2025-11-03T19:45:50","guid":{"rendered":"https:\/\/twinn.ca\/?p=15185"},"modified":"2025-12-06T13:33:39","modified_gmt":"2025-12-06T18:33:39","slug":"plan-achat-actions-pour-employes","status":"publish","type":"post","link":"https:\/\/twinn.ca\/fr\/plan-achat-actions-pour-employes\/","title":{"rendered":"Les Options d\u2019\u00e9quit\u00e9 pour votre \u00c9quipe : ESPP, Actions &amp;plus"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Pour bien des Canadiens, b\u00e2tir un patrimoine \u00e0 long terme semble de plus en plus difficile, surtout lorsque la volatilit\u00e9 des march\u00e9s et la hausse du co\u00fbt de la vie compliquent l\u2019\u00e9pargne. Les programmes d\u2019\u00e9quit\u00e9, comme un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s ou l\u2019achat direct d\u2019actions, offrent \u00e0 votre \u00e9quipe une fa\u00e7on simple d\u2019investir dans l\u2019entreprise qu\u2019elle contribue \u00e0 faire cro\u00eetre, transformant de petites contributions r\u00e9guli\u00e8res en v\u00e9ritable \u00e9lan financier. Cet article explique comment ces r\u00e9gimes fonctionnent, comment ils se comparent aux options d\u2019achat d\u2019actions, et ce que les employeurs et employ\u00e9s doivent comprendre en mati\u00e8re d\u2019admissibilit\u00e9, de fiscalit\u00e9, de risques et de bonnes pratiques de communication.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id15185_0ba1c8-53{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id15185_0ba1c8-53 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id15185_0ba1c8-53 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id15185_0ba1c8-53 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 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1fr);}.kb-row-layout-id15185_0ba1c8-53{border-top:4px double var(--global-palette1, #3182CE);border-right:4px double var(--global-palette1, #3182CE);border-bottom:4px double var(--global-palette1, #3182CE);border-left:4px double var(--global-palette1, #3182CE);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id15185_0ba1c8-53 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column15185_77e172-46 > .kt-inside-inner-col,.kadence-column15185_77e172-46 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_77e172-46 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_77e172-46 > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_77e172-46 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_77e172-46 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_77e172-46{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_77e172-46 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_77e172-46 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_77e172-46\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08, .wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08[data-kb-block=\"kb-adv-heading15185_c92034-08\"]{text-align:left;font-style:normal;color:#020202;border-left:20px solid transparent;}.wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08[data-kb-block=\"kb-adv-heading15185_c92034-08\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08[data-kb-block=\"kb-adv-heading15185_c92034-08\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08, .wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08[data-kb-block=\"kb-adv-heading15185_c92034-08\"]{border-left:20px solid transparent;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08, .wp-block-kadence-advancedheading.kt-adv-heading15185_c92034-08[data-kb-block=\"kb-adv-heading15185_c92034-08\"]{border-left:20px solid transparent;}}<\/style>\n<h3 class=\"kt-adv-heading15185_c92034-08 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15185_c92034-08\">Points Cl\u00e9s<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_3cf911-16:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_3cf911-16 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_3cf911-16 ul.kt-svg-icon-list{grid-row-gap:20px;}.kt-svg-icon-list-items15185_3cf911-16 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_3cf911-16 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_74686c-f2 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-15185_74686c-f2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_74686c-f2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les r\u00e9gimes d\u2019\u00e9quit\u00e9 donnent aux employ\u00e9s une participation directe \u00e0 la performance de l\u2019entreprise, ce qui peut renforcer l\u2019engagement, la r\u00e9tention et la croissance financi\u00e8re.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_e4a79b-09 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-15185_e4a79b-09 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_e4a79b-09\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s propose une participation simple et accessible gr\u00e2ce aux retenues salariales et parfois \u00e0 un prix d\u2019achat r\u00e9duit.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_6b2b17-45 .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-15185_6b2b17-45 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_6b2b17-45\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les options d\u2019achat d\u2019actions offrent un potentiel de gain plus \u00e9lev\u00e9, mais comportent davantage de risques et exigent une bonne compr\u00e9hension de l\u2019acquisition des droits, du moment d\u2019exercice et du traitement fiscal des options d\u2019achat d\u2019actions.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_58a606-6a .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-15185_58a606-6a .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_58a606-6a\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les employeurs peuvent int\u00e9grer un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s \u00e0 leurs programmes existants d\u2019\u00e9pargne-retraite pour renforcer leur strat\u00e9gie globale de mieux-\u00eatre financier.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_772d35-2d .kt-svg-icon-list-single{color:var(--global-palette2, #2B6CB0) !important;}.kt-svg-icon-list-item-15185_772d35-2d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_772d35-2d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Une communication claire, un onboarding structur\u00e9 et une formation continue aident les employ\u00e9s \u00e0 utiliser le r\u00e9gime efficacement et \u00e0 \u00e9viter les \u00e9cueils fr\u00e9quents.<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-an-employee-share-purchase-plan\">Qu\u2019est-ce qu\u2019un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s est un programme offert en milieu de travail qui permet aux employ\u00e9s d\u2019acheter des actions de l\u2019entreprise, souvent \u00e0 prix r\u00e9duit ou avec une contribution \u00e9quivalente de l\u2019employeur. Bien que la structure varie d\u2019une organisation canadienne \u00e0 l\u2019autre, l\u2019objectif demeure le m\u00eame : offrir aux employ\u00e9s un moyen pr\u00e9visible et accessible de participer \u00e0 la croissance de l\u2019entreprise. Ce r\u00e9gime bas\u00e9 sur les retenues salariales s\u2019int\u00e8gre g\u00e9n\u00e9ralement \u00e0 une strat\u00e9gie plus large de mieux-\u00eatre financier, permettant aux employ\u00e9s de transformer de petites contributions r\u00e9guli\u00e8res en actifs significatifs au fil du temps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"where-espps-fit-within-equity-compensation-plans\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\">La place du r\u00e9gime d\u2019achat d\u2019actions dans les r\u00e9gimes d&rsquo;actionnariat et d\u2019int\u00e9ressement<\/mark><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Au Canada, les programmes d\u2019actionnariat se r\u00e9partissent g\u00e9n\u00e9ralement en trois cat\u00e9gories : les r\u00e9gimes d\u2019achat d\u2019actions par les employ\u00e9s, les options d&rsquo;achat d&rsquo;actions et les attributions d\u2019actions (comme les RSU ou DSU). Ensemble, ces dispositifs \u2014 souvent regroup\u00e9s sous l\u2019expression r\u00e9gimes d\u2019actionnariat des employ\u00e9s \u2014 permettent d\u2019aligner la r\u00e9mun\u00e9ration sur la performance et de renforcer une culture d\u2019actionnariat salari\u00e9. Le r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s est habituellement le plus accessible, puisqu\u2019il peut \u00eatre offert \u00e0 l\u2019ensemble du personnel, alors que les autres formes d\u2019actionnariat sont souvent r\u00e9serv\u00e9es aux cadres ou aux contributeurs cl\u00e9s.<\/p>\n\n\n<style>.kb-image15185_d01b22-ec .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image15185_d01b22-ec size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/two-employees-are-in-office-together-looking-over-employee-share-purchase-plans-at-work-.webp\" alt=\"Deux employ\u00e9s sont ensemble au bureau en train d\u2019examiner le r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s\" class=\"kb-img wp-image-15159\" title=\"Deux employ\u00e9s sont ensemble au bureau en train d\u2019examiner le r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/two-employees-are-in-office-together-looking-over-employee-share-purchase-plans-at-work-.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/two-employees-are-in-office-together-looking-over-employee-share-purchase-plans-at-work--300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/two-employees-are-in-office-together-looking-over-employee-share-purchase-plans-at-work--768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"benefits-of-employee-share-purchase-plans\">Avantages d\u2019un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">De nombreuses entreprises canadiennes adoptent un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s parce qu\u2019il offre un avantage qu\u2019on retrouve rarement dans d\u2019autres programmes : une participation financi\u00e8re directe aux r\u00e9sultats de l\u2019entreprise. Plut\u00f4t que de servir uniquement de v\u00e9hicule d\u2019\u00e9pargne, l\u2019actionnariat salari\u00e9 donne acc\u00e8s \u00e0 des actions \u00e0 prix pr\u00e9f\u00e9rentiel et une mani\u00e8re simple de profiter d\u2019une \u00e9ventuelle croissance future. Pour l\u2019employeur, ce type de r\u00e9gime renforce la r\u00e9tention, aligne les int\u00e9r\u00eats et cr\u00e9e un sentiment partag\u00e9 d\u2019appartenance que la r\u00e9mun\u00e9ration traditionnelle n\u2019offre pas toujours.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retomb\u00e9es observ\u00e9es lorsqu\u2019un r\u00e9gime d\u2019actionnariat est offert<\/p>\n\n\n<style>.kb-row-layout-id15185_d39836-ac > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id15185_d39836-ac > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id15185_d39836-ac > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id15185_d39836-ac > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id15185_d39836-ac > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id15185_d39836-ac > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id15185_d39836-ac alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column15185_df453a-54 > .kt-inside-inner-col,.kadence-column15185_df453a-54 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_df453a-54 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_df453a-54 > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_df453a-54 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_df453a-54 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_df453a-54{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_df453a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_df453a-54 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_df453a-54\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_cb9ad6-3a:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_cb9ad6-3a ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_cb9ad6-3a ul.kt-svg-icon-list{grid-row-gap:13px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_cb9ad6-3a ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_cb9ad6-3a ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items15185_cb9ad6-3a ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:15px;}.kt-svg-icon-list-items15185_cb9ad6-3a ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_cb9ad6-3a kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_34e541-17 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_34e541-17\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><em><strong>R\u00e9tention am\u00e9lior\u00e9e et baisse du roulement<\/strong> \u2014 Les employ\u00e9s actionnaires ont tendance \u00e0 rester plus longtemps, ce qui r\u00e9duit les co\u00fbts d\u2019embauche et de formation.<\/em><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_6a69da-52 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_6a69da-52\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><em><strong>Engagement et motivation accrus<\/strong> \u2014 D\u00e9tenir une part r\u00e9elle de l\u2019entreprise encourage les employ\u00e9s \u00e0 agir et r\u00e9fl\u00e9chir comme des propri\u00e9taires.<\/em><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_c4e80a-f8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_c4e80a-f8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><em><strong>Une main-d\u2019\u0153uvre plus loyale et investie<\/strong> \u2014 L\u2019actionnariat renforce la fiert\u00e9, la confiance et le sentiment d\u2019appartenance.<\/em><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_bf6337-c6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_bf6337-c6\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><em><strong>Un moyen rentable d\u2019enrichir la r\u00e9mun\u00e9ration<\/strong> \u2014 Le r\u00e9gime cr\u00e9e de la valeur \u00e0 long terme sans augmenter imm\u00e9diatement les salaires ou les primes.<\/em><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_24a67b-11 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_24a67b-11\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><em><strong>Un avantage concurrentiel en recrutement<\/strong> \u2014 L\u2019actionnariat aide les employeurs \u00e0 se d\u00e9marquer dans un march\u00e9 du travail comp\u00e9titif et \u00e0 attirer des candidats cherchant un potentiel de croissance.<\/em><\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"espps-vs-other-savings-equity-plans\">R\u00e9gime d\u2019achat d\u2019actions vs autres r\u00e9gimes d\u2019\u00e9pargne et d\u2019actionnariat<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Avant de choisir ou de mettre en place un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s, les dirigeants doivent comprendre comment il se compare aux autres formes d\u2019actionnariat, notamment les <strong>options d\u2019achat d\u2019actions<\/strong>. Les employeurs \u00e9valuent souvent les options d\u2019achat d&rsquo;actions par rapport \u00e0 l\u2019actionnariat salari\u00e9 pour d\u00e9terminer ce qui convient le mieux \u00e0 leur effectif. Voici un aper\u00e7u clair pour situer votre r\u00e9gime d\u2019actionnariat parmi les autres options existantes.<\/p>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center has-medium-font-size\" id=\"equity-compensation-plans-comparison\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">Comparaison des r\u00e9gimes d\u2019actionnariat et d\u2019int\u00e9ressement<\/h4>\n\n\n\n<figure class=\"wp-block-table alignfull is-style-stripes\"><table style=\"border-width:2px\"><thead><tr><th>Caract\u00e9ristique<\/th><th>R\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s<\/th><th>Options d\u2019achat d\u2019actions<\/th><th>Autres r\u00e9gimes d\u2019actionnariat (RSU, DSU, PSU)<\/th><\/tr><\/thead><tbody><tr><td><strong>Fonctionnement<\/strong><\/td><td>Les employ\u00e9s ach\u00e8tent des actions par retenues salariales, souvent \u00e0 prix r\u00e9duit<\/td><td>L\u2019employ\u00e9 obtient le droit d\u2019acheter des actions plus tard \u00e0 un prix fix\u00e9<\/td><td>Les actions ou unit\u00e9s sont attribu\u00e9es puis acquises progressivement<\/td><\/tr><tr><td><strong>Engagement financier<\/strong><\/td><td>Petites contributions r\u00e9guli\u00e8res<\/td><td>Aucun co\u00fbt initial; co\u00fbt seulement au moment d\u2019exercer l\u2019option d&rsquo;achat d&rsquo;action<\/td><td>Aucun co\u00fbt pour l\u2019employ\u00e9 \u2014 enti\u00e8rement financ\u00e9 par l\u2019employeur<\/td><\/tr><tr><td><strong>Niveau de risque<\/strong><\/td><td>Plus faible \u2014 l\u2019employ\u00e9 devient actionnaire rapidement<\/td><td>Plus \u00e9lev\u00e9 \u2014 l\u2019option peut expirer sans valeur<\/td><td>Plus faible \u2014 d\u00e9pend du cours lors de l\u2019acquisition<\/td><\/tr><tr><td><strong>Traitement fiscal<\/strong><\/td><td>Le rabais est impos\u00e9 comme avantage; gains impos\u00e9s \u00e0 la vente<\/td><td>Imposition \u00e0 l\u2019exercice; gain en capital \u00e0 la vente (traitement fiscal des options d&rsquo;achat d&rsquo;actions)<\/td><td>Imposition comme revenu \u00e0 l\u2019acquisition; pas de rabais ni de prix d\u2019exercice<\/td><\/tr><tr><td><strong>Complexit\u00e9<\/strong><\/td><td>Mod\u00e9r\u00e9e<\/td><td>Plus \u00e9lev\u00e9e<\/td><td>Mod\u00e9r\u00e9e \u00e0 \u00e9lev\u00e9e<\/td><\/tr><tr><td><strong>Id\u00e9al pour<\/strong><\/td><td>Cr\u00e9er une culture d\u2019actionnariat accessible \u00e0 tous<\/td><td>Stimuler la prise de risque et motiver les leaders<\/td><td>Fid\u00e9liser les talents cl\u00e9s avec une valeur plus pr\u00e9visible<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"how-to-choose-between-espps-and-alternatives\">Comment fonctionnent les options d\u2019achat d\u2019actions?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Les options d\u2019achat d\u2019actions donnent aux employ\u00e9s le droit \u2014 <em>mais non l\u2019obligation<\/em> \u2014 d\u2019acheter des actions de l\u2019entreprise \u00e0 un prix fix\u00e9 d\u2019avance (le prix d\u2019exercice). Au Canada, les entreprises utilisent g\u00e9n\u00e9ralement ce type d\u2019actionnariat pour r\u00e9compenser la performance, attirer des talents exp\u00e9riment\u00e9s ou motiver les employ\u00e9s qui contribuent directement \u00e0 la croissance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Voici le d\u00e9roulement typique :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Attribution :<\/strong> L\u2019entreprise accorde \u00e0 l\u2019employ\u00e9 un certain nombre d\u2019options avec un prix d\u2019exercice d\u00e9termin\u00e9.<\/li>\n\n\n\n<li><strong>Acquisition des droits (vesting) :<\/strong> L\u2019employ\u00e9 gagne progressivement le droit d\u2019exercer ses options (par exemple, 25 % par ann\u00e9e).<\/li>\n\n\n\n<li><strong>Exercice :<\/strong> Une fois les droits acquis, l\u2019employ\u00e9 peut acheter les actions au prix d\u2019exercice, id\u00e9alement inf\u00e9rieur au prix du march\u00e9.<\/li>\n\n\n\n<li><strong>Vente (optionnelle) :<\/strong> Apr\u00e8s l\u2019exercice, l\u2019employ\u00e9 peut conserver ou vendre ses actions.<\/li>\n<\/ol>\n\n\n\n<h5 class=\"wp-block-heading has-medium-font-size\" id=\"how-are-stock-options-taxed-in-canada\">Comment les options d\u2019achat d\u2019actions sont-elles impos\u00e9es au Canada?<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">La fiscalit\u00e9 constitue l\u2019une des principales diff\u00e9rences entre les options d\u2019achat d\u2019actions et un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s. Les options ne sont pas impos\u00e9es au moment o\u00f9 elles sont accord\u00e9es. L\u2019imposition se produit plut\u00f4t \u00e0 deux moments :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c01d4c-96:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c01d4c-96 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-right:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c01d4c-96 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c01d4c-96 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_c01d4c-96 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_c01d4c-96 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_47567d-04 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_47567d-04\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u00c0 l\u2019exercice :<\/strong> La diff\u00e9rence entre le prix d\u2019exercice et la valeur marchande devient un avantage imposable.<br><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_68e597-42 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_68e597-42\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u00c0 la vente des actions :<\/strong> Tout gain ou perte suppl\u00e9mentaire est trait\u00e9 comme un gain ou une perte en capital.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_5c48bb-83 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_5c48bb-83\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Contrairement \u00e0 l\u2019actionnariat salari\u00e9 o\u00f9 le rabais est impos\u00e9 imm\u00e9diatement, les options concentrent l\u2019impact fiscal au moment de l\u2019exercice \u2014 ce qui peut surprendre si l\u2019employ\u00e9 n\u2019a pas \u00e9t\u00e9 bien inform\u00e9.De nombreux employ\u00e9s peuvent b\u00e9n\u00e9ficier de la d\u00e9duction pour options d\u2019achat d\u2019actions, qui <a href=\"https:\/\/www.ig.ca\/fr\/perspectives\/imposition-des-options--canada\" data-type=\"link\" data-id=\"https:\/\/www.ig.ca\/fr\/perspectives\/imposition-des-options--canada\" target=\"_blank\" rel=\"noopener\">r\u00e9duit de 50 % l\u2019avantage imposable<\/a>, selon les r\u00e8gles de l\u2019ARC.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativement aux ESPP \u2014 o\u00f9 les rabais sont impos\u00e9es imm\u00e9diatement \u2014 les options d\u2019achat d\u2019actions concentrent leur impact fiscal au moment de l\u2019exercice, ce qui peut \u00eatre un choc si les employ\u00e9s ne sont pas inform\u00e9s \u00e0 l\u2019avance.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"where-do-other-equity-compensation-plans-fit-in\">O\u00f9 s\u2019inscrivent les autres r\u00e9gimes d&rsquo;actionnariat dans une strat\u00e9gie globale?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Les r\u00e9gimes d\u2019actionnariat plus larges (comme les RSU, DSU ou unit\u00e9s de performance) donnent aux employeurs une grande flexibilit\u00e9 dans la conception de leurs programmes de r\u00e9mun\u00e9ration. Ces outils servent souvent \u00e0 motiver la haute direction, retenir des collaborateurs cl\u00e9s ou partager la valeur \u00e0 long terme dans des r\u00f4les ayant des attentes de performance plus \u00e9lev\u00e9es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 retenir :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_a15e14-66:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_a15e14-66 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-left:var(--global-kb-spacing-xs, 1rem);}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_a15e14-66 ul.kt-svg-icon-list{grid-row-gap:9px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_a15e14-66 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_a15e14-66 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_a15e14-66 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_c15914-0b .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_c15914-0b\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Le r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s favorise une participation large et soutient le mieux-\u00eatre financier.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_377f3a-b6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_377f3a-b6\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les options d\u2019achat d\u2019actions r\u00e9compensent les r\u00f4les li\u00e9s \u00e0 la croissance avec un potentiel variable.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_4be427-0a .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_4be427-0a\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Les RSU\/DSU assurent une r\u00e9tention \u00e0 long terme avec une valeur plus pr\u00e9visible.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Ensemble, ces m\u00e9canismes permettent aux employeurs de b\u00e2tir une philosophie de r\u00e9mun\u00e9ration align\u00e9e sur leurs objectifs.<\/p>\n\n\n<style>.kb-image15185_eb1857-0e .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image15185_eb1857-0e size-full\"><img decoding=\"async\" width=\"1000\" height=\"668\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/three-office-employees-compararing-equity-compensation-plans.webp\" alt=\"\" class=\"kb-img wp-image-15160\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/three-office-employees-compararing-equity-compensation-plans.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/three-office-employees-compararing-equity-compensation-plans-300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/three-office-employees-compararing-equity-compensation-plans-768x513.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-does-an-employee-share-purchase-plan-work\">Comment fonctionne un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s moderne repose sur un principe simple : rendre l\u2019actionnariat salari\u00e9 accessible, pr\u00e9visible et facile \u00e0 g\u00e9rer. M\u00eame dans des entreprises sujettes \u00e0 la volatilit\u00e9 des march\u00e9s, la structure du r\u00e9gime garde le processus clair : les employ\u00e9s contribuent progressivement, ach\u00e8tent des actions \u00e0 prix r\u00e9duit et profitent de la croissance de l\u2019entreprise.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);column-gap:18px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87 ul.kt-svg-icon-list{grid-row-gap:29px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87 .kb-svg-icon-wrap{font-size:18px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_c280ad-87 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (min-width: 1025px){.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87:not(.kt-svg-icon-list-columns-1) ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap:not(:last-child){margin:0px;}}@media all and (min-width: 768px) and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87:not(.kt-tablet-svg-icon-list-columns-1) ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap:not(:last-child){margin:0px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_c280ad-87:not(.kt-mobile-svg-icon-list-columns-1) ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap:not(:last-child){margin:0px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_c280ad-87 kt-svg-icon-list-columns-2 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_5dd63a-a3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_5dd63a-a3\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\">Qui est admissible :<\/mark><\/strong> <br>La plupart des r\u00e9gimes sont ouverts aux employ\u00e9s \u00e0 temps plein ou \u00e0 temps partiel apr\u00e8s une courte p\u00e9riode de probation. Certains employeurs \u00e9tendent l\u2019acc\u00e8s aux travailleurs temporaires ou contractuels dans le cadre de <span style=\"text-decoration: underline;\">programmes plus larges d\u2019\u00e9pargne et de retraite<\/span>.<br><br>Les r\u00e8gles d\u2019admissibilit\u00e9 sont volontairement simples, car le r\u00e9gime vise une participation large \u2014 contrairement aux options d\u2019achat d\u2019actions, g\u00e9n\u00e9ralement r\u00e9serv\u00e9es aux leaders ou r\u00f4les sp\u00e9cialis\u00e9s.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_fd04aa-52 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_fd04aa-52\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\">R\u00e8gles de contribution :<\/mark><\/strong>  <br>Les employ\u00e9s choisissent le pourcentage de leur r\u00e9mun\u00e9ration qu\u2019ils souhaitent consacrer au r\u00e9gime, souvent entre 1 % et 10 %. Les sommes s\u2019accumulent durant la p\u00e9riode de contribution (aux deux semaines ou mensuellement) et servent ensuite \u00e0 acheter des actions.<br><br>Certains r\u00e9gimes permettent de modifier les contributions en cours d\u2019ann\u00e9e, tandis que d\u2019autres limitent les changements \u00e0 la prochaine p\u00e9riode d\u2019inscription pour simplifier l\u2019administration.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_be2264-8c .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_be2264-8c\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\">Rabais d\u2019achat et correspondance :<\/mark><\/strong> <br>C\u2019est l\u2019un des principaux attraits du r\u00e9gime. La majorit\u00e9 des entreprises offrent :<br>\u2022 un rabais d\u2019achat de 5 % \u00e0 15 %, <strong>ou<\/strong><br>\u2022 une contribution \u00e9quivalente de l\u2019employeur, semblable \u00e0 ce qu\u2019on voit dans certains r\u00e9gimes d\u2019\u00e9pargne-retraite.<br>L\u2019entr\u00e9e \u00e0 prix r\u00e9duit diminue le risque pour l\u2019employ\u00e9 et g\u00e9n\u00e8re une valeur imm\u00e9diate, faisant du r\u00e9gime d\u2019achat d\u2019actions l\u2019un des outils d\u2019actionnariat les plus avantageux pour les employ\u00e9s.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_f7e5d0-84 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_f7e5d0-84\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\">Administration :<\/mark><\/strong> <br>Les r\u00e9gimes canadiens sont souvent administr\u00e9s par de grands assureurs ou institutions financi\u00e8res. Plusieurs employeurs collaborent avec : Sun Life, Manuvie, Canada Vie, RBC Assurances.<br><br>Ces fournisseurs int\u00e8grent le r\u00e9gime d\u2019actionnariat aux syst\u00e8mes de paie, aux <span style=\"text-decoration: underline;\">programmes d\u2019\u00e9pargne-retraite<\/span> et aux autres outils financiers du milieu de travail, ce qui facilite le suivi pour les employ\u00e9s et la conformit\u00e9 pour l\u2019employeur.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_35d2b6-a7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_35d2b6-a7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\">P\u00e9riodes de d\u00e9tention d\u2019investissement :<\/mark><\/strong> <br>Les employ\u00e9s peuvent \u00eatre tenus de conserver les actions pendant une p\u00e9riode minimale, g\u00e9n\u00e9ralement de 12 \u00e0 24 mois avant de pouvoir vendre. Ces p\u00e9riodes favorisent une vision \u00e0 long terme et limitent les abus (p. ex. : acheter avec un rabais puis revendre imm\u00e9diatement).<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_886406-17 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_886406-17\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\"><strong>Liquidit\u00e9 et vente d\u2019actions :<\/strong><\/mark><\/strong><br>Une fois la p\u00e9riode de d\u00e9tention pass\u00e9e (si elle existe), les employ\u00e9s peuvent vendre leurs actions par l\u2019interm\u00e9diaire de l\u2019administrateur du r\u00e9gime. Certains programmes offrent une <a href=\"https:\/\/bncd.ca\/centre-educatif\/comprendre-marche-boursier\/comprendre-dividendes\/plan-reinvestissement-dividendes.html\" data-type=\"link\" data-id=\"https:\/\/bncd.ca\/centre-educatif\/comprendre-marche-boursier\/comprendre-dividendes\/plan-reinvestissement-dividendes.html\" target=\"_blank\" rel=\"noopener\">r\u00e9investissement automatique des dividendes (DRIP)<\/a>, ce qui augmente la valeur \u00e0 long terme sans effort suppl\u00e9mentaire.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id15185_618b52-87{margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id15185_618b52-87 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id15185_618b52-87 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id15185_618b52-87 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(60% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(40% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id15185_618b52-87{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;overflow:clip;isolation:isolate;}.kb-row-layout-id15185_618b52-87 > .kt-row-layout-overlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-row-layout-id15185_618b52-87 > .kt-row-layout-overlay{opacity:0.17;background:linear-gradient(90deg,var(--global-palette2) 3%,var(--global-palette6,#f2f0e8) 100%);}@media all and (max-width: 1024px){.kb-row-layout-id15185_618b52-87 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id15185_618b52-87 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id15185_618b52-87 alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column15185_d333e5-7b > .kt-inside-inner-col,.kadence-column15185_d333e5-7b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_d333e5-7b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_d333e5-7b > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_d333e5-7b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_d333e5-7b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_d333e5-7b{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_d333e5-7b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_d333e5-7b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_d333e5-7b\"><div class=\"kt-inside-inner-col\"><style>.kadence-column15185_b9c222-ca > .kt-inside-inner-col{display:flex;}#wrapper.site{overflow:clip;}.kadence-column15185_b9c222-ca{--kb-section-setting-offset:90px;}.kadence-column15185_b9c222-ca > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column15185_b9c222-ca > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_b9c222-ca > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column15185_b9c222-ca > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column15185_b9c222-ca{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_b9c222-ca{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_b9c222-ca > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column15185_b9c222-ca > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_b9c222-ca{text-align:left;}.kadence-column15185_b9c222-ca{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column15185_b9c222-ca{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_b9c222-ca{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_b9c222-ca > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column15185_b9c222-ca > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column15185_b9c222-ca{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_b9c222-ca{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_b9c222-ca > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column15185_b9c222-ca > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_b9c222-ca kb-section-is-sticky kb-section-dir-vertical o-sticky o-sticky-scope-main-area o-sticky-pos-top o-sticky-bhvr-keep\" data-aos=\"fade-right\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6, .wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6[data-kb-block=\"kb-adv-heading15185_48f42a-b6\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6[data-kb-block=\"kb-adv-heading15185_48f42a-b6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6[data-kb-block=\"kb-adv-heading15185_48f42a-b6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6, .wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6[data-kb-block=\"kb-adv-heading15185_48f42a-b6\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6, .wp-block-kadence-advancedheading.kt-adv-heading15185_48f42a-b6[data-kb-block=\"kb-adv-heading15185_48f42a-b6\"]{text-align:center!important;}}<\/style>\n<h4 class=\"kt-adv-heading15185_48f42a-b6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15185_48f42a-b6\">Vous h\u00e9sitez entre un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s ou d\u2019autres plans?<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b, .wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b[data-kb-block=\"kb-adv-heading15185_215bd6-7b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b[data-kb-block=\"kb-adv-heading15185_215bd6-7b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b[data-kb-block=\"kb-adv-heading15185_215bd6-7b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b, .wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b[data-kb-block=\"kb-adv-heading15185_215bd6-7b\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b, .wp-block-kadence-advancedheading.kt-adv-heading15185_215bd6-7b[data-kb-block=\"kb-adv-heading15185_215bd6-7b\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading15185_215bd6-7b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15185_215bd6-7b\">Nos sp\u00e9cialistes analysent les risques, mod\u00e9lisent la participation et clarifient les d\u00e9cisions afin de choisir l\u2019outil d\u2019actionnariat le mieux adapt\u00e9 \u00e0 vos besoins.<strong> TWINN transforme un choix complexe en strat\u00e9gie claire.<\/strong><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{display:flex;}.kadence-column15185_1b6f96-12 > .kt-inside-inner-col,.kadence-column15185_1b6f96-12 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column15185_1b6f96-12 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column15185_1b6f96-12{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_1b6f96-12{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column15185_1b6f96-12 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_1b6f96-12{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column15185_1b6f96-12{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_1b6f96-12{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column15185_1b6f96-12{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_1b6f96-12{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column15185_1b6f96-12 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_1b6f96-12\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf, .wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"]{margin-bottom:var(--global-kb-spacing-xs, 1rem);text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"] .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"] mark.kt-highlight{font-style:normal;color:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf, .wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"]{text-align:center!important;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"]{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf, .wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"]{padding-bottom:0px;text-align:center!important;}.wp-block-kadence-advancedheading.kt-adv-heading15185_0651b8-bf[data-kb-block=\"kb-adv-heading15185_0651b8-bf\"]{justify-content:center;}}<\/style><p class=\"kt-adv-heading15185_0651b8-bf wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading15185_0651b8-bf\"><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fas_phone-square kb-adv-heading-icon-side-left\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"\/><\/svg><\/span><span class=\"kb-adv-text-inner\"><a href=\"tel:1-866-760-3993\" data-type=\"tel\" data-id=\"tel:1-866-760-3993\"><mark class=\"kt-highlight\">Appelez-nous une estimation gratuite <\/mark><\/a><\/span><\/p>\n\n<style>.wp-block-kadence-advancedbtn.kb-btns15185_15b05e-0e{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns15185_15b05e-0e .kt-button{font-weight:normal;font-style:normal;}.kt-btns15185_15b05e-0e .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns15185_15b05e-0e .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns15185_15b05e-0e .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns15185_15b05e-0e .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns15185_15b05e-0e .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns15185_15b05e-0e .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns15185_15b05e-0e .kt-btn-wrap-0 .kt-button:focus{background:#444444;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns15185_15b05e-0e{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns15185_15b05e-0e{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns15185_15b05e-0e\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn15185_7f4445-2a.kb-button{width:initial;}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn15185_7f4445-2a.kb-button{font-size:var(--global-kb-font-size-sm, 0.9rem);}}<\/style><a class=\"kb-button kt-button button kb-btn15185_7f4445-2a kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/twinn.ca\/fr\/contact\/\"><span class=\"kt-btn-inner-text\">Contacter Maintenant<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowRightCircle kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"tax-treatment-of-espps-in-canada\">Traitement fiscal d\u2019un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s au Canada<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La fiscalit\u00e9 d\u2019un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s suit deux \u00e9tapes : le rabais est d\u2019abord impos\u00e9 au moment de l\u2019achat des actions, puis tout gain ou perte futur est impos\u00e9 au moment de la vente.<\/p>\n\n\n<style>.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);}.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id15185_cc35ec-5a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 1024px){.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 767px){.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id15185_cc35ec-5a > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id15185_cc35ec-5a alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-two-grid kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column15185_355aa8-c1 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column15185_355aa8-c1 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);}.kadence-column15185_355aa8-c1 > .kt-inside-inner-col,.kadence-column15185_355aa8-c1 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_355aa8-c1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_355aa8-c1 > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_355aa8-c1 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_355aa8-c1 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_355aa8-c1{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_355aa8-c1 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_355aa8-c1 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_355aa8-c1\"><div class=\"kt-inside-inner-col\">\n<h5 class=\"wp-block-heading has-text-align-center has-medium-font-size\" id=\"step-1-assess-your-workforce-and-business-goals-1\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\"><strong>1. Taxes \u00e0 l\u2019achat : Le rabais est un avantage imposable<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Lorsque les employ\u00e9s ach\u00e8tent des actions \u00e0 un prix inf\u00e9rieur \u00e0 celui du march\u00e9, le rabais est consid\u00e9r\u00e9 comme un revenu d\u2019emploi.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prix du march\u00e9 : <strong>20 $<\/strong><\/li>\n\n\n\n<li>Prix d\u2019achat avec rabais de 10 % : <strong>18 $<\/strong><\/li>\n\n\n\n<li><strong>Avantage imposable :<\/strong> 2 $<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ce montant appara\u00eet sur le feuillet fiscal de l\u2019employ\u00e9 pour l\u2019ann\u00e9e vis\u00e9e. Aucun autre imp\u00f4t n\u2019est appliqu\u00e9 au moment de l\u2019achat.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column15185_01d7f9-02 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column15185_01d7f9-02 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);}.kadence-column15185_01d7f9-02 > .kt-inside-inner-col,.kadence-column15185_01d7f9-02 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_01d7f9-02 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_01d7f9-02 > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_01d7f9-02 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_01d7f9-02 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_01d7f9-02{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_01d7f9-02 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_01d7f9-02 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_01d7f9-02\"><div class=\"kt-inside-inner-col\">\n<h5 class=\"wp-block-heading has-text-align-center has-medium-font-size\" id=\"step-1-assess-your-workforce-and-business-goals-1\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\"><strong>2. Imp\u00f4ts \u00e0 la vente : Gains (ou pertes) en capital<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Lorsqu\u2019un employ\u00e9 vend ses actions, la diff\u00e9rence entre le co\u00fbt de base rajust\u00e9 (CBR) et le prix de vente constitue un gain ou une perte en capital.<br>Au Canada, seulement 50 % des gains en capital sont imposables, ce qui rend la vente d\u2019actions issue du r\u00e9gime g\u00e9n\u00e9ralement plus avantageuse que du revenu d\u2019emploi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette \u00e9tape est distincte de l\u2019avantage imposable charg\u00e9 au moment de l\u2019achat.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column15185_384931-de > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column15185_384931-de > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);}.kadence-column15185_384931-de > .kt-inside-inner-col,.kadence-column15185_384931-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_384931-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_384931-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_384931-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_384931-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_384931-de{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_384931-de > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_384931-de > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_384931-de\"><div class=\"kt-inside-inner-col\">\n<h5 class=\"wp-block-heading has-text-align-center has-medium-font-size\" id=\"step-1-assess-your-workforce-and-business-goals-1\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\"><strong><strong>3. Comment \u00e9viter la \u00ab double imposition \u00bb? <\/strong><\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Beaucoup d\u2019employ\u00e9s croient \u00eatre impos\u00e9s deux fois, mais cela vient d\u2019une mauvaise compr\u00e9hension du CBR.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le rabais impos\u00e9 \u00e0 l\u2019achat <strong>s\u2019ajoute<\/strong> au co\u00fbt de base rajust\u00e9,<\/li>\n\n\n\n<li>ce qui emp\u00eache d\u2019\u00eatre impos\u00e9 de nouveau sur ce montant lors du calcul du gain en capital.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Les administrateurs du r\u00e9gime ajustent automatiquement le CBR sur les feuillets fiscaux, de sorte que l\u2019employ\u00e9 n\u2019a rien \u00e0 calculer manuellement.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column15185_0b3196-d6 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column15185_0b3196-d6 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);}.kadence-column15185_0b3196-d6 > .kt-inside-inner-col,.kadence-column15185_0b3196-d6 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_0b3196-d6 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_0b3196-d6 > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_0b3196-d6 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_0b3196-d6 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_0b3196-d6{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_0b3196-d6 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_0b3196-d6 > .kt-inside-inner-col{border-top:3px dotted var(--global-palette2, #2B6CB0);border-right:3px dotted var(--global-palette2, #2B6CB0);border-bottom:3px dotted var(--global-palette2, #2B6CB0);border-left:3px dotted var(--global-palette2, #2B6CB0);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_0b3196-d6\"><div class=\"kt-inside-inner-col\">\n<h5 class=\"wp-block-heading has-text-align-center has-medium-font-size\" id=\"step-1-assess-your-workforce-and-business-goals-1\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--20)\"><strong><strong>4. Ce que les employeurs doivent communiquer<\/strong><\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Une communication claire r\u00e9duit les confusions durant la saison des imp\u00f4ts. Les employeurs devraient pr\u00e9ciser que :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\">le rabais appara\u00eet \u00e0 titre de revenu sur le feuillet fiscal;<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\">le CBR corrig\u00e9 est d\u00e9j\u00e0 calcul\u00e9;<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\">le deuxi\u00e8me \u00e9v\u00e9nement fiscal n\u2019a lieu qu\u2019\u00e0 la vente des actions, pas \u00e0 l\u2019achat.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"breaking-down-the-math-how-espp-value-is-calculated\">D\u00e9composer la valeur : comment se calcule l\u2019avantage r\u00e9el du r\u00e9gime?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00eame un calcul simple aide les employ\u00e9s \u00e0 comprendre la valeur imm\u00e9diate et future du r\u00e9gime d\u2019achat d\u2019actions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Supposons qu\u2019un employ\u00e9 contribue 150 $ par paie \u00e0 un r\u00e9gime offrant un rabais de 10 % :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prix de l\u2019action \u00e0 la date d\u2019achat : <strong>30 $<\/strong><\/li>\n\n\n\n<li>Prix d\u2019achat r\u00e9duit : <strong>27 $<\/strong><\/li>\n\n\n\n<li>Valeur imm\u00e9diatement gagn\u00e9e : <strong>3 $ par action<\/strong><\/li>\n\n\n\n<li>Actions achet\u00e9es cette p\u00e9riode de paie : <strong>150 \u00f7 27 \u2248 5,55 actions<\/strong><\/li>\n\n\n\n<li>Gain imm\u00e9diat cette p\u00e9riode : <strong>5,55 \u00d7 3 = 16,65 $<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Si le prix de l\u2019action grimpe \u00e0 35 $, voici le calcul apr\u00e8s la vente :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valeur de vente : <strong>5,55 \u00d7 35 = 194,25 $<\/strong><\/li>\n\n\n\n<li>Co\u00fbt de base (incluant l\u2019escompte impos\u00e9) : <strong>5,55 \u00d7 27 = 149,85 $<\/strong><\/li>\n\n\n\n<li>Gain en capital : <strong>44,40 $<\/strong>, dont seulement la moiti\u00e9 est imposable<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cet exemple d\u00e9montre comment un r\u00e9gime d\u2019achat d\u2019actions cr\u00e9e de la valeur \u00e0 l\u2019achat et au fil du temps \u2014 raison pour laquelle de nombreuses entreprises canadiennes l\u2019int\u00e8grent comme \u00e9l\u00e9ment central de leur strat\u00e9gie d\u2019actionnariat et de r\u00e9mun\u00e9ration.<\/p>\n\n\n<style>.kb-image15185_831b70-f1 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image15185_831b70-f1 size-full\"><img decoding=\"async\" width=\"1000\" height=\"668\" src=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/employee-explaining-espp-calculations-and-taxation.webp\" alt=\"\" class=\"kb-img wp-image-15161\" srcset=\"https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/employee-explaining-espp-calculations-and-taxation.webp 1000w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/employee-explaining-espp-calculations-and-taxation-300x200.webp 300w, https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/employee-explaining-espp-calculations-and-taxation-768x513.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"integrating-an-espp-into-your-workplace-benefits-strategy\">Int\u00e9grer un r\u00e9gime d\u2019achat d\u2019actions dans sa strat\u00e9gie d\u2019avantages sociaux<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Que vous mettiez en place un r\u00e9gime d\u2019actionnariat salari\u00e9 pour la premi\u00e8re fois ou que vous optimisiez un programme existant, comprendre sa place dans l\u2019\u00e9cosyst\u00e8me des avantages sociaux permet d\u2019en maximiser la valeur plut\u00f4t que de le laisser se perdre parmi d\u2019autres offres.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Voici les facteurs que les employeurs analysent g\u00e9n\u00e9ralement lors de l\u2019implantation d\u2019un r\u00e9gime d\u2019actionnariat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"when-espps-are-the-right-choice-and-when-they-aren-t\">Quand un r\u00e9gime d\u2019achat d\u2019actions est-il le bon choix (ou non)?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les meilleurs programmes d\u2019actionnariat commencent par une compr\u00e9hension claire de votre main-d\u2019\u0153uvre et de vos objectifs. Ils peuvent \u00eatre extr\u00eamement efficaces dans le bon environnement, mais ne conviennent pas \u00e0 toutes les situations.<\/p>\n\n\n<style>.kb-row-layout-id15185_7c88b6-48 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id15185_7c88b6-48 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id15185_7c88b6-48 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id15185_7c88b6-48 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id15185_7c88b6-48 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id15185_7c88b6-48 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id15185_7c88b6-48 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column15185_77cfea-d2 > .kt-inside-inner-col,.kadence-column15185_77cfea-d2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_77cfea-d2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_77cfea-d2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_77cfea-d2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_77cfea-d2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_77cfea-d2{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_77cfea-d2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_77cfea-d2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_77cfea-d2\"><div class=\"kt-inside-inner-col\">\n<h4 class=\"wp-block-heading has-text-align-center has-medium-font-size\" id=\"benefits-for-employers-1\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">Quand le r\u00e9gime fonctionne bien<\/h4>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_bde3a1-c3:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_bde3a1-c3 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_bde3a1-c3 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_bde3a1-c3 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_bde3a1-c3 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_bde3a1-c3 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_b676a6-b2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_b676a6-b2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous souhaitez une participation large dans toute l\u2019entreprise.<\/strong><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_8f7e73-4d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_8f7e73-4d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Le cours de votre action est relativement stable.<\/strong> <\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_0cc592-d0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_0cc592-d0\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous voulez renforcer la r\u00e9tention sans gonfler les salaires.<\/strong> <\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_07a0a9-eb .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_07a0a9-eb\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous cherchez un outil d\u2019actionnariat pr\u00e9visible et simple \u00e0 administrer.<\/strong><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_018075-8f .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_018075-8f\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous voulez renforcer une culture de propri\u00e9t\u00e9 partag\u00e9e.<\/strong> <\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column15185_a52157-1f > .kt-inside-inner-col,.kadence-column15185_a52157-1f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_a52157-1f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_a52157-1f > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_a52157-1f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_a52157-1f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_a52157-1f{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_a52157-1f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_a52157-1f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_a52157-1f\"><div class=\"kt-inside-inner-col\">\n<h4 class=\"wp-block-heading has-text-align-center has-medium-font-size\" id=\"benefits-for-employees-1\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">Quand le r\u00e9gime n\u2019est peut-\u00eatre pas optimal<\/h4>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_022e7b-40:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_022e7b-40 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-left:var(--global-kb-spacing-xs, 1rem);}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_022e7b-40 ul.kt-svg-icon-list{grid-row-gap:11px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_022e7b-40 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_022e7b-40 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_022e7b-40 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_e71861-a0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_e71861-a0\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Le prix de votre action fluctue beaucoup<\/strong>, ce qui rend la participation plus intimidante.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_3e289a-ee .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_3e289a-ee\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous offrez d\u00e9j\u00e0 une r\u00e9mun\u00e9ration importante en actions pour des postes cl\u00e9s<\/strong>.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_72b8b1-a9 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_72b8b1-a9\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Votre main-d\u2019\u0153uvre a une anciennet\u00e9 tr\u00e8s courte<\/strong>, ce qui rend les outils de propri\u00e9t\u00e9 \u00e0 long terme moins efficaces.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_4a61ab-2e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_4a61ab-2e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Vous manquez de ressources internes pour communiquer clairement les outils financiers<\/strong>.<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\">Dans ces cas, les employeurs s\u2019appuient souvent davantage sur des outils d\u2019actionnariat cibl\u00e9s ou sur une<span style=\"text-decoration: underline;\"> r\u00e9mun\u00e9ration li\u00e9e aux primes<\/span>, qui offrent une r\u00e9compense plus imm\u00e9diate.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id15185_164106-25{margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id15185_164106-25 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id15185_164106-25 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id15185_164106-25 > 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3%,var(--global-palette6,#f2f0e8) 100%);}@media all and (max-width: 1024px){.kb-row-layout-id15185_164106-25 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id15185_164106-25 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id15185_164106-25 alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column15185_f42889-0f > .kt-inside-inner-col,.kadence-column15185_f42889-0f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_f42889-0f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_f42889-0f > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_f42889-0f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_f42889-0f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_f42889-0f{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_f42889-0f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_f42889-0f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_f42889-0f\"><div class=\"kt-inside-inner-col\"><style>.kadence-column15185_d1f60d-de > .kt-inside-inner-col{display:flex;}#wrapper.site{overflow:clip;}.kadence-column15185_d1f60d-de{--kb-section-setting-offset:90px;}.kadence-column15185_d1f60d-de > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column15185_d1f60d-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_d1f60d-de > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column15185_d1f60d-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column15185_d1f60d-de{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_d1f60d-de{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_d1f60d-de > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column15185_d1f60d-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_d1f60d-de{text-align:left;}.kadence-column15185_d1f60d-de{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column15185_d1f60d-de{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_d1f60d-de{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_d1f60d-de > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column15185_d1f60d-de > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column15185_d1f60d-de{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_d1f60d-de{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_d1f60d-de > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column15185_d1f60d-de > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_d1f60d-de kb-section-is-sticky kb-section-dir-vertical o-sticky o-sticky-scope-main-area o-sticky-pos-top o-sticky-bhvr-keep\" data-aos=\"fade-right\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19, .wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19[data-kb-block=\"kb-adv-heading15185_c89cc5-19\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19[data-kb-block=\"kb-adv-heading15185_c89cc5-19\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19[data-kb-block=\"kb-adv-heading15185_c89cc5-19\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19, .wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19[data-kb-block=\"kb-adv-heading15185_c89cc5-19\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19, .wp-block-kadence-advancedheading.kt-adv-heading15185_c89cc5-19[data-kb-block=\"kb-adv-heading15185_c89cc5-19\"]{text-align:center!important;}}<\/style>\n<h4 class=\"kt-adv-heading15185_c89cc5-19 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15185_c89cc5-19\">Vous h\u00e9sitez entre un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s ou d\u2019autres plans?<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a, .wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a[data-kb-block=\"kb-adv-heading15185_eb10fd-7a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a[data-kb-block=\"kb-adv-heading15185_eb10fd-7a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a[data-kb-block=\"kb-adv-heading15185_eb10fd-7a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a, .wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a[data-kb-block=\"kb-adv-heading15185_eb10fd-7a\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a, .wp-block-kadence-advancedheading.kt-adv-heading15185_eb10fd-7a[data-kb-block=\"kb-adv-heading15185_eb10fd-7a\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading15185_eb10fd-7a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15185_eb10fd-7a\">Nos sp\u00e9cialistes analysent les risques, mod\u00e9lisent la participation et clarifient les d\u00e9cisions afin de choisir l\u2019outil d\u2019actionnariat le mieux adapt\u00e9 \u00e0 vos besoins.<strong> TWINN transforme un choix complexe en strat\u00e9gie claire.<\/strong><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column15185_e5679c-37 > .kt-inside-inner-col{display:flex;}.kadence-column15185_e5679c-37 > .kt-inside-inner-col,.kadence-column15185_e5679c-37 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_e5679c-37 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_e5679c-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column15185_e5679c-37 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column15185_e5679c-37{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_e5679c-37{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_e5679c-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column15185_e5679c-37 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_e5679c-37{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column15185_e5679c-37{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_e5679c-37{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_e5679c-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column15185_e5679c-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column15185_e5679c-37{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_e5679c-37{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column15185_e5679c-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column15185_e5679c-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_e5679c-37\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df, .wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"]{margin-bottom:var(--global-kb-spacing-xs, 1rem);text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"] .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"] mark.kt-highlight{font-style:normal;color:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df, .wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"]{text-align:center!important;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"]{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df, .wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"]{padding-bottom:0px;text-align:center!important;}.wp-block-kadence-advancedheading.kt-adv-heading15185_e4e480-df[data-kb-block=\"kb-adv-heading15185_e4e480-df\"]{justify-content:center;}}<\/style><p class=\"kt-adv-heading15185_e4e480-df wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading15185_e4e480-df\"><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fas_phone-square kb-adv-heading-icon-side-left\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"\/><\/svg><\/span><span class=\"kb-adv-text-inner\"><a href=\"tel:1-866-760-3993\" data-type=\"tel\" data-id=\"tel:1-866-760-3993\"><mark class=\"kt-highlight\">Appelez-nous une estimation gratuite <\/mark><\/a><\/span><\/p>\n\n<style>.wp-block-kadence-advancedbtn.kb-btns15185_6bf750-7b{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns15185_6bf750-7b .kt-button{font-weight:normal;font-style:normal;}.kt-btns15185_6bf750-7b .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns15185_6bf750-7b .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns15185_6bf750-7b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns15185_6bf750-7b .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns15185_6bf750-7b .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns15185_6bf750-7b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns15185_6bf750-7b .kt-btn-wrap-0 .kt-button:focus{background:#444444;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn.kb-btns15185_6bf750-7b{justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn.kb-btns15185_6bf750-7b{justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns15185_6bf750-7b\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn15185_25844d-1a.kb-button{width:initial;}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn15185_25844d-1a.kb-button{font-size:var(--global-kb-font-size-sm, 0.9rem);}}<\/style><a class=\"kb-button kt-button button kb-btn15185_25844d-1a kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-true wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/twinn.ca\/fr\/contact\/\"><span class=\"kt-btn-inner-text\">Contacter Maintenant<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowRightCircle kt-btn-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"pairing-with-other-workplace-benefits\">Combiner le r\u00e9gime d\u2019actionnariat salari\u00e9 avec d\u2019autres avantages au travail<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">De nombreux employeurs obtiennent de meilleurs r\u00e9sultats lorsque leur programme d\u2019actionnariat n\u2019est pas isol\u00e9, mais int\u00e9gr\u00e9 \u00e0 une strat\u00e9gie globale de mieux-\u00eatre financier. Le r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s peut se combiner avec :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);column-gap:18px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc ul.kt-svg-icon-list{grid-row-gap:29px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc .kb-svg-icon-wrap{font-size:18px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_e6c8b3-fc ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (min-width: 1025px){.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc:not(.kt-svg-icon-list-columns-1) ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap:not(:last-child){margin:0px;}}@media all and (min-width: 768px) and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc:not(.kt-tablet-svg-icon-list-columns-1) ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap:not(:last-child){margin:0px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_e6c8b3-fc:not(.kt-mobile-svg-icon-list-columns-1) ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap:not(:last-child){margin:0px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_e6c8b3-fc kt-svg-icon-list-columns-2 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_0463c3-20 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_0463c3-20\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\"><strong><strong>R\u00e9gimes de participation diff\u00e9r\u00e9e aux b\u00e9n\u00e9fices (RPDB)<\/strong> :<\/strong><\/mark><\/strong> Certains employeurs jumellent un actionnariat financ\u00e9 par les employ\u00e9s avec un RPDB financ\u00e9 par l\u2019employeur pour cr\u00e9er un \u00e9quilibre entre stabilit\u00e9 et potentiel de croissance.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_e05619-98 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_e05619-98\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\"><strong>R\u00e9gimes de retraite<\/strong> :<\/mark><\/strong> M\u00eame les entreprises dot\u00e9es de r\u00e9gimes \u00e0 prestations d\u00e9termin\u00e9es (PD) ou \u00e0 cotisations d\u00e9termin\u00e9es (CD) peuvent utiliser l\u2019actionnariat salari\u00e9 pour permettre aux employ\u00e9s de participer plus directement \u00e0 la performance de l\u2019entreprise.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_2c74e1-95 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_2c74e1-95\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\"><strong>R\u00e9gimes de retraite collectifs :<\/strong><\/mark><\/strong> Les organisations qui offrent d\u00e9j\u00e0 des avantages d\u2019\u00e9pargne \u2014 cotisation de contrepartie au REER, r\u00e9gimes CD, r\u00e9gimes PD \u2014 ajoutent souvent un programme d\u2019actionnariat pour offrir une couche suppl\u00e9mentaire de potentiel de croissance. Les r\u00e9gimes de retraite apportent la stabilit\u00e9; l\u2019actionnariat apporte le rendement potentiel.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_9c9552-2c .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_9c9552-2c\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_cornerDownRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"15 10 20 15 15 20\"\/><path d=\"M4 4v7a4 4 0 0 0 4 4h12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-2-color\"><strong><strong>Programmes de mieux-\u00eatre et de soutien<\/strong> :<\/strong><\/mark><\/strong> De plus en plus d\u2019employeurs combinent l\u2019actionnariat avec un soutien plus large (services de sant\u00e9 mentale, t\u00e9l\u00e9m\u00e9decine, avantages flexibles). Cela montre que l\u2019entreprise s\u2019engage non seulement envers la croissance financi\u00e8re de ses employ\u00e9s, mais aussi envers leur bien-\u00eatre au quotidien.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Que vous introduisiez un nouveau programme d\u2019actionnariat ou que vous souhaitiez l\u2019int\u00e9grer \u00e0 vos avantages existants, un jumelage r\u00e9fl\u00e9chi \u00e9vite les chevauchements et maximise la valeur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"partnering-with-experts-to-integrate-an-employee-share-purchase-plan\">Partenariat avec des experts pour int\u00e9grer un plan d\u2019achat d\u2019actions pour les employ\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Entre les p\u00e9riodes d\u2019inscription, les r\u00e8gles de contribution, l\u2019int\u00e9gration \u00e0 la paie et la comparaison avec d\u2019autres outils d\u2019actionnariat, il est normal que les employeurs soient incertains par o\u00f9 commencer. C\u2019est l\u00e0 que l\u2019accompagnement sp\u00e9cialis\u00e9 fait toute la diff\u00e9rence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chez <strong>TWINN<\/strong>, nous aidons les employeurs \u00e0 concevoir, implanter et optimiser des programmes d\u2019actionnariat align\u00e9s sur leurs objectifs d\u2019entreprise et les besoins de leurs \u00e9quipes. Que vous lanciez votre premier r\u00e9gime d\u2019achat d\u2019actions ou que vous le coordonniez avec d\u2019autres outils de r\u00e9mun\u00e9ration, nos sp\u00e9cialistes rendent le processus clair, conforme et efficace.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Voici comment notre \u00e9quipe vous accompagne :<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_32d97e-8c:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_32d97e-8c ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-left:var(--global-kb-spacing-xs, 1rem);}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_32d97e-8c ul.kt-svg-icon-list{grid-row-gap:7px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_32d97e-8c .kb-svg-icon-wrap{color:var(--global-palette2, #2B6CB0);}.wp-block-kadence-iconlist.kt-svg-icon-list-items15185_32d97e-8c ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items15185_32d97e-8c ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items15185_32d97e-8c kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-15185_d65d95-eb .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_d65d95-eb\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Conception du plan :<\/strong> Construire un programme d\u2019actionnariat adapt\u00e9 \u00e0 vos objectifs financiers, \u00e0 votre main-d\u2019\u0153uvre et \u00e0 votre philosophie de r\u00e9mun\u00e9ration.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_dadee9-55 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_dadee9-55\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Strat\u00e9gie de contribution :<\/strong> \u00c9quilibrez motivation et efficacit\u00e9 des co\u00fbts tout en encourageant une forte participation.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_6b924f-0b .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_6b924f-0b\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Gestion de la conformit\u00e9 :<\/strong> Restez align\u00e9 sur les r\u00e8gles de l\u2019ARC, les exigences de d\u00e9claration et les normes de documentation du r\u00e9gime.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_0f8717-41 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_0f8717-41\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Formation des employ\u00e9s :<\/strong> Aidez votre \u00e9quipe \u00e0 comprendre comment fonctionnent les r\u00e9gimes de r\u00e9mun\u00e9ration en actions \u2014 des rabais aux r\u00e8gles fiscales \u2014 gr\u00e2ce \u00e0 des documents clairs et accessibles.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-15185_5f8447-4b .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-15185_5f8447-4b\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Optimisation continue :<\/strong> Suivez la participation, analysez la performance du plan et ajustez-vous \u00e0 mesure que votre entreprise grandit.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/twinn.ca\/fr\/services\/regime-retraite-collectif\/\" data-type=\"link\" data-id=\"https:\/\/twinn.ca\/services\/group-retirement-plan-pension\/\">D\u00e9couvrez comment nous vous aidons \u00e0 concevoir et \u00e0 mettre en \u0153uvre des options d\u2019\u00e9pargne collective, de retraite et d\u2019actions pour votre \u00e9quipe.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faqs\">Vous avez des questions? Nous avons les r\u00e9ponses. <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Encore quelques doutes? <\/em>Voici des r\u00e9ponses rapides aux pr\u00e9occupations les plus fr\u00e9quentes des employeurs et des employ\u00e9s.<\/p>\n\n\n<style>.kb-row-layout-id15185_fd8076-ad > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id15185_fd8076-ad > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id15185_fd8076-ad > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-none, 0rem );padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id15185_fd8076-ad > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id15185_fd8076-ad > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id15185_fd8076-ad > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id15185_fd8076-ad alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column15185_298842-bd > .kt-inside-inner-col,.kadence-column15185_298842-bd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column15185_298842-bd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column15185_298842-bd > .kt-inside-inner-col{flex-direction:column;}.kadence-column15185_298842-bd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column15185_298842-bd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column15185_298842-bd{position:relative;}@media all and (max-width: 1024px){.kadence-column15185_298842-bd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column15185_298842-bd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column15185_298842-bd inner-column-1\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-wpsp-faq wpsp-faq__outer-wrap wpsp-block-db82cf8c wpsp-faq-icon-row wpsp-faq-layout-accordion wpsp-faq-expand-first-false wpsp-faq-inactive-other-true wpsp-faq-equal-height\" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/twinn.ca\/fr\/plan-achat-actions-pour-employes\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"&lt;strong>Les r\u00e9gimes d\u2019achat d\u2019actions valent-ils la peine?&lt;\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Souvent oui. Ils constituent un excellent compl\u00e9ment \u00e0 une strat\u00e9gie financi\u00e8re \u00e0 long terme, surtout lorsqu\u2019un rabais ou une contribution \u00e9quivalente est offert. La valeur se construit gr\u00e2ce \u00e0 des contributions r\u00e9guli\u00e8res et \u00e0 la croissance potentielle du titre.\"}},{\"@type\":\"Question\",\"name\":\"&lt;strong>&lt;strong>Quels sont les inconv\u00e9nients?&lt;\/strong>&lt;\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les principaux risques sont la volatilit\u00e9 du march\u00e9 et la sur-concentration du patrimoine financier dans une seule entreprise. Une communication claire sur la diversification et les p\u00e9riodes de d\u00e9tention aide \u00e0 \u00e9viter ces \u00e9cueils.\"}},{\"@type\":\"Question\",\"name\":\"&lt;strong>&lt;strong>Que se passe-t-il si je quitte mon emploi?&lt;\/strong>&lt;\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les contributions cessent imm\u00e9diatement. Selon les r\u00e8gles du r\u00e9gime, vous pourriez devoir vendre ou transf\u00e9rer vos actions, mais les actions d\u00e9j\u00e0 acquises restent les v\u00f4tres. Des frais ou des fen\u00eatres de vente peuvent s\u2019appliquer.\"}},{\"@type\":\"Question\",\"name\":\"&lt;strong>&lt;strong>Puis-je perdre de l\u2019argent avec un r\u00e9gime d\u2019actionnariat?&lt;\/strong>&lt;\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Le rabais r\u00e9duit le risque, mais ne l\u2019\u00e9limine pas. Si le prix de l\u2019action chute sous votre co\u00fbt de base rajust\u00e9, une perte est possible au moment de la vente.\"}},{\"@type\":\"Question\",\"name\":\"&lt;strong>&lt;strong>&lt;strong>Combien de temps devrais-je conserver mes actions avant de vendre?&lt;\/strong>&lt;\/strong>&lt;\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Cela d\u00e9pend des r\u00e8gles du r\u00e9gime et de votre tol\u00e9rance au risque. Certains vendent d\u00e8s que la p\u00e9riode de d\u00e9tention se termine; d\u2019autres gardent les actions pour profiter des dividendes ou de la croissance \u00e0 long terme.\"}},{\"@type\":\"Question\",\"name\":\"&lt;strong>Puis-je participer \u00e0 plusieurs programmes d\u2019actionnariat en m\u00eame temps?&lt;\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Beaucoup d\u2019employeurs offrent une combinaison de r\u00e9gimes \u2014 achat d\u2019actions, options, unit\u00e9s d\u2019actions \u2014 et leurs r\u00e8gles de participation ne se contredisent g\u00e9n\u00e9ralement pas. Il faut surtout comprendre la fiscalit\u00e9 et le niveau de risque de chacun.\"}},{\"@type\":\"Question\",\"name\":\"&lt;strong>L\u2019actionnariat a-t-il un impact important sur mes imp\u00f4ts?&lt;\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"En g\u00e9n\u00e9ral, non. Le rabais est impos\u00e9 comme revenu d\u2019emploi \u00e0 l\u2019achat et seulement la moiti\u00e9 du gain en capital est imposable \u00e0 la vente, ce qui garde l\u2019impact fiscal global raisonnable pour la plupart des employ\u00e9s.\"}}]}<\/script><div class=\"wpsp-faq__wrap wpsp-buttons-layout-wrap\">\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-e0af7acb\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\"><strong>Les r\u00e9gimes d\u2019achat d\u2019actions valent-ils la peine?<\/strong><\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Souvent oui. Ils constituent un excellent compl\u00e9ment \u00e0 une strat\u00e9gie financi\u00e8re \u00e0 long terme, surtout lorsqu\u2019un rabais ou une contribution \u00e9quivalente est offert. La valeur se construit gr\u00e2ce \u00e0 des contributions r\u00e9guli\u00e8res et \u00e0 la croissance potentielle du titre.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-0a4ebd68\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\"><strong><strong>Quels sont les inconv\u00e9nients?<\/strong><\/strong><\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Les principaux risques sont la volatilit\u00e9 du march\u00e9 et la sur-concentration du patrimoine financier dans une seule entreprise. Une communication claire sur la diversification et les p\u00e9riodes de d\u00e9tention aide \u00e0 \u00e9viter ces \u00e9cueils.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-5a8fdf36\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\"><strong><strong>Que se passe-t-il si je quitte mon emploi?<\/strong><\/strong><\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Les contributions cessent imm\u00e9diatement. Selon les r\u00e8gles du r\u00e9gime, vous pourriez devoir vendre ou transf\u00e9rer vos actions, mais les actions d\u00e9j\u00e0 acquises restent les v\u00f4tres. Des frais ou des fen\u00eatres de vente peuvent s\u2019appliquer.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-23296ee8\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\"><strong><strong>Puis-je perdre de l\u2019argent avec un r\u00e9gime d\u2019actionnariat?<\/strong><\/strong><\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Oui. Le rabais r\u00e9duit le risque, mais ne l\u2019\u00e9limine pas. Si le prix de l\u2019action chute sous votre co\u00fbt de base rajust\u00e9, une perte est possible au moment de la vente.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-7d14a822\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\"><strong><strong><strong>Combien de temps devrais-je conserver mes actions avant de vendre?<\/strong><\/strong><\/strong><\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Cela d\u00e9pend des r\u00e8gles du r\u00e9gime et de votre tol\u00e9rance au risque. Certains vendent d\u00e8s que la p\u00e9riode de d\u00e9tention se termine; d\u2019autres gardent les actions pour profiter des dividendes ou de la croissance \u00e0 long terme.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-f96216ba\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\"><strong>Puis-je participer \u00e0 plusieurs programmes d\u2019actionnariat en m\u00eame temps?<\/strong><\/span><\/div><div class=\"wpsp-faq-content\"><span><p>Oui. Beaucoup d\u2019employeurs offrent une combinaison de r\u00e9gimes \u2014 achat d\u2019actions, options, unit\u00e9s d\u2019actions \u2014 et leurs r\u00e8gles de participation ne se contredisent g\u00e9n\u00e9ralement pas. Il faut surtout comprendre la fiscalit\u00e9 et le niveau de risque de chacun.<\/p><\/span><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-wpsp-faq-child wpsp-faq-child__outer-wrap wpsp-block-ecddbddf\"><div class=\"wpsp-faq-child__wrapper\"><div class=\"wpsp-faq-item\" role=\"tab\" tabindex=\"0\"><div class=\"wpsp-faq-questions-button wpsp-faq-questions\"><span class=\"wpsp-icon wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span><span class=\"wpsp-icon-active wpsp-faq-icon-wrap\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"wpsp-question\"><strong>L\u2019actionnariat a-t-il un impact important sur mes imp\u00f4ts?<\/strong><\/span><\/div><div class=\"wpsp-faq-content\"><span><p>En g\u00e9n\u00e9ral, non. Le rabais est impos\u00e9 comme revenu d\u2019emploi \u00e0 l\u2019achat et seulement la moiti\u00e9 du gain en capital est imposable \u00e0 la vente, ce qui garde l\u2019impact fiscal global raisonnable pour la plupart des employ\u00e9s.<\/p><\/span><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"bottom-line\">En Bref,<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un r\u00e9gime d\u2019achat d\u2019actions par les employ\u00e9s bien con\u00e7u permet aux entreprises d\u2019augmenter l\u2019engagement, de renforcer la r\u00e9tention et d\u2019aider les employ\u00e9s \u00e0 b\u00e2tir un v\u00e9ritable levier financier. Lorsqu\u2019il est jumel\u00e9 \u00e0 l\u2019\u00e9pargne collective ou \u00e0 d\u2019autres outils d\u2019actionnariat, il devient une composante strat\u00e9gique d\u2019une r\u00e9mun\u00e9ration moderne qui soutient \u00e0 la fois la stabilit\u00e9 et la croissance \u00e0 long terme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec la bonne structure et un accompagnement clair, l\u2019actionnariat salari\u00e9 ne se limite plus \u00e0 un avantage \u2014 il devient un engagement partag\u00e9 envers l\u2019avenir que votre \u00e9quipe construit ensemble.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour bien des Canadiens, b\u00e2tir un patrimoine \u00e0 long terme semble de plus en plus difficile, surtout lorsque la volatilit\u00e9&#8230;<\/p>\n","protected":false},"author":15,"featured_media":15183,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[112],"tags":[],"post_folder":[],"class_list":["post-15185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-croissance-avantages-financiers"],"acf":[],"taxonomy_info":{"category":[{"value":112,"label":"Croissance &amp; Avantages Financiers"}]},"featured_image_src_large":["https:\/\/twinn.ca\/wp-content\/uploads\/2025\/12\/people-office-analyzing-finance-graphs-for-employee-share-compensation-plans-1024x684.webp",1024,684,true],"author_info":{"display_name":"Rafat Haque","author_link":"https:\/\/twinn.ca\/fr\/author\/rafat-haque\/"},"comment_info":0,"category_info":[{"term_id":112,"name":"Croissance &amp; Avantages Financiers","slug":"croissance-avantages-financiers","term_group":0,"term_taxonomy_id":112,"taxonomy":"category","description":"","parent":0,"count":4,"filter":"raw","cat_ID":112,"category_count":4,"category_description":"","cat_name":"Croissance &amp; Avantages Financiers","category_nicename":"croissance-avantages-financiers","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/15185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/comments?post=15185"}],"version-history":[{"count":0,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/posts\/15185\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media\/15183"}],"wp:attachment":[{"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/media?parent=15185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/categories?post=15185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/tags?post=15185"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/twinn.ca\/fr\/wp-json\/wp\/v2\/post_folder?post=15185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}